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CARDIFF

Active Private limited companyfounded 1996active for 30 yearsDe Hutten 111, 3600 GenkKBO/BCE: BE 0458.162.078

Lifetime

20 annual accounts with figures on one time axis, 29 filings since 1997
peak €20,612 (2020)
€14,088▲ €20,647
lowest -€9,652 (2024)
€8,252▲ €17,904
peak €72,887 (2023)
€71,487▲ 13.0%
€8,854▼ 48.6%
Board3 names since 2022
1 director
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from -€6,559 to €14,088Back to profit: €8,252Equity from €63,235 to €71,487Debts from €17,239 to €8,854Investments €10,343

Key points

from the 2025 annual accounts

Investments

€11,680 3.6 × depreciation
202220242025

Green is investment, beige is depreciation.

Liquidity

14.93 was 5.77 in 2024

Short-term debts fell from €12,889 to €4,504.

Filings

29 annual accounts since 1997
AprilJune31 JulyOctober200020102020

Six of the last ten came late. The 2018 accounts came latest: 26 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as CARDIFF has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for CARDIFF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0458162078
3 managers resigning, 1 director reappointed Resignations: , and · Reappointment: (director) · “Het onderhouden van terreinen en gebouwen en het uitvoeren van renovatiewerken aan gebouwen en bedrijfshallen” (deed in Dutch) · Gazette deed
Registered office moved within Genk New registered office: De Hutten 111, 3600 Genk · Previous registered office: Meeënweg 22A, 3600 Genk · Gazette deed
First establishment CARDIFF BVBA, De Hutten 111, Genk
All 40 events

Comparable companies

same main activity, similar in size and age
Company
CARDIFF Genk €80,341 €14,088 89.0% -
BELGIAN BUSINESS COMPANY CARS Erpe-Mere €74,936 €13,900 -343.4% -
DL cars Overijse €84,374 €15,396 63.6% -
KEBO Wijnegem €84,825 €14,370 91.0% -
MEHREGAN Ixelles €74,243 €16,879 89.0% -
AUTO WASTIAU La Louvière €91,232 €16,024 -83.7% -
U.S.A. CAR CENTER TIENEN Tienen €84,765 €15,591 -342.3% -

These companies have the same main activity as CARDIFF: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €74,200 and €91,200, founded between 1992 and 1999.

Official details

Source: KBO
Status
Active since 07-06-1996Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811
Establishment unit
2.077.720.6973600 Genk, since 06-08-1996
Financial year end
31 December
Peppol
Reachable since 16-03-2026
Company details

Annual accounts 2025

≈ €200,000estimated
€80,341▼ 0.2%
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on CARDIFF

CARDIFF files the micro format. That format states no turnover. The gross margin rose from €3,472 in 2006 to €14,088 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CARDIFF

What is the company number of CARDIFF?
The company number of CARDIFF is 0458.162.078. The VAT number is the same number with BE in front: BE 0458.162.078.
Where is CARDIFF based?
The registered office is at De Hutten 111, 3600 Genk.Company details
What does CARDIFF do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of CARDIFF?
CARDIFF is a private limited company (BV).
When was CARDIFF founded?
CARDIFF was founded on 07-06-1996.
Is CARDIFF still active?
Yes, CARDIFF is an active enterprise in the KBO register.
What is the turnover of CARDIFF?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €14,088 and 72 comparable companies (NACE 47811). It probably lies between €110,000 and €650,000. It is a rough estimate.Financials
Is CARDIFF profitable?
In financial year 2025, CARDIFF made a profit of €8,252.
Where can I find the annual accounts of CARDIFF?
CARDIFF filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CARDIFF due?
CARDIFF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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