CARABI
ActiveCARABI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.72M and a net result of €-34k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 38% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-1
Solvency63▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
Liquidity ample (current ratio 6.68 against 16.82 in 2024; short-term debt: 6.3% and cash: 1.4% of total assets), but 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
-0.1%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-11-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
14 d late
2022
10 d late
2021
15 d late
2020
17 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-34k▲ 68.7%
2024 · €-110k
2019: €119k
2020: €6.24M
2021: €415k
2022: €-585k
2023: €316k
2024: €-110k
2019 → 2025
Working capital
€10.10M▼ 11.0%
2024 · €11.35M
2019: €3.56M
2020: €5.58M
2021: €7.18M
2022: €6.98M
2023: €7.13M
2024: €11.35M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11.14M-€10.55M▼ 5.3%€10.87M▲ 3.0%€10.76M▼ 1.0%€10.72M▼ 0.3%
Operating result€-287k-€-25k▲ 91.4%€243k€253k▲ 3.8%€-120k
Net result€415k-€-585k€316k€-110k€-34k▲ 68.7%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €120k after €253k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28.06M
Fixed assets
€16.18M▲ 34.0%
Current assets
€11.88M▼ 1.5%
Equity and liabilities €28.06M
Equity
€10.72M▼ 0.3%
Provisions
€6.41M▼ 1.2%
Debt
€10.93M▲ 58.6%
The debt ratio rises from 28.6% to 39.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€684k▲
2024 · €631k
Cash flow
€770k▲
2024 · €268k
Solvency
38.2%▼
2024 · 44.6%
Current ratio
6.68▼
2024 · 16.82
Quick ratio
6.68▼
2024 · 16.82
Debt / equity
1.02▲
2024 · 0.64
ROE
-0.3%▲
2024 · -1.0%
ROA
-0.1%▲
2024 · -0.5%
Interest coverage
0.88▼
2024 · 1.07
Debt
€10.93M▲
2024 · €6.89M
Debt ≤ 1 year
€1.78M▲
2024 · €717k
Debt > 1 year
€9.15M▲
2024 · €6.17M
Income taxes
€97k▲
2024 · €-3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24.14M€28.06M▲
Fixed assets21/28€12.07M€16.18M▲
Tangible fixed assets22/27€8.68M€11.94M▲
Land and buildings22€6.48M€8.90M▲
Plant, machinery and equipment23€1.12M€2.02M▲
Furniture and vehicles24€277k€260k▼
Leasing and similar rights25€389k€357k▼
Other tangible fixed assets26€420k€396k▼
Financial fixed assets28€3.39M€4.24M▲
Current assets29/58€12.07M€11.88M▼
Amounts receivable after more than one year29€3.50M€3.55M▲
Other amounts receivable291€3.50M€3.55M▲
Amounts receivable within one year40/41€94k€83k▼
Trade receivables40€94k€83k▼
Other amounts receivable41€645€8▼
Current investments50/53€7.04M€7.79M▲
Cash at bank and in hand54/58€1.37M€392k▼
Deferred charges and accrued income490/1€64k€61k▼
Equity and liabilities
Total equity and liabilities10/49€24.14M€28.06M▲
Equity10/15€10.76M€10.72M▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€10.74M€10.70M▼
Provisions and deferred taxes16€6.49M€6.41M▼
Provisions for liabilities and charges160/5€6.49M€6.41M▼
Environmental obligations163€6.49M-
Other liabilities and charges164/5-€6.41M
Amounts payable17/49€6.89M€10.93M▲
Amounts payable after more than one year17€6.17M€9.15M▲
Financial debts170/4€6.09M€9.07M▲
Other amounts payable178/9€86k€81k▼
Amounts payable within one year42/48€717k€1.78M▲
Current portion of amounts payable after more than one year42€251k€256k▲
Financial debts43-€1.18M
Credit institutions430/8-€1.18M
Trade debts44€45k€15k▼
Suppliers440/4€45k€15k▼
Taxes, remuneration and social security45€57k€67k▲
Taxes450/3€51k€67k▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€364k€259k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€378k€805k▲
Other operating charges640/8€84k€111k▲
Gross operating margin9900€715k€795k▲
Operating profit (loss)9901€253k€-120k▼
Financial income75/76B€224k€961k▲
Recurring financial income75€161k€881k▲
Non-recurring financial income76B€63k€80k▲
Financial charges65/66B€589k€777k▲
Recurring financial charges65€589k€777k▲
Profit (loss) for the period before taxes9903€-112k€63k▲
Income taxes67/77€-3k€97k▲
Profit (loss) for the period9904€-110k€-34k▲
Profit (loss) for the period to be appropriated9905€-110k€-34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10.74M€10.70M▼
Profit (loss) brought forward from the previous period14P€10.85M€10.74M▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
31-03
Financial
Back to profitnet €316k
Net result €316k after one loss-making year.
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
10-10
State Gazette act
General meeting · Merger
Accounting effect · Capital
31-03
Financial
Weakest financial yearnet €-585k ▼241%
Net result drops to €-585k, the lowest in the series; recovery starts the following year.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 15 days late
31-03
Financial
Liquidity times 6current ratio 38.42
Current ratio from 6.49 to 38.42; short-term debt falls from €1.02M to €192k.
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
31-03
Financial
Highest result since 2019net €6.24M ▲5160%
Net result €6.24M, the highest in the series.
31-03
Financial
Equity above €10MEq €10.72M ▲138%
2 profitable years in a row build equity to €10.72M.
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2014
21-11
State Gazette act
Board meeting · Director resignation
Permanent representative · Director appointment
25-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Charnois 61342 Ottignies-Louvain-la-NeuveGround area
3,434 m²
Building footprint
196 m²
Volume, LiDAR
1,447 m³
Parcel 25056A0536/00G000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARABI
since 20062.365.744.975
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056A0536/00G000 | Wallonia | 3,434 m² | 1 · 196 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Shared director
→
Show 1 more network connections
Shared director
→
Ownership & control
1 partyCARABIBE 0881.941.717
controls
Where this company holds controlthis company sits on their board1
Recognitions · licences · registrations
Legal Entity Identifier
967600YOG34ES90DWO30
Similar companies · same sector, comparable size
HELALIE
BE 0430.040.095
Waregem · Eq €10.71M
OPPAC
BE 0469.691.816
Sint-Martens-Latem · Eq €10.71M
EUROPORTS BELGIUM
BE 0446.263.841
Beveren-Kruibeke-Zwijndrecht · Eq €10.71M
Van de Velde Investment
BE 0783.741.093
Lier · Eq €10.74M
SUBEMA
BE 0416.560.065
Tongeren-Borgloon · Eq €10.75M
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 6,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2006
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.