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CARDEAL PRO

Active
Private limited companyfounded 2022active for 4 yearsRue Ernest Gilon 40, 4800 Verviers, BelgiumKBO/BCE: BE 0789.657.105
Summary

The computed 12-month bankruptcy probability of CARDEAL PRO is 14.5% (high). The 2022 annual accounts show equity of €7,374 and a net result of €4,374. Its solvency ranks better than 40% of 23,098 sector peers (NACE 47, financial year 2022). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€35,043total assets 2022
Equity
€7,374
Profit
€4,374
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
14.5%
2022 figures too old to score
Structure
Accounts filed 31 days late0 of 5 deeds read
Signalsraises risk3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late1 change of registered office in 24 monthsFigures for financial year 2022 (filed 05-09-2023)Size: total assets €35,043neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Financial strength, FY 2022
Average
Solvency 46
equity 21.0% of total assets
Liquidity 11
short-term debt 79.0% · cash 2.9%
Profitability 84
return on assets 12.5%
Bankruptcy probability, 12 months
14.5% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,188 companies, NACE 47, micro)
Last 24 months 11-2024: 9.4%lowest value 12-2024: 10.3%▲ +0.9 percentage points vs 11-2024 01-2025: 19.3%▲ +9.0 percentage points vs 12-2024 02-2025: 19.3%● unchanged vs 01-2025 03-2025: 19.5%▲ +0.2 percentage points vs 02-2025 04-2025: 18.4%▼ -1.1 percentage points vs 03-2025 05-2025: 18.4%● unchanged vs 04-2025 06-2025: 18.2%▼ -0.2 percentage points vs 05-2025 07-2025: 18.2%● unchanged vs 06-2025 08-2025: 20.4%▲ +2.2 percentage points vs 07-2025 09-2025: 20.4%● unchanged vs 08-2025 10-2025: 21.5%▲ +1.1 percentage points vs 09-2025 11-2025: 21.6%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 21.6%● unchanged vs 11-2025highest value 01-2026: 21.6%● unchanged vs 12-2025highest value 02-2026: 21.6%● unchanged vs 01-2026highest value 03-2026: 21.6%● unchanged vs 02-2026highest value 04-2026: 21.6%● unchanged vs 03-2026 05-2026: 21.6%● unchanged vs 04-2026 06-2026: 21.6%● unchanged vs 05-2026 07-2026: 15.3%▼ -6.3 percentage points vs 06-2026 08-2026: 14.5%▼ -0.8 percentage points vs 07-2026 09-2026: 14.5%● unchanged vs 08-2026 10-2026: 14.5%● unchanged vs 09-2026
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Signals

Five signals.
+raises risk○neutral
raises risk · 3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2022 (filed 05-09-2023)
NBB · annual accounts
raises risk · Size: total assets €35,043
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2022 accounts 31 days after the deadline; the sector median (NACE 47) for financial year 2022 is on the deadline day, and 50% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Active since 2022founded 16-08-2022 4 years View
  • Total assets 2022first financial year filed €35,043 View

By topic

Financials

Financial year
2022
Total assets
€35,043
Profit
€4,374
Solvency
21.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
16-08-2022
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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