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Car point

Active
Private limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 2 yrs active
Leuvensesteenweg 49A ·1932 Zaventem, Belgium
KBO/BCE: BE 1004.843.982
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Age2 yrs
Real estate1 parcel · 4,666 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Car point is 4.1% (elevated). The 2025 annual accounts show negative equity (€-6k) and a net result of €-16k. Its solvency ranks better than 10% of 1406 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-16k
Working capital€-8k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 25-02-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -69.0% 23.7%
better than 10% of 1406 sector peers
Net result €-16k €8k
better than 13% of 1403 sector peers
Equity €-6k €26k
better than 19% of 1407 sector peers
Gross operating margin €-1k €36k
better than 14% of 1400 sector peers
Staff costs €12k €42k
higher than 24% of 594 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€-13k
Net profit€-16k
Cash flow€-13k
Staff costs€12k
Income taxes-
Dividends-
Total assets€8k
Equity€-6k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.39
Quick ratio0.39
Working capital ratio-103.3%
Solvency-69.0%
Debt / equity-2.45
Long-term debt ratio-
Interest coverage-125.61
Gross margin-
Net margin-
ROA-190.6%
ROE276.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€8k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€300
Current assets 29/58€5k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€8k
Equity 10/15€-6k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-16k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-1k
Operating result 9901€-16k
Financial charges 65€106
Result before taxes 9903€-16k
Net result for the period 9904€-16k
Result to be appropriated 9905€-16k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
10 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Leuvensesteenweg 49, 1932 Zaventem
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.364.615.718
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,666 m²
Buildings1
Building footprint2,204 m²
Volume (LiDAR)15,702 m³
Tallest building9.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23078B0285/00A003 Flanders 4,666 m² 1 · 2,204 m² 9.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health10Profitability100Solvency33Growth50Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Health 10
Profitability 100
Solvency 33
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Car point
Registered office
Leuvensesteenweg 49A
1932 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.