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CARDANO CARAVANS

Active
Private limited companyfounded 2022active for 4 years't Zweerd 1, 8000 Brugge, BelgiumKBO/BCE: BE 0790.235.145

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of CARDANO CARAVANS is 1.9% (moderate). The 2025 annual accounts show negative equity (-€89,551) and a net result of €32,765. Equity has been shrinking by about 61% per year since 2022. Its solvency ranks better than 14% of 13,716 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 30-08-2022 Normal situation
Legal form
Private limited company
Registered office
't Zweerd 1, 8000 Brugge
Activity
Wholesale trade NACE 46713and 2 others
Establishment unit
2.335.104.556 8000 Brugge, since 30-08-2022
Financial year end
31 December
Peppol
Reachable since 03-11-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2025
Gross margin
€112,146
Turnover
≈ €560,000
estimated
Profit
€32,765
Equity
-€89,551
▲ 26.8%
Total assets
€325,298
▼ 19.3%
Staff
≈ 0 FTE
estimated
2025 accounts filed 20 days after the deadline
Filed on 20-08-2026at the National Bank
Score breakdownraises riskLiquidity: current ratio 0.43Founded in 2022Negative equity -€89,551lowers riskSize: total assets €325,298Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 40% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -27.5% of total assets
Liquidity 0-5
short-term debt 127.5%
Profitability 81+81
return on assets 10.1%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 3.5%highest value 12-2024: 3.5%● unchanged vs 11-2024highest value 01-2025: 3.5%● unchanged vs 12-2024highest value 02-2025: 3.5%● unchanged vs 01-2025highest value 03-2025: 3.4%▼ -0.1 percentage points vs 02-2025 04-2025: 3.3%▼ -0.1 percentage points vs 03-2025 05-2025: 3.1%▼ -0.2 percentage points vs 04-2025 06-2025: 3.0%▼ -0.1 percentage points vs 05-2025 07-2025: 3.0%● unchanged vs 06-2025 08-2025: 1.6%▼ -1.4 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.5%▼ -0.1 percentage points vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.5 percentage points vs 07-2026 09-2026: 1.9%▼ -0.1 percentage points vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.43 (0.42 in 2024), below 1. Short-term debt is 127.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 1% on liquidity, 74% on profitability and 80% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.43
NBB · annual accounts
lowers risk · Size: total assets €325,298
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity -€89,551
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 13716 sector peers (2025).
NBB · sector comparison
Position among 13716 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
20 days late
2024
29 days early
2023
26 days late
2022
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€89,551 View
  • Caution: Less equity than 94% of companies in wholesale tradesector median €56,539 · 13,746 companies -€89,551 View
  • Positive: Back in profit in 2025after a loss of €86,660 in 2024 €32,765 View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CARDANO CARAVANS

What is the company number of CARDANO CARAVANS?
The company number of CARDANO CARAVANS is 0790.235.145. The VAT number is the same number with BE in front: BE 0790.235.145.
Where is CARDANO CARAVANS based?
The registered office is at 't Zweerd 1, 8000 Brugge.Company details
What does CARDANO CARAVANS do?
According to the KBO register, the main activity is wholesale trade (NACE 46713).
What is the legal form of CARDANO CARAVANS?
The legal form of CARDANO CARAVANS is Private limited company (BV).
When was CARDANO CARAVANS founded?
CARDANO CARAVANS was founded on 30-08-2022.
Is CARDANO CARAVANS still active?
Yes, CARDANO CARAVANS is an active enterprise in the KBO register.
What is the turnover of CARDANO CARAVANS?
The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €112,146 and 58 comparable companies (NACE 46). It probably lies between €280,000 and €1.0m.Financials
Is CARDANO CARAVANS profitable?
In financial year 2025, CARDANO CARAVANS made a profit of €32,765.
Where can I find the annual accounts of CARDANO CARAVANS?
CARDANO CARAVANS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CARDANO CARAVANS due?
CARDANO CARAVANS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as CARDANO CARAVANS: wholesale trade (NACE 46713). They are comparable in size and age: total assets between €322,000 and €624,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
CARDANO CARAVANS Brugge€325,298€112,146
Mobilhomeglass Mol€321,771€109,672
ALREMKO Temse€347,676€71,277
TRAILERSLAND Puurs-Sint-Amands€436,822€73,014
Norwin Invest Diest€370,656€60,496
VAN HOECKE AANHANGWAGENS EN CONSTRUCTIES Berlare€547,398€85,909
GGM Remorque Gedinne€623,588€132,396
Full comparison

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