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CARDETAIL

Active
Private limited companyfounded 20215 yrs activeKluisstraat 23, 3990 Peer, BelgiumKBO/BCE: BE 0774.527.281
Summary

CARDETAIL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495,298 and a net result of €169,600. Equity is growing by ~65.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 3009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
CARDETAILActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
Washing and cleaning of motor vehicles
NACE 95316NACE 45206Retail trade NACE 47783
#3 company by total assets in Peer, Other services sector1 site
Size
€1.5mtotal assets 2025
Equity
€495,298
Profit
€169,600
Turnover not published (abridged schema)
Financial health
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 71- Latest accounts 31 days late; 1 of the last 3 late- Founded in 2021- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)+ Size: total assets €1.5mShow the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 64% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 59+10
equity 33.6% of total assets
Liquidity 59+5
short-term debt 20.3% · cash 12.0%
Profitability 83+1
return on assets 11.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,070 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%● 0.0% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%▲ +5.2% vs 03-2025 05-2025: 0.5%▲ +3.4% vs 04-2025 06-2025: 0.4%▼ -24.6% vs 05-2025 07-2025: 0.4%▲ +4.6% vs 06-2025 08-2025: 0.8%▲ +84.7% vs 07-2025 09-2025: 0.3%▼ -63.9% vs 08-2025lowest value 10-2025: 0.3%● 0.0% vs 09-2025lowest value 11-2025: 0.3%● 0.0% vs 10-2025lowest value 12-2025: 0.3%● 0.0% vs 11-2025lowest value 01-2026: 0.3%● 0.0% vs 12-2025lowest value 02-2026: 0.3%▲ +0.7% vs 01-2026 03-2026: 0.3%▲ +7.6% vs 02-2026 04-2026: 0.3%▲ +10.1% vs 03-2026 05-2026: 0.4%▲ +11.0% vs 04-2026 06-2026: 0.4%▲ +19.8% vs 05-2026 07-2026: 0.5%▲ +23.0% vs 06-2026 08-2026: 0.8%▲ +58.5% vs 07-2026highest value 09-2026: 0.6%▼ -29.5% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Size: total assets €1.5m lowers the probability for this profile
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Founded in 2021 raises the probability for this profile
  • Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95) raises the probability
Credit up to €35,000 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.88 in 2024; short-term debt: 20.3% and cash: 12% of total assets), and 66.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 44%, liquidity 60%, profitability 69%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2022net €169,600 ▲15%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on net resultsector median €8,403 · 3,009 companies €169,600 View
  • Positive: Equity rose in 2025from €325,698 to €495,298 ▲ 52.1% View
  • Total assets 20254 fiscal years filed €1.5m View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€169,600
Solvency
33.6%
Total assets▲ 8.0%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2022
  3. 25-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Washing and cleaning of motor vehiclesNACE 95316
Founded
23-09-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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