CARDIO DEWIT

Active

Private limited companyfounded 200224 yrs activeParadijsvogelslaan 60, 1160 Oudergem, BelgiumKBO/BCE: BE 0477.743.608

Summary

CARDIO DEWIT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345,491 and a net result of €70,656. Equity is growing by ~9.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

CARDIO DEWITActiveChecked score 97/100

Risk analysis Report Compare

Activity

Activity not known

Size

€505,681total assets 2025

Equity: €345,491
Profit: €70,656

Turnover not published (abridged schema)

Financial health

97 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 3 d late

Why 97- No establishment unit in the KBO+ Size: total assets €505,681+ Liquidity: current ratio 15.81, cash €289,469+ Equity €345,491 (68.3% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 74% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 93+2

equity 68.3% of total assets

Liquidity 100=

short-term debt 4.8% · cash 57.2%

Profitability 86-2

return on assets 14.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2%highest value 12-2024: < 0.1%▼ -71.7% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +4.7% vs 03-2025 05-2025: < 0.1%▲ +2.2% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▼ -4.3% vs 06-2025 08-2025: < 0.1%▲ +2.3% vs 07-2025 09-2025: < 0.1%▲ +11.1% vs 08-2025 10-2025: 0.1%▲ +28.0% vs 09-2025 11-2025: 0.1%▲ +123% vs 10-2025 12-2025: < 0.1%▼ -69.9% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +7.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -4.3% vs 06-2026 08-2026: < 0.1%▲ +2.3% vs 07-2026 09-2026: < 0.1%▲ +11.1% vs 08-2026 10-2026: 0.1%▲ +28.0% vs 09-2026

Size: total assets €505,681 lowers the probability for this profile
Liquidity: current ratio 15.81, cash €289,469 lowers the probability
Equity €345,491 (68.3% of total assets) lowers the probability
No establishment unit in the KBO raises the probability

Credit up to €30,000 at 30 days acceptable

Liquidity ample (current ratio 15.81 against 18.6 in 2024; short-term debt: 4.8% and cash: 57.2% of total assets), and 31.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 57%, liquidity 95%, profitability 70%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €505,681

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 15.81, cash €289,469

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €345,491 (68.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

3 d late

2024

3 d early

2023

5 d early

2022

4 d early

2021

2 d early

2020

27 d late

2019

28 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 6 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 28 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-03-2026 close04-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage