CARADCOM
ActiveSummary
CARADCOM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,031 and a net result of -€47,548. Equity is growing by ~64.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency93▲+80
Growth36=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.41 in 2024; short-term debt: 21.3% and cash: 5.5% of total assets), and 32.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
20 d late
2023
29 d late
2022
69 d late
2021
75 d late
2020
97 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 51 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€21,435▼ 45.9%
2022 · €39,620
EBIT margin
-13.4%▼ 29.9pp
2022 · 16.5%
Net result
-€47,548▼ 104%
2024 · -€23,314
Working capital
-€52,336▼ 180%
2024 · -€18,673
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€38,560▲ 1.2%€39,620▲ 2.7%€21,435▼ 45.9%
Operating result€14,172▲ 20.3%€6,549▼ 53.8%-€2,876-€20,397▼ 609%-€47,996▼ 135%
Net result€13,112▲ 31.4%€2,734▼ 79.1%-€4,089-€23,314▼ 470%-€47,548▼ 104%
EBIT margin36.8%▲ 5.8pp16.5%▼ 20.2pp-13.4%▼ 29.9pp
Equity€1,800€4,534▲ 152%€15,445▲ 241%-€7,869€227,031
Total assets€87,718▲ 0.6%€69,189▼ 21.1%€75,324▲ 8.9%€66,503▼ 11.7%€334,129▲ 402%
Debt€85,918▼ 12.8%€64,655▼ 24.7%€59,879▼ 7.4%€74,372▲ 24.2%€107,098▲ 44.0%
Working capital-€64,555▲ 12.0%-€60,255▲ 6.7%€7,166-€18,673-€52,336▼ 180%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47,996 in 2025 against €20,397 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334,129
Fixed assets
€315,181 ▲ 486%
Current assets
€18,948 ▲ 48.9%
Equity and liabilities €334,129
Equity
€227,031
Debt
€107,098
Debt finances 32.1% of the balance-sheet total.
Key figures and ratios
EBITDA
-€16,963▼
2024 · -€15,143
Cash flow
-€16,516▲
2024 · -€18,059
Current ratio
0.27▼
2024 · 0.41
Debt to equity
0.47▲
2024 · -9.45
ROE
-20.9%
ROA
-14.2%▲
2024 · -35.1%
Interest coverage
-179.50▼
2024 · -5.02
Debt ≤ 1 year
€71,284▲
2024 · €31,395
Debt > 1 year
€35,814▼
2024 · €42,977
Income taxes
€164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €38,560 | €39,620 | €21,435 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €15,376 | €23,393 | €18,479 | €11,891 | €11,894 | = |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,280 | €6,280 | €5,754 | €5,254 | €31,033 | ▲ 491% |
| Other operating charges640/8 | €2,732 | €3,019 | €78 | €3,252 | €5,069 | ▲ 55.9% |
| Non-recurring operating charges66A | - | €379 | - | - | - | - |
| Gross operating margin9900 | €23,184 | €16,227 | €2,956 | -€11,891 | -€11,894 | = |
| Operating profit (loss)9901 | €14,172 | €6,549 | -€2,876 | -€20,397 | -€47,996 | ▼ 135% |
| Financial income75/76B | - | - | €7 | €101 | €706 | ▲ 602% |
| Recurring financial income75 | - | - | €7 | €101 | €706 | ▲ 602% |
| Financial charges65/66B | €1,060 | €620 | €1,219 | €3,017 | €95 | ▼ 96.9% |
| Recurring financial charges65 | €1,060 | €620 | €1,219 | €3,017 | €95 | ▼ 96.9% |
| Profit (loss) for the period before taxes9903 | €13,112 | €5,929 | -€4,089 | -€23,314 | -€47,384 | ▼ 103% |
| Income taxes67/77 | - | €3,195 | - | - | €164 | - |
| Profit (loss) for the period9904 | €13,112 | €2,734 | -€4,089 | -€23,314 | -€47,548 | ▼ 104% |
| Profit (loss) for the period to be appropriated9905 | €13,112 | €2,734 | -€4,089 | -€23,314 | -€47,548 | ▼ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €87,718 | €69,189 | €75,324 | €66,503 | €334,129 | ▲ 402% |
| Fixed assets21/28 | €71,069 | €64,789 | €59,035 | €53,781 | €315,181 | ▲ 486% |
| Tangible fixed assets22/27 | €70,569 | €64,289 | €58,535 | €53,281 | €314,681 | ▲ 491% |
| Land and buildings22 | €69,569 | €63,789 | €58,535 | €53,281 | €314,681 | ▲ 491% |
| Furniture and vehicles24 | €1,000 | €500 | - | - | - | - |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €16,649 | €4,400 | €16,289 | €12,723 | €18,948 | ▲ 48.9% |
