CARDIO PREVENT
ActiveSummary
The computed 12-month bankruptcy probability of CARDIO PREVENT is 2.5% (moderate). The 2025 annual accounts show equity of €3,698 and a net result of €161,198. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
47.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
30 d late
2023
40 d early
2022
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (3 of the last 4 filed years within 55 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3,698▼ 98.8%
2024 · €318,641
Total assets
€336,300▼ 8.8%
2024 · €368,826
Net result
€161,198▼ 2.0%
2024 · €164,559
Working capital
-€118,058
2024 · €194,464
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€30,131-€167,682▲ 457%€212,178▲ 26.5%€210,240▼ 0.9%
Net result€22,376-€128,205▲ 473%€164,559▲ 28.4%€161,198▼ 2.0%
Equity€25,876-€154,081▲ 495%€318,641▲ 107%€3,698▼ 98.8%
Total assets€95,400-€219,351▲ 130%€368,826▲ 68.1%€336,300▼ 8.8%
Debt€69,524-€65,270▼ 6.1%€50,185▼ 23.1%€332,602▲ 563%
Working capital€7,802-€114,011▲ 1,361%€194,464▲ 70.6%-€118,058
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336,300
Fixed assets
€134,377 ▼ 10.4%
Current assets
€201,923 ▼ 7.7%
Equity and liabilities €336,300
Equity
€3,698 ▼ 98.8%
Debt
€332,602 ▲ 563%
Debt's share of the balance-sheet total rises from 13.6% to 98.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€235,062▲
2024 · €221,827
Cash flow
€186,019▲
2024 · €174,209
Current ratio
0.63▼
2024 · 8.96
Debt to equity
89.94▲
2024 · 0.16
ROA
47.9%▲
2024 · 44.6%
Interest coverage
137.56▲
2024 · 96.27
Debt ≤ 1 year
€319,981▲
2024 · €24,421
Debt > 1 year
€12,621▼
2024 · €25,764
Income taxes
€50,072▲
2024 · €47,363
A ratio outside any meaningful range has been withheld (balance sheet total €336,300, equity €3,698).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
2.6%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,462 | €11,395 | €9,649 | €24,821 | ▲ 157% |
| Other operating charges640/8 | €390 | €604 | €626 | €556 | ▼ 11.1% |
| Gross operating margin9900 | €32,983 | €179,681 | €222,453 | €235,618 | ▲ 5.9% |
| Operating profit (loss)9901 | €30,131 | €167,682 | €212,178 | €210,240 | ▼ 0.9% |
| Financial income75/76B | - | €782 | €2,048 | €2,739 | ▲ 33.7% |
| Recurring financial income75 | - | €782 | €2,048 | €2,739 | ▲ 33.7% |
| Financial charges65/66B | €255 | €2,760 | €2,304 | €1,709 | ▼ 25.8% |
| Recurring financial charges65 | €255 | €2,760 | €2,304 | €1,709 | ▼ 25.8% |
| Profit (loss) for the period before taxes9903 | €29,876 | €165,705 | €211,922 | €211,270 | ▼ 0.3% |
| Income taxes67/77 | €7,500 | €37,500 | €47,363 | €50,072 | ▲ 5.7% |
| Profit (loss) for the period9904 | €22,376 | €128,205 | €164,559 | €161,198 | ▼ 2.0% |
| Profit (loss) for the period to be appropriated9905 | €22,376 | €128,205 | €164,559 | €161,198 | ▼ 2.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €95,400 | €219,351 | €368,826 | €336,300 | ▼ 8.8% |
| Fixed assets21/28 | €68,288 | €87,754 | €149,941 | €134,377 | ▼ 10.4% |
| Tangible fixed assets22/27 | €68,288 | €87,754 | €149,941 | €134,377 | ▼ 10.4% |
| Land and buildings22 | - | €13,657 | €14,156 | €14,898 | ▲ 5.2% |
| Plant, machinery and equipment23 | - | €13,076 | €10,315 | €8,400 | ▼ 18.6% |
| Furniture and vehicles24 | - | €2,322 | €69,897 | €58,630 | ▼ 16.1% |
