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CardioHub

Active
Private limited companyfounded 20242 years activeNijverheidslaan 11-13, 3290 Diest, BelgiumKBO/BCE: BE 1009.909.857
Summary

CardioHub has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,293) and a net result of -€20,293. Its solvency ranks better than 14% of 1,106 sector peers (NACE 77, fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Rental and leasing activities
NACE 77225Specialist medical practice NACE 86220
1 site
Size
€614,487total assets 2025
Equity
-€17,293
Loss
-€20,293
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy probability, 12 months
0.6%
Structure
Accounts filed 28 days late0 of 1 deed read
Why 54Capped at 59: negative equity- Negative equity -€17,293- Founded in 2024+ Size: total assets €614,487+ Figures for FY 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 77, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency 22
equity -2.8% of total assets
Liquidity 45
short-term debt 49.5% · cash 16.1%
Profitability 35
return on assets -3.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,159 companies)
Last 24 months 06-2025: 1.6% 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.7%▲ +0.1 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.1%▲ +0.1 percentage points vs 09-2025 11-2025: 2.4%▲ +0.3 percentage points vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.6%▲ +0.2 percentage points vs 12-2025 02-2026: 2.7%▲ +0.1 percentage points vs 01-2026 03-2026: 2.5%▼ -0.2 percentage points vs 02-2026 04-2026: 2.6%▲ +0.1 percentage points vs 03-2026 05-2026: 2.9%▲ +0.3 percentage points vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026highest value 07-2026: 2.9%● unchanged vs 06-2026highest value 08-2026: 2.9%● unchanged vs 07-2026highest value 09-2026: 0.6%▼ -2.3 percentage points vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity short (current ratio 0.41; short-term debt: 49.5% and cash: 16.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 19% on solvency, 48% on liquidity and 24% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €614,487
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€17,293
NBB · annual accounts
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Figures for FY 2025 (filed 28-08-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€17,293 View
  • Caution: Among the weakest 12% on equitysector median €257,740 · 1,106 companies -€17,293 View
  • Total assets 2025first fiscal year filed €614,487 View

By topic

Financials

Fiscal year
2025
Total assets
€614,487
Loss
-€20,293
Solvency
-2.8%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Rental and leasing activitiesNACE 77225
Founded
31-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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