CAR FACE
ActiveSummary
CAR FACE has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €44,324 and a net result of €216,691. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 10% of 35 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability100=
Solvency33▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.01 in 2025; short-term debt: 91.3% and cash: 38% of total assets), and 91.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
8.2%
Return on assets
40%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35 sector peers (2026).
NBB · sector comparisonPosition among 35 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-07-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
100 d early
2025
101 d early
2024
94 d early
2023
47 d early
2022
6 d early
2021
31 d early
2020
96 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 68 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, abbreviated schema
In the rankings
#7 oldest company in Roeselare, Other services sector
Equity
€44,324▼ 0.7%
2025 · €44,632
Total assets
€542,130▲ 24.5%
2025 · €435,404
Net result
€216,691▲ 2.9%
2025 · €210,572
Working capital
€14,405▲ 279%
2025 · €3,802
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€90,836▲ 179%€172,857▲ 90.3%€210,317▲ 21.7%€209,950▼ 0.2%€219,108▲ 4.4%
Net result€87,922within the sector's middle half▲ 133%€170,925above the sector's middle half▲ 94.4%€210,117above the sector's middle half▲ 22.9%€210,572above the sector's middle half▲ 0.2%€216,691▲ 2.9%
Equity€66,018below the sector's middle half▲ 0.6%€66,943below the sector's middle half▲ 1.4%€42,060below the sector's middle half▼ 37.2%€44,632below the sector's middle half▲ 6.1%€44,324▼ 0.7%
Total assets€329,901below the sector's middle half▲ 29.7%€467,310below the sector's middle half▲ 41.7%€503,722below the sector's middle half▲ 7.8%€435,404within the sector's middle half▼ 13.6%€542,130▲ 24.5%
Debt€263,883▲ 39.9%€400,367▲ 51.7%€461,661▲ 15.3%€390,771▼ 15.4%€497,807▲ 27.4%
Working capital€46,749within the sector's middle half▼ 21.7%€32,087within the sector's middle half▼ 31.4%-€11,869below the sector's middle half€3,802within the sector's middle half€14,405▲ 279%
Solvency20.0%below the sector's middle half▼ 5.8pp14.3%below the sector's middle half▼ 5.7pp8.3%below the sector's middle half▼ 6.0pp10.3%below the sector's middle half▲ 1.9pp8.2%▼ 2.1pp
Current ratio1.19within the sector's middle half▼ 0.151.08within the sector's middle half▼ 0.110.97below the sector's middle half▼ 0.111.01below the sector's middle half▲ 0.041.03▲ 0.02
Return on assets (ROA)26.7%above the sector's middle half▲ 11.8pp36.6%above the sector's middle half▲ 9.9pp41.7%above the sector's middle half▲ 5.1pp48.4%above the sector's middle half▲ 6.6pp40.0%▼ 8.4pp
Staff (FTE)2.6within the sector's middle half▲ 4.0%3.2within the sector's middle half▲ 23.1%2.4within the sector's middle half▼ 25.0%3.5within the sector's middle half▲ 45.8%3.5=
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 4% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €542,130
Fixed assets
€32,637 ▼ 24.9%
Current assets
€509,493 ▲ 30.0%
Equity and liabilities €542,130
Equity
€44,324 ▼ 0.7%
Debt
€497,807 ▲ 27.4%
Debt's share of the balance-sheet total rises from 89.7% to 91.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€240,174▲
2025 · €230,300
Cash flow
€237,757▲
2025 · €230,923