| Cash at bank and in hand54/58 | €15,936 | €2,835 | €15,930 | €11,713 | €18,381 | ▲ 56.9% |
| Deferred charges and accrued income490/1 | €713 | €1,565 | €359 | €1,010 | €567 | ▼ 43.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €87,718 | €69,189 | €75,324 | €66,503 | €334,129 | ▲ 402% |
| Equity10/15 | €1,800 | €4,534 | €15,445 | -€7,869 | €227,031 | ▲ 2,985% |
| Contributions10/11 | €18,600 | €18,600 | €33,600 | €33,600 | €33,600 | = |
| Capital10 | €18,600 | €18,600 | €33,600 | €33,600 | €33,600 | = |
| Issued capital100 | €18,600 | €18,600 | €33,600 | €33,600 | €33,600 | = |
| Revaluation surpluses12 | - | - | - | - | €256,771 | - |
| Reserves13 | €82 | €82 | €82 | €82 | €25,759 | ▲ 31,467% |
| Non-distributable reserves130/1 | €82 | €82 | €82 | €82 | €82 | = |
| Legal reserve130 | €82 | €82 | €82 | €82 | €82 | = |
| Distributable reserves133 | - | - | - | - | €25,677 | - |
| Profit (loss) carried forward14 | -€16,882 | -€14,148 | -€18,237 | -€41,550 | -€89,099 | ▼ 114% |
| Amounts payable17/49 | €85,918 | €64,655 | €59,879 | €74,372 | €107,098 | ▲ 44.0% |
| Amounts payable after more than one year17 | €4,714 | - | €50,756 | €42,977 | €35,814 | ▼ 16.7% |
| Financial debts170/4 | €4,714 | - | €50,756 | €42,977 | €35,814 | ▼ 16.7% |
| Amounts payable within one year42/48 | €81,204 | €64,655 | €9,123 | €31,395 | €71,284 | ▲ 127% |
| Current portion of amounts payable after more than one year42 | €9,804 | €4,714 | €4,244 | €7,780 | €7,163 | ▼ 7.9% |
| Trade debts44 | €9,759 | - | €1,607 | €985 | €10,179 | ▲ 934% |
| Suppliers440/4 | €9,759 | - | €1,607 | €985 | €10,179 | ▲ 934% |
| Other amounts payable47/48 | €61,641 | €59,941 | €3,272 | €22,631 | €53,943 | ▲ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,112 | €2,734 | -€4,089 | -€23,314 | -€47,548 | ▼ 104% |
| + Depreciation and write-downs630 | €6,280 | €6,280 | €5,754 | €5,254 | €31,033 | ▲ 491% |
| Operating cash flow (approximation) | €19,392 | €9,014 | €1,665 | -€18,059 | -€16,516 | ▲ 8.5% |
| Investment in fixed assets (approximation) | - | €0 | -€0 | €0 | -€292,433 | - |
| Change in cash | - | -€13,101 | €13,095 | -€4,217 | €6,668 | ▲ 258% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€47,548
Net result drops to -€47,548, the lowest in the series.
31-12
Financial
Equity above €200,000Eq €227,031
Equity rises from -€7,869 to €227,031.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity times 26current ratio 1.79
Current ratio from 0.07 to 1.79; short-term debt falls from €64,655 to €9,123.
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 69 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 75 days late
2021
31-12
Financial
Highest result since 2018net €13,112 ▲31.4%
Operating result €14,172, net result €13,112, both a record.
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 97 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 175 days late
Show earlier events
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 540 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 905 days late
2019
31-12
Financial
Back to profitnet €3,224
Net result €3,224 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Ground area
1,252 m²
Building footprint
280 m²
Volume, LiDAR
1,928 m³
2 parcels, Wallonia · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Route de Mons-Maubeuge(HAV) 46, 7041 Quévy
since 20032.131.784.341
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53037D0198/00X000 | Wallonia | 1,097 m² | 1 · 190 m² | 7.5 m · 2 fl. |
| 53053H0496/00C000 | Wallonia | 154 m² | 1 · 90 m² | 12.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-2003
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0480001134
Also
9925:BE0480001134
Registered
24-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.