| Leasing and similar rights25 | €68,288 | €58,699 | €55,574 | €52,449 | ▼ 5.6% |
| Current assets29/58 | €27,112 | €131,597 | €218,885 | €201,923 | ▼ 7.7% |
| Amounts receivable after more than one year29 | - | €65,000 | €85,000 | - | - |
| Other amounts receivable291 | - | €65,000 | €85,000 | - | - |
| Amounts receivable within one year40/41 | - | €7,500 | €11,595 | €11,523 | ▼ 0.6% |
| Other amounts receivable41 | - | €7,500 | €11,595 | €11,523 | ▼ 0.6% |
| Cash at bank and in hand54/58 | €17,248 | €50,367 | €111,055 | €185,175 | ▲ 66.7% |
| Deferred charges and accrued income490/1 | €9,864 | €8,730 | €11,234 | €5,224 | ▼ 53.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €95,400 | €219,351 | €368,826 | €336,300 | ▼ 8.8% |
| Equity10/15 | €25,876 | €154,081 | €318,641 | €3,698 | ▼ 98.8% |
| Contributions10/11 | €3,500 | €3,500 | €3,500 | €3,500 | = |
| Profit (loss) carried forward14 | €22,376 | €150,581 | €315,141 | €198 | ▼ 99.9% |
| Amounts payable17/49 | €69,524 | €65,270 | €50,185 | €332,602 | ▲ 563% |
| Amounts payable after more than one year17 | €50,214 | €38,286 | €25,764 | €12,621 | ▼ 51.0% |
| Financial debts170/4 | €50,214 | €38,286 | €25,764 | €12,621 | ▼ 51.0% |
| Amounts payable within one year42/48 | €19,310 | €17,586 | €24,421 | €319,981 | ▲ 1,210% |
| Current portion of amounts payable after more than one year42 | €11,364 | €11,928 | €12,521 | €13,143 | ▲ 5.0% |
| Trade debts44 | - | €5,657 | €2,998 | €81 | ▼ 97.3% |
| Suppliers440/4 | - | €5,657 | €2,998 | €81 | ▼ 97.3% |
| Taxes, remuneration and social security45 | - | - | €4,500 | - | - |
| Taxes450/3 | - | - | €4,500 | - | - |
| Other amounts payable47/48 | €7,947 | - | €4,402 | €306,757 | ▲ 6,869% |
| Accrued charges and deferred income492/3 | - | €9,398 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,376 | €128,205 | €164,559 | €161,198 | ▼ 2.0% |
| + Depreciation and write-downs630 | €2,462 | €11,395 | €9,649 | €24,821 | ▲ 157% |
| Operating cash flow (approximation) | €24,838 | €139,600 | €174,209 | €186,019 | ▲ 6.8% |
| Investment in fixed assets (approximation) | - | -€30,861 | -€71,836 | -€9,258 | ▲ 87.1% |
| Change in cash | - | €33,119 | €60,688 | €74,120 | ▲ 22.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2022net €164,559 ▲28.4%
Operating result €212,178, net result €164,559, both a record.
31-12
Financial
Equity above €200,000Eq €318,641 ▲107%
3 profitable years in a row build equity to €318,641.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 7.48
Current ratio from 1.40 to 7.48; short-term debt falls from €19,310 to €17,586.
31-12
Financial
Equity above €150,000Eq €154,081 ▲495%
2 profitable years in a row build equity to €154,081.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2022
Ground area
589 m²
Building footprint
373 m²
Volume, LiDAR
4,106 m³
2 parcels, Brussels, Flanders · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CARDIO PREVENT
since 20222.336.770.283
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0297/00L000 | Flanders | 335 m² | 1 · 149 m² | 9.3 m · 2 fl. |
| 21302A0045/00L005 | Brussels | 254 m² | 1 · 224 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-2022
Fiscal year end31-12
Contact
E-mail
martin.chaumont2012@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0791933239
Also
9925:BE0791933239
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.