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CARAMATT

Active
Private limited companyfounded 2024active for 2 yearsKoninksemstraat 93, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1011.960.319
Summary

CARAMATT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,944 and a net result of €28,444. Its solvency ranks better than 34% of 39,121 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
CARAMATTActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€82,697total assets 2025
Equity
€29,944
Profit
€28,444
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 30 days late
Why 90raises riskFounded in 2024Last filed accounts filed 30 days latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.12, cash €12,860Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 61
equity 36.2% of total assets
Liquidity 55
short-term debt 33.5% · cash 15.6%
Profitability 100
return on assets 34.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,416 companies, NACE 70, micro)
Last 24 months 08-2025: 0.4% 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.2%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.12, above the usual 1.5; short-term debt: 33.5% and cash: 15.6% of total assets), but 63.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 35% on solvency, 45% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.12, cash €12,860
NBB · annual accounts
raises risk · Last filed accounts filed 30 days late
NBB · filings
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 30-03-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
30 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: LERUTH Michaël Philippe Mathieu…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €82,697 View
  • Active since 2024founded 26-07-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€82,697
Profit
€28,444
Solvency
36.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
26-07-2024
Year ends
31-07
Peppol
Reachable for e-invoices
Go to Company details

Key facts about CARAMATT

What is the company number of CARAMATT?
1011.960.319. In Belgium the VAT number is the company number with BE in front: BE 1011.960.319.
Where is CARAMATT based?
The registered office is at Koninksemstraat 93, 3700 Tongeren-Borgloon.Company details
What does CARAMATT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of CARAMATT?
Private limited company (BV).
When was CARAMATT founded?
On 26-07-2024.
Is CARAMATT still active?
Yes, CARAMATT is an active enterprise in the KBO register.
What is the turnover of CARAMATT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CARAMATT profitable?
In financial year 2025, CARAMATT made a profit of €28,444.
Where can I find the annual accounts of CARAMATT?
CARAMATT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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