CARDIO JDC

Active

Private limited companyfounded 20215 yrs activeLeopold III Laan 59, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0773.633.693

Summary

CARDIO JDC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,054 and a net result of €142,333. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

CARDIO JDCActiveChecked score 91/100

Risk analysis Report Compare

What they do

Activity not known1 site

How big

€616,082total assets 2025

Equity: €10,054
Profit: €142,333

Turnover not published (abridged schema)

Financially healthy?

91 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Who decides

Accounts 2 d early0 of 1 deed read

Why 91- Founded in 2021- Equity €10,054 (1.6% of total assets)+ Size: total assets €616,082+ No main activity registeredShow the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Place in the band from the probability alone: no sector peers known

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 27-44

equity 1.6% of total assets

Liquidity 31-29

short-term debt 74.4% · cash 17.2%

Profitability 98+7

return on assets 23.1%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +31.3% vs 11-2024 01-2025: 0.2%▲ +7.9% vs 12-2024 02-2025: 0.1%▼ -56.4% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%▲ +4.5% vs 07-2025 09-2025: 0.1%▼ -2.2% vs 08-2025 10-2025: 0.1%▼ -3.3% vs 09-2025lowest value 11-2025: 0.1%▲ +5.7% vs 10-2025 12-2025: 0.1%▲ +31.2% vs 11-2025 01-2026: 0.1%▲ +8.2% vs 12-2025 02-2026: 0.3%▲ +108% vs 01-2026highest value 03-2026: 0.2%▼ -36.9% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%▲ +5.2% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▼ -1.1% vs 09-2026

Size: total assets €616,082 lowers the probability for this profile
No main activity registered lowers the probability
Founded in 2021 raises the probability for this profile
Equity €10,054 (1.6% of total assets) raises the probability

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.44 against 1.2 in 2024; short-term debt: 74.4% and cash: 17.2% of total assets), and 98.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €616,082

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €10,054 (1.6% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

2 d early

2024

6 d early

2023

4 d early

2022

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 4 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

29-01-26 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Highest result since 2022net €142,333 ▲26.2%
25-01-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Equity fell in 2025from €297,721 to €10,054 ▼ 96.6% View
Positive: Always filed on timeaccounts within the deadline every year 4 years View
Total assets 20254 fiscal years filed €616,082 View