Financials
- Fiscal year
- 2025
- Total assets
- €614,487
- Loss
- -€20,293
- Solvency
- -2.8%
CardioHub
ActiveSummary
CardioHub has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,293) and a net result of -€20,293. Its solvency ranks better than 14% of 1106 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Rental and leasing activities
NACE 77225NACE 77295Specialist medical practice NACE 86220
1 site
Size
€614,487total assets 2025
- Equity
- -€17,293
- Loss
- -€20,293
Turnover not published (abridged schema)
Structure
Accounts filed 28 d late0 of 1 deed read
Why 54Capped at 59: negative equity- Negative equity -€17,293- Founded in 2024+ Size: total assets €614,487+ Figures for FY 2025 (filed 28-08-2026)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
22
equity -2.8% of total assets
Liquidity
45
short-term debt 49.5% · cash 16.1%
Profitability
35
return on assets -3.3%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 1.6%
07-2025: 1.6%● 0.0% vs 06-2025
08-2025: 1.7%▲ +2.7% vs 07-2025
09-2025: 2.0%▲ +19.5% vs 08-2025
10-2025: 2.1%▲ +5.3% vs 09-2025
11-2025: 2.4%▲ +11.1% vs 10-2025
12-2025: 2.4%● 0.0% vs 11-2025
01-2026: 2.6%▲ +10.3% vs 12-2025
02-2026: 2.7%▲ +1.8% vs 01-2026
03-2026: 2.5%▼ -4.3% vs 02-2026
04-2026: 2.6%▲ +1.4% vs 03-2026
05-2026: 2.9%▲ +12.0% vs 04-2026
06-2026: 2.9%▲ +1.1% vs 05-2026highest value
07-2026: 2.9%● 0.0% vs 06-2026highest value
08-2026: 2.9%● 0.0% vs 07-2026highest value
09-2026: 0.6%▼ -78.3% vs 08-2026lowest value
10-2026: 0.6%● 0.0% vs 09-2026lowest value
- Size: total assets €614,487 lowers the probability for this profile
- Negative equity -€17,293 raises the probability
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 28-08-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.41; short-term debt: 49.5% and cash: 16.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 19%, liquidity 48%, profitability 24%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 28-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Rental and leasing activitiesNACE 77225
- Founded
- 31-05-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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