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CARDIBAT

Active
Private limited company (pre-2019)founded 198739 yrs activeRue de Zualart(SL) 40, 5020 Namur, BelgiumKBO/BCE: BE 0430.759.479
Summary

The computed 12-month bankruptcy probability of CARDIBAT is 12.2% (high). For CARDIBAT, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €4,146 and a net result of €3,247. Equity is shrinking by ~59.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2023. Its solvency ranks better than 16% of 27634 sector peers (fiscal year 2021). The company has been active since 1987 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Floor and wall tiling
NACE 43331NACE 45431
1 site
Size
€30,149turnover 2021
Equity
€4,146
Profit
€3,247
Financial health
Bankruptcy chance 12 m
12.2%
2021 figures too old to score
Structure
Accounts 1163 d overdue
Signals- Figures for FY 2021 (filed 05-07-2023)- 3 financial years not filed after the legal deadline; latest accounts 339 days late; 3 of the last 3 late- Ex-officio strike-off in the KBO- Two or more financial years not filed- Filed more than 90 days late- Administrative warnings in the KBO publications+ Founded in 1987Show the evidence

Checked score

No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2021 · tick = 2020
Average
Solvency 38+10
equity 12.8% of total assets
Liquidity 46+6
short-term debt 59.0% · cash 21.3%
Profitability 88+18
return on assets 10.1%
Bankruptcy probability, 12 months
12.2% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 6.8% 12-2024: 6.8%● 0.0% vs 11-2024 01-2025: 6.8%● 0.0% vs 12-2024 02-2025: 6.8%● 0.0% vs 01-2025 03-2025: 6.8%● 0.0% vs 02-2025 04-2025: 6.8%● 0.0% vs 03-2025 05-2025: 6.8%● 0.0% vs 04-2025 06-2025: 6.8%● 0.0% vs 05-2025 07-2025: 6.8%● 0.0% vs 06-2025 08-2025: 6.8%▼ -0.1% vs 07-2025lowest value 09-2025: 6.8%● 0.0% vs 08-2025lowest value 10-2025: 6.8%● 0.0% vs 09-2025lowest value 11-2025: 6.8%● 0.0% vs 10-2025lowest value 12-2025: 6.8%● 0.0% vs 11-2025lowest value 01-2026: 6.8%● 0.0% vs 12-2025lowest value 02-2026: 6.8%● 0.0% vs 01-2026lowest value 03-2026: 6.8%● 0.0% vs 02-2026lowest value 04-2026: 6.8%● 0.0% vs 03-2026lowest value 05-2026: 6.8%● 0.0% vs 04-2026lowest value 06-2026: 6.8%● 0.0% vs 05-2026lowest value 07-2026: 6.8%● 0.0% vs 06-2026lowest value 08-2026: 6.8%● 0.0% vs 07-2026lowest value 09-2026: 12.2%▲ +78.6% vs 08-2026highest value 10-2026: 12.2%● 0.0% vs 09-2026highest value
  • Figures for FY 2021 (filed 05-07-2023) raises the probability
  • 3 financial years not filed after the legal deadline; latest accounts 339 days late; 3 of the last 3 late raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Founded in 1987 lowers the probability for this profile
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2021 (filed 05-07-2023)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 3 financial years not filed after the legal deadline; latest accounts 339 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2022 close31-07-2023 deadline06-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 05-07-2023, 339 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
339 d late
2020
192 d late
2018
156 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 229 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Late accounts filing
  1. Late accounts filingevent 18-08-2026
  2. Annual accounts filedfiscal year 2021 · micro…
  3. Annual accounts filedfiscal year 2020 · micro…

Key points

  • Risk: Accounts not fileddeadline was 31-07-2023 1163 d late View
  • Caution: Among the weakest 12% on equitysector median €54,825 · 27,648 companies €4,146 View
  • Active since 1987founded 17-03-1987 39 years View

By topic

Financials

Fiscal year
2021
Turnover
€30,149
Profit
€3,247
Solvency
12.8%
Turnover▲ 49.8%
Net result
20182021
Go to Financials

Timeline

Events
13
Since
2009
  1. 28-08-2026Late accounts filing
  2. 05-07-2023Annual accounts filed
  3. 08-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Floor and wall tilingNACE 43331
Founded
17-03-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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