Financials
- Fiscal year
- 2025
- Total assets
- €24,583
- Profit
- €2,891
- Solvency
- -12.7%
CAR LEADER
ActiveSummary
The computed 12-month bankruptcy probability of CAR LEADER is 2.7% (moderate). The 2025 annual accounts show negative equity (-€3,116) and a net result of €2,891. Its solvency ranks better than 18% of 21069 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€24,583total assets 2025
- Equity
- -€3,116
- Profit
- €2,891
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 1 deed read
Why 51- Founded in 2024- Sector Retail trade (NACE 47)- Negative equity -€3,116- Liquidity: current ratio 0.88, cash €864Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 33% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
12
equity -12.7% of total assets
Liquidity
4
short-term debt 112.7% · cash 3.5%
Profitability
83
return on assets 11.8%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.8%lowest value
08-2025: 1.9%▲ +2.7% vs 07-2025
09-2025: 1.9%▲ +2.0% vs 08-2025
10-2025: 2.3%▲ +22.8% vs 09-2025
11-2025: 2.3%▲ +0.5% vs 10-2025
12-2025: 2.6%▲ +10.3% vs 11-2025
01-2026: 2.9%▲ +10.4% vs 12-2025
02-2026: 2.9%▲ +1.8% vs 01-2026
03-2026: 2.8%▼ -3.1% vs 02-2026
04-2026: 2.8%▲ +0.2% vs 03-2026
05-2026: 3.0%▲ +7.3% vs 04-2026
06-2026: 3.2%▲ +4.2% vs 05-2026
07-2026: 3.2%▲ +1.1% vs 06-2026highest value
08-2026: 2.7%▼ -14.6% vs 07-2026
09-2026: 2.7%● 0.0% vs 08-2026
10-2026: 2.7%● 0.0% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- Negative equity -€3,116 raises the probability
- Liquidity: current ratio 0.88, cash €864 raises the probability
No credit on open account
Liquidity short (current ratio 0.88; short-term debt: 112.7% and cash: 3.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 15%, liquidity 6%, profitability 77%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 21069 sector peers (2025).
NBB · sector comparisonPosition among 21069 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 07-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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