Quick ratio
0.85▲
2025 · 0.77
Debt to equity
11.23▲
2025 · 8.76
ROE
488.9%▲
2025 · 471.8%
Interest coverage
87.66▼
2025 · 122.48
Debt ≤ 1 year
€495,088▲
2025 · €388,172
Income taxes
€701▲
2025 · €465
Staff costs
€202,706▲
2025 · €184,366
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 931 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.9%
went bankrupt
4.6%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 931 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €400 | - |
| Remuneration, social security and pensions62 | €122,184 | €155,123 | €152,529 | €184,366 | €202,706 | ▲ 9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,321 | €12,486 | €19,156 | €20,350 | €21,065 | ▲ 3.5% |
| Other operating charges640/8 | €1,524 | €826 | €2,101 | €1,358 | €1,606 | ▲ 18.3% |
| Non-recurring operating charges66A | - | - | €67 | - | - | - |
| Gross operating margin9900 | €224,866 | €341,293 | €384,170 | €416,025 | €444,486 | ▲ 6.8% |
| Operating profit (loss)9901 | €90,836 | €172,857 | €210,317 | €209,950 | €219,108 | ▲ 4.4% |
| Financial income75/76B | €16 | €0 | €1,419 | €2,967 | €1,024 | ▼ 65.5% |
| Recurring financial income75 | €16 | €0 | €1,419 | €2,967 | €1,024 | ▼ 65.5% |
| Financial charges65/66B | €1,414 | €1,343 | €1,280 | €1,880 | €2,740 | ▲ 45.7% |
| Recurring financial charges65 | €1,414 | €1,343 | €1,280 | €1,880 | €2,740 | ▲ 45.7% |
| Profit (loss) for the period before taxes9903 | €89,438 | €171,514 | €210,455 | €211,037 | €217,392 | ▲ 3.0% |
| Income taxes67/77 | €1,516 | €589 | €338 | €465 | €701 | ▲ 50.6% |
| Profit (loss) for the period9904 | €87,922 | €170,925 | €210,117 | €210,572 | €216,691 | ▲ 2.9% |
| Profit (loss) for the period to be appropriated9905 | €87,922 | €170,925 | €210,117 | €210,572 | €216,691 | ▲ 2.9% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €329,901 | €467,310 | €503,722 | €435,404 | €542,130 | ▲ 24.5% |
| Fixed assets21/28 | €42,169 | €43,879 | €58,124 | €43,430 | €32,637 | ▼ 24.9% |
| Tangible fixed assets22/27 | €41,919 | €43,879 | €58,124 | €43,430 | €32,637 | ▼ 24.9% |
| Plant, machinery and equipment23 | €3,161 | €9,570 | €8,264 | €8,221 | €12,984 | ▲ 57.9% |
| Furniture and vehicles24 | €22,103 | €22,078 | €42,055 | €31,827 | €19,653 | ▼ 38.3% |
| Other tangible fixed assets26 | €16,655 | €12,230 | €7,806 | €3,382 | - | - |
| Financial fixed assets28 | €250 | - | - | - | - | - |
| Current assets29/58 | €287,732 | €423,431 | €445,597 | €391,974 | €509,493 | ▲ 30.0% |
| Stocks and contracts in progress3 | €102,368 | €105,171 | €108,937 | €94,253 | €90,304 | ▼ 4.2% |
| Stocks30/36 | €102,368 | €105,171 | €108,937 | €94,253 | €90,304 | ▼ 4.2% |
| Amounts receivable within one year40/41 | €17,221 | €74,648 | €53,047 | €86,635 | €125,959 | ▲ 45.4% |
| Trade receivables40 | €17,221 | €74,648 | €50,843 | €44,393 | €64,062 | ▲ 44.3% |
| Other amounts receivable41 | - | - | €2,203 | €42,242 | €61,896 | ▲ 46.5% |
| Current investments50/53 | - | - | €150,000 | €50,000 | €75,000 | ▲ 50.0% |
| Cash at bank and in hand54/58 | €158,718 | €232,277 | €126,171 | €152,061 | €205,964 | ▲ 35.4% |
| Deferred charges and accrued income490/1 | €9,425 | €11,336 | €7,442 | €9,024 | €12,267 | ▲ 35.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €329,901 | €467,310 | €503,722 | €435,404 | €542,130 | ▲ 24.5% |
