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CARAMBOLE

Active
Public limited companyfounded 198739 yrs activeDr.-Van de Perrestraat 59, 2440 Geel, BelgiumKBO/BCE: BE 0431.108.382

CARAMBOLE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €23k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 15.29 against 13.59 in 2024; short-term debt: 5% and cash: 14.9% of total assets), and 5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 39 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95%
Return on assets
7.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
43 d early
2023
49 d early
2022
43 d early
2021
45 d early
2020
55 d early
2019
45 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€295k▲ 8.6%
2024 · €272k
2019: €175k 2020: €185k 2021: €188k 2022: €205k 2023: €238k 2024: €272k
2019 → 2025
Total assets
€311k▲ 8.2%
2024 · €287k
2019: €182k 2020: €193k 2021: €191k 2022: €218k 2023: €267k 2024: €287k
2019 → 2025
Net result
€23k▼ 31.7%
2024 · €34k
2019: €-8k 2020: €10k 2021: €4k 2022: €17k 2023: €32k 2024: €34k
2019 → 2025
Working capital
€221k▲ 13.7%
2024 · €194k
2019: €170k 2020: €183k 2021: €178k 2022: €198k 2023: €209k 2024: €194k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€188k-€205k▲ 8.9%€238k▲ 15.8%€272k▲ 14.5%€295k▲ 8.6%
Operating result€4k-€24k▲ 470%€48k▲ 104%€51k▲ 4.9%€35k▼ 31.3%
Net result€4k-€17k▲ 351%€32k▲ 92.6%€34k▲ 6.0%€23k▼ 31.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €4k€4kNet result 2021: €4k€4kOperating result 2022: €24k€24kNet result 2022: €17k€17kOperating result 2023: €48k€48kNet result 2023: €32k€32kOperating result 2024: €51k€51kNet result 2024: €34k€34kOperating result 2025: €35k€35kNet result 2025: €23k€23k20212022202320242025
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets €75k▼ 4.1%
Current assets €236k▲ 12.7%
Equity and liabilities €311k
Equity €295k▲ 8.6%
Debt €15k▲ 0.2%
The debt ratio falls from 5.4% to 5.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38k
2024 · €53k
Cash flow
€27k
2024 · €37k
Solvency
95.0%
2024 · 94.6%
Current ratio
15.29
2024 · 13.59
Quick ratio
15.06
2024 · 13.08
Debt / equity
0.05
2024 · 0.06
ROE
7.9%
2024 · 12.6%
ROA
7.5%
2024 · 12.0%
Interest coverage
96.17
2024 · 150.89
Debt
€15k
2024 · €15k
Debt ≤ 1 year
€15k
2024 · €15k
Income taxes
€11k
2024 · €16k
Staff costs
€42k
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€287k€311k
Fixed assets21/28€78k€75k
Tangible fixed assets22/27€78k€75k
Land and buildings22€71k€69k
Plant, machinery and equipment23€7k€5k
Current assets29/58€210k€236k
Amounts receivable after more than one year29€109k€129k
Other amounts receivable291€109k€129k
Stocks and contracts in progress3€8k€3k
Stocks30/36€8k€3k
Amounts receivable within one year40/41€37k€38k
Other amounts receivable41€37k€38k
Cash at bank and in hand54/58€50k€46k
Deferred charges and accrued income490/1€6k€20k
Equity and liabilities
Total equity and liabilities10/49€287k€311k
Equity10/15€272k€295k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€122k€146k
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€116k€139k
Profit (loss) carried forward14€88k€88k=
Amounts payable17/49€15k€15k
Amounts payable within one year42/48€15k€15k
Current portion of amounts payable after more than one year42-€3k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€13k€9k
Taxes450/3€13k€7k
Remuneration and social security454/9-€1k
Income statement Code20242025
Remuneration, social security and pensions62€41k€42k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€118€120
Gross operating margin9900€95k€80k
Operating profit (loss)9901€51k€35k
Financial charges65/66B€354€396
Recurring financial charges65€354€396
Profit (loss) for the period before taxes9903€50k€34k
Income taxes67/77€16k€11k
Profit (loss) for the period9904€34k€23k
Profit (loss) for the period to be appropriated9905€34k€23k
Appropriation of the result
Profit (loss) to be appropriated9906€122k€111k
Profit (loss) brought forward from the previous period14P€88k€88k=
Transfer to equity691/2€34k€23k
To other reserves6921€34k€23k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2019net €34k ▲6%
Operating result €51k, net result €34k, both a record.
2023
13-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Equity above €200kEq €205k ▲8.9%
3 profitable years in a row build equity to €205k.
2021
17-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Liquidity doublescurrent ratio 64.71
Current ratio from 30.12 to 64.71; short-term debt falls from €6k to €3k.
2020
07-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
2019
17-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
06-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1987
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dr.-Van de Perrestraat 592440 Geel
Ground area
678 m²
Building footprint
458 m²
Volume, LiDAR
2,579 m³
Parcel 13374F0665/00V004, Flanders · tallest building 13.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TAVERNE-SNOOKERZAAL DE FUIK
Dr. Vandeperrelaan 59, 2440 GeelNACE 5530105
since 19872.029.901.875
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13374F0665/00V004 Flanders 678 m² 1 · 458 m² 13.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Geel2.029.901.875
1 permission
Drankgelegenheid · since 05-11-2015

Similar companies · same sector, comparable size

Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 2,648 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded06-05-1987
Fiscal year end30-06
Activities, NACEBEL
55401
56301Cafés and bars
93291Sports, amusement and recreation activities
93292Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.