CARBILAM
ActiveThe computed 12-month bankruptcy probability of CARBILAM is 2.0% (moderate). The 2025 annual accounts show equity of €484k and a net result of €155k. Equity is growing by ~52.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 670 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency68▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.47 against 6.0 in 2024; short-term debt: 10.1% and cash: 33.6% of total assets), but 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
13.6%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 29-08-2025, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
not confirmed
2025
2 d early
2024
26 d late
2023
15 d late
2022
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€155k▲ 16.4%
2024 · €134k
2022: €42k
2023: €134k
2024: €134k
2022 → 2025
Working capital
€742k▲ 1.2%
2024 · €733k
2022: €-117k
2023: €565k
2024: €733k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€62k-€195k▲ 213%€329k▲ 68.8%€484k▲ 46.9%
Operating result€51k-€166k▲ 229%€167k▲ 0.4%€192k▲ 15.0%
Net result€42k-€134k▲ 216%€134k▼ 0.1%€155k▲ 16.4%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€282k▲ 107%
Current assets
€857k▼ 2.6%
Equity and liabilities €1.14M
Equity
€484k▲ 46.9%
Debt
€655k▼ 4.6%
The debt ratio falls from 67.6% to 57.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€246k▲
2024 · €215k
Cash flow
€209k▲
2024 · €181k
Solvency
42.5%▲
2024 · 32.4%
Current ratio
7.47▲
2024 · 6.00
Quick ratio
3.92▲
2024 · 3.26
Debt / equity
1.35▼
2024 · 2.08
ROE
32.1%▼
2024 · 40.5%
ROA
13.6%▲
2024 · 13.1%
Interest coverage
1202.39▼
2024 · 13399.66
Debt
€655k▼
2024 · €687k
Debt ≤ 1 year
€115k▼
2024 · €147k
Debt > 1 year
€540k=
2024 · €540k
Income taxes
€37k▲
2024 · €33k
Staff costs
€121k▲
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.14M▲
Fixed assets21/28€136k€282k▲
Tangible fixed assets22/27€136k€282k▲
Land and buildings22€2k€177k▲
Plant, machinery and equipment23€40k€24k▼
Furniture and vehicles24€83k€80k▼
Assets under construction and advance payments27€12k€0▼
Current assets29/58€880k€857k▼
Stocks and contracts in progress3€403k€407k▲
Stocks30/36€403k€407k▲
Amounts receivable within one year40/41€84k€57k▼
Trade receivables40€82k€55k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€386k€383k▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.14M▲
Equity10/15€329k€484k▲
Contributions10/11€22k€22k=
Profit (loss) carried forward14€308k€462k▲
Amounts payable17/49€687k€655k▼
Amounts payable after more than one year17€540k€540k=
Other amounts payable178/9€540k€540k=
Amounts payable within one year42/48€147k€115k▼
Trade debts44€119k€87k▼
Suppliers440/4€119k€87k▼
Taxes, remuneration and social security45€17k€19k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€15k€16k▲
Other amounts payable47/48€10k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€96k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€54k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€3k▲
Other operating charges640/8€763€854▲
Gross operating margin9900€312k€370k▲
Operating profit (loss)9901€167k€192k▲
Financial income75/76B€56€222▲
Recurring financial income75€56€222▲
Financial charges65/66B€16€204▲
Recurring financial charges65€16€204▲
Profit (loss) for the period before taxes9903€167k€192k▲
Income taxes67/77€33k€37k▲
Profit (loss) for the period9904€134k€155k▲
Profit (loss) for the period to be appropriated9905€134k€155k▲
Appropriation of the result
Profit (loss) to be appropriated9906€309k€463k▲
Profit (loss) brought forward from the previous period14P€175k€308k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
Social balance
Average headcount (FTE)9087-2.5
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-01
Financial
Highest result since 2022net €155k ▲16.4%
Operating result €192k, net result €155k, both a record.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
31-01
Financial
Equity above €200kEq €329k ▲68.8%
3 profitable years in a row build equity to €329k.
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
31-01
Financial
Liquidity times 7current ratio 5.31
Current ratio from 0.82 to 5.31; short-term debt falls from €639k to €131k.
31-01
Financial
Equity above €150kEq €195k ▲213%
2 profitable years in a row build equity to €195k.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Voyau(Y-G) 285650 WalcourtGround area
139 m²
Building footprint
121 m²
Parcel 93089D0002/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Voyau(Y-G) 28, 5650 Walcourt
since 20212.313.544.228
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93089D0002/00C000 | Wallonia | 139 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
METALSAB
BE 0876.507.440
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METALYS
BE 0413.849.609
Kruisem · Eq €478k
" BENEX "
BE 0847.385.664
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SONITHERM
BE 0466.918.804
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ELMARO
BE 0425.635.307
Stabroek · Eq €459k
Of 710 companies in sector 25510 we hold annual accounts for 409. 301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2021
Fiscal year end31-01
Activities, NACEBEL
25510Coating of metals
25530Machining of metals
25610Manufacture of fabricated metal products, except machinery and equipment
01110Growing of cereals (except rice), leguminous crops and oil seeds
01199Crop and animal production, hunting and related service activities
01610Support activities for crop production
28300Manufacture of machinery and equipment not elsewhere classified
46610Wholesale trade
71113Urban planning and landscape architecture
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0474636884