Financials
- Financial year
- 2025
- Total assets
- €376,231
- Profit
- €210,029
- Solvency
- 57.2%
CARDIO-JLVO
ActiveSummary
CARDIO-JLVO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215,029 and a net result of €210,029. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
“Door het beheer van een medisch centrum of een medische praktijk te verzekeren,met inbegrip…” (deed in Dutch)
From the articles, 20 activitiesNo NACE code in the KBO yet1 site
Size
€376,231total assets 2025
- Equity
- €215,029
- Profit
- €210,029
Turnover not published (micro format)
Structure
2025 accounts on time
Why 96raises riskFounded in 2024lowers riskSize: total assets €376,231Liquidity: current ratio 2.42, cash €297,027No main activity registeredShow the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
82
equity 57.2% of total assets
Liquidity
85
short-term debt 33.3% · cash 78.9%
Profitability
100
return on assets 55.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 2.4%
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.5%▲ +0.1 percentage points vs 12-2025
02-2026: 2.9%▲ +0.4 percentage points vs 01-2026
03-2026: 3.1%▲ +0.2 percentage points vs 02-2026
04-2026: 3.4%▲ +0.3 percentage points vs 03-2026
05-2026: 3.6%▲ +0.2 percentage points vs 04-2026highest value
06-2026: 3.6%● unchanged vs 05-2026highest value
07-2026: 3.5%▼ -0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -3.4 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €20,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.42, above the usual 1.5; short-term debt: 33.3% and cash: 78.9% of total assets), and 42.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 49% on solvency, 77% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: Jean Louis Jules Alain…
Key points
By topic
Board & ownership
- Board
- 2 members
- Jean Louis Jules Alain VANOVERSCHELDEDirector
- Martine Alice Josée Ghislaine CRANSQUINDirector
Network & group
- Connected companies
- 6
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 18-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Annual meeting
- Third Friday of June at 17:00
- Purpose
- “Door het beheer van een medisch centrum of een medische praktijk te verzekeren,met…” (deed in Dutch)
Key facts about CARDIO-JLVO
- What is the company number of CARDIO-JLVO?
- 1015.273.561. In Belgium the VAT number is the company number with BE in front: BE 1015.273.561.
- Where is CARDIO-JLVO based?
- The registered office is at Groenhof 11, 1970 Wezembeek-Oppem.Company details
- What is the legal form of CARDIO-JLVO?
- Private limited company (BV).
- When was CARDIO-JLVO founded?
- On 18-10-2024.
- Is CARDIO-JLVO still active?
- Yes, CARDIO-JLVO is an active enterprise in the KBO register.
- What is the turnover of CARDIO-JLVO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is CARDIO-JLVO profitable?
- In financial year 2025, CARDIO-JLVO made a profit of €210,029.
- Where can I find the annual accounts of CARDIO-JLVO?
- CARDIO-JLVO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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