| Equity10/15 | €66,018 | €66,943 | €42,060 | €44,632 | €44,324 | ▼ 0.7% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Reserves13 | €26,018 | €26,943 | €2,060 | €4,632 | €4,324 | ▼ 6.7% |
| Tax-exempt reserves132 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Distributable reserves133 | €24,018 | €24,943 | €60 | €2,632 | €2,324 | ▼ 11.7% |
| Amounts payable17/49 | €263,883 | €400,367 | €461,661 | €390,771 | €497,807 | ▲ 27.4% |
| Amounts payable after more than one year17 | €22,074 | €7,862 | €1,687 | - | - | - |
| Financial debts170/4 | €22,074 | €7,862 | €1,687 | - | - | - |
| Amounts payable within one year42/48 | €240,983 | €391,344 | €457,466 | €388,172 | €495,088 | ▲ 27.5% |
| Current portion of amounts payable after more than one year42 | €16,126 | €14,763 | €6,732 | €1,694 | - | - |
| Trade debts44 | €92,928 | €164,223 | €166,796 | €134,139 | €212,146 | ▲ 58.2% |
| Suppliers440/4 | €92,928 | €164,223 | €166,796 | €134,139 | €212,146 | ▲ 58.2% |
| Taxes, remuneration and social security45 | €42,879 | €42,307 | €42,355 | €44,339 | €65,894 | ▲ 48.6% |
| Taxes450/3 | €18,297 | €22,140 | €19,772 | €29,055 | €34,210 | ▲ 17.7% |
| Remuneration and social security454/9 | €24,582 | €20,167 | €22,583 | €15,284 | €31,684 | ▲ 107% |
| Other amounts payable47/48 | €89,051 | €170,051 | €241,583 | €208,000 | €217,049 | ▲ 4.4% |
| Accrued charges and deferred income492/3 | €826 | €1,161 | €2,508 | €2,599 | €2,719 | ▲ 4.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87,922 | €170,925 | €210,117 | €210,572 | €216,691 | ▲ 2.9% |
| + Depreciation and write-downs630 | €10,321 | €12,486 | €19,156 | €20,350 | €21,065 | ▲ 3.5% |
| Operating cash flow (approximation) | €98,244 | €183,412 | €229,273 | €230,923 | €237,757 | ▲ 3.0% |
| Investment in fixed assets (approximation) | - | -€14,196 | -€33,402 | -€5,656 | -€10,273 | ▼ 81.6% |
| Change in cash | - | €73,559 | -€106,106 | €25,890 | €53,903 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €307,062 ▲29,905%
Operating result €331,064, net result €307,062, both a record.
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1985
Ground area
2.3 ha
Building footprint
6,772 m²
Volume, LiDAR
33,124 m³
Parcel 36505C1136/00L000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
22
companies at this address
See who is registered here
1 establishment unit
AUTO 5
since 19852.028.100.150
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505C1136/00L000 | Flanders | 2.3 ha | 1 · 6,772 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- HANNES BOONE
- CAR FACE
Highest known parent: HANNES BOONE. The sources do not say who stands above it.
Owners 1
- HANNES BOONEparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.028.100.150
Legal Entity Identifier
254900YM1M67XXVSK357
Similar companies · same sector, comparable size
ALI-KA
BE 0831.370.766
Etterbeek · Eq €44,265
VANDAMME BANDEN - SERVICECENTER
BE 0860.245.587
Veurne · Eq €44,234
JOHN'S RACING TEAM
BE 0464.915.456
Dison · Eq €44,450
TECHNICO
BE 0441.029.009
Antwerpen · Eq €44,502
TSP GARAGE YASIN
BE 0631.861.067
Liège · Eq €44,122
Of 7,378 companies in sector 95311 we hold annual accounts for 2,963. 2,056 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-1985
Fiscal year end31-03
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0427712491
Also
9925:BE0427712491
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.