CARACTERES M.B.

Active

Private limited companyfounded 1991active for 34 yearsLibramont,Rue du Printemps 55, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0445.769.240

Summary

CARACTERES M.B. has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €547,952 and a net result of €73,317. Equity is growing by about 4.5% per year across the filed financial years. Its solvency ranks better than 83% of 356 sector peers (NACE 18, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

CARACTERES M.B.ActiveChecked score 95/100

Risk analysis Report Compare

Activity

Pre-press and pre-media services

NACE 18130Other manufacturing not elsewhere classified NACE 32990

7th oldest company in Libramont-Chevigny, Manufacturing sector1 site

Size

≈ €940,000turnover 2025, estimated

Staff: 5.4 FTE
Equity: €547,952
Profit: €73,317

Turnover estimated from the gross margin

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Parent: ISMALUX SPRL

ISMALUXDirector · permanent representative MARS Isabelle
MARS ThéophileDirector

2025 accounts 36 days early1 of 3 deeds summarised

Why 95lowers riskLiquidity: current ratio 3.57, cash €203,473Founded in 1991Equity €547,952 (77.1% of total assets)Profit of €73,317 (financial year 2025)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 63% of its sector peers (NACE 18, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 77.1% of total assets

Liquidity 78-17

short-term debt 22.9% · cash 28.6%

Profitability 82-1

return on assets 10.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,610 companies, NACE 18, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €50,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.57, compared with 8.93 in 2024, above the usual 1.5; short-term debt: 22.9% and cash: 28.6% of total assets), and 22.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro): better than 88% on solvency, 73% on liquidity, 70% on profitability and 23% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 3.57, cash €203,473

NBB · annual accounts

Founded in 1991

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €547,952 (77.1% of total assets)

NBB · annual accounts

Profit of €73,317 (financial year 2025)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

36 days early

2024

22 days early

2023

124 days early

2022

18 days late

2021

24 days early

2020

38 days early

2019

57 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 18) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 filed years within 42 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
09-07-2025 Annual accounts filedfinancial year 2024 · full…
31-12-2024 Liquidity more than doubledcurrent ratio 8.93

Key points

Positive: 7th oldest company in Libramont-Chevigny, Manufacturing sectorin the Checked rankings No. 7 View
Positive: 8 profitable years in a rowprofit 2025: €73,317 8 years View
Controlled by ISMALUX SPRL parent View

By topic

Financials

Financial year: 2025
Total assets: €711,112
Profit: €73,317
Solvency: 77.1%

Total assets▼ 0.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Parent: ISMALUX SPRL

ISMALUXDirector
MARS ThéophileDirector

Go to Board & ownership

Timeline

Events: 39
Since: 1993
Next accounts: by 31-07-2027

29-03-2024Annual accounts filed
18-08-2023Annual accounts filed
31-07-2023Resignations: MARS Théophile (manager) and ISMALUX (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Pre-press and pre-media servicesNACE 18130
Founded: 23-11-1991
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

Who signs: Each director alone
Annual meeting: Second Friday of May at 19:00
Purpose: “L’entreprise de taille de pierres et de marbre,savoir le commerce en gros et…” (deed in French)

Go to Articles of association

Key facts about CARACTERES M.B.

What is the company number of CARACTERES M.B.?: 0445.769.240. In Belgium the VAT number is the company number with BE in front: BE 0445.769.240.
Where is CARACTERES M.B. based?: The registered office is at Libramont,Rue du Printemps 55, 6800 Libramont-Chevigny.Company details
What does CARACTERES M.B. do?: According to the KBO register, the main activity is pre-press and pre-media services (NACE 18130).
What is the legal form of CARACTERES M.B.?: Private limited company (BV).
When was CARACTERES M.B. founded?: On 23-11-1991.
Is CARACTERES M.B. still active?: Yes, CARACTERES M.B. is an active enterprise in the KBO register.
How many employees does CARACTERES M.B. have?: On average 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CARACTERES M.B.?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CARACTERES M.B. profitable?: In financial year 2025, CARACTERES M.B. made a profit of €73,317.
Where can I find the annual accounts of CARACTERES M.B.?: CARACTERES M.B. filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CARACTERES M.B. due?: By 31-07-2027, for financial year 2026.Timeline