CARACTERE D
ActiveCARACTERE D has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-39k) and a net result of €12k. Equity is shrinking by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 7% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency9▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.11 in 2024; short-term debt: 115.9% and cash: 2.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15.9%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 1893 sector peers (2025).
NBB · sector comparisonPosition among 1893 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
on the day
2022
60 d late
2021
147 d late
2020
512 d late
2019
220 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-39k▲ 23.3%
2024 · €-51k
2018: €-6k
2019: €764
2020: €-9k
2021: €-19k
2022: €-58k
2023: €-59k
2024: €-51k
2018 → 2025
Total assets
€247k▲ 3,930%
2024 · €6k
2018: €21k
2019: €45k
2020: €56k
2021: €75k
2022: €33k
2023: €8k
2024: €6k
2018 → 2025
Net result
€12k▲ 47.2%
2024 · €8k
2018: €-2k
2019: €6k
2020: €-10k
2021: €-10k
2022: €-39k
2023: €-684
2024: €8k
2018 → 2025
Working capital
€-156k▼ 205%
2024 · €-51k
2018: €-21k
2019: €-9k
2020: €-14k
2021: €-32k
2022: €-68k
2023: €-63k
2024: €-51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€-58k▼ 205%€-59k▼ 1.2%€-51k▲ 13.7%€-39k▲ 23.3%
Operating result€-16k-€-10k▲ 35.2%€-17k▼ 71.9%€9k€13k▲ 34.3%
Net result€-10k-€-39k▼ 281%€-684▲ 98.3%€8k€12k▲ 47.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €247k
Fixed assets
€117k
Current assets
€130k
Key figures and ratios
EBITDA
€19k
Cash flow
€18k
Solvency
-15.9%▲
2024 · -834.0%
Current ratio
0.46▲
2024 · 0.11
Quick ratio
0.44▲
2024 · 0.11
Debt / equity
-7.30▼
2024 · -1.12
ROA
4.8%▼
2024 · 132.2%
Interest coverage
23.81
Debt
€286k▲
2024 · €57k
Debt ≤ 1 year
€286k▲
2024 · €57k
Staff costs
€32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6k€247k▲
Fixed assets21/28-€117k
Tangible fixed assets22/27-€114k
Plant, machinery and equipment23-€6k
Furniture and vehicles24-€67k
Other tangible fixed assets26-€41k
Financial fixed assets28-€2k
Current assets29/58€6k€130k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€5k€119k▲
Trade receivables40€5k€76k▲
Other amounts receivable41€162€42k▲
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1-€204
Equity and liabilities
Total equity and liabilities10/49€6k€247k▲
Equity10/15€-51k€-39k▲
Contributions10/11€19k€19k=
Reserves13€517€517=
Non-distributable reserves130/1€517€517=
Reserves not available under the articles1311€517€517=
Profit (loss) carried forward14€-70k€-58k▲
Amounts payable17/49€57k€286k▲
Amounts payable within one year42/48€57k€286k▲
Trade debts44€7k€161k▲
Suppliers440/4€7k€161k▲
Taxes, remuneration and social security45€130€5k▲
Taxes450/3€130€130=
Remuneration and social security454/9-€5k
Other amounts payable47/48€50k€119k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€32k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7k
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€13k€53k▲
Operating profit (loss)9901€9k€13k▲
Financial charges65/66B€1k€809▼
Recurring financial charges65€1k€809▼
Profit (loss) for the period before taxes9903€8k€12k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-70k€-58k▲
Profit (loss) brought forward from the previous period14P€-78k€-70k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €12k ▲47.2%
Operating result €13k, net result €12k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
25-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 147 days late
25-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 512 days late
2021
08-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 220 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 558 days late
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 868 days late
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 886 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Aérodrome 18/14140 SprimontGround area
4,194 m²
Building footprint
460 m²
Volume, LiDAR
2,626 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
FITNESS BARCHON
since 20122.211.140.437
FITNESS BARCHON
since 20252.379.110.189
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62045A0369/00A000 | Wallonia | 2,263 m² | - | - |
| 62010F0032/00T000 | Wallonia | 1,930 m² | 1 · 460 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
T&N SERVICES
BE 1012.650.504
Charleroi · Eq €772
ACCIAIO CONCEPT
BE 1001.385.240
Chapelle-lez-Herlaimont · Eq €897
LELEU Christophe
BE 0742.837.579
Brunehaut · Eq €614
LYTEC
BE 0762.996.060
Putte · Eq €1k
SIMUSIN'
BE 0786.737.009
Frasnes-lez-Anvaing · Eq €2k
Of 3,463 companies in sector 25530 we hold annual accounts for 1,657. 60 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2012
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
47279Other retail sale of food
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.