CAR 3000 ATH
ActiveCAR 3000 ATH has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €529k and a net result of €36k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency81▲+3
Growth67=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.75 in 2024; short-term debt: 42.9% and cash: 24.8% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
42 d early
2023
77 d early
2022
47 d early
2021
13 d early
2020
23 d late
2019
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.77M▲ 5.0%
2022 · €1.68M
2018: €1.48M
2019: €1.63M
2020: €1.56M
2021: €1.68M
2022: €1.68M
2018 → 2023
EBIT margin
0.3%▼ 3.2pp
2022 · 3.4%
2018: 2.5%
2019: 2.1%
2020: 2.2%
2021: 4.3%
2022: 3.4%
2018 → 2023
Net result
€36k▲ 83.4%
2024 · €19k
2018: €11k
2019: €11k
2020: €14k
2021: €41k
2022: €28k
2023: €-9k
2024: €19k
2018 → 2025
Working capital
€359k▲ 13.1%
2024 · €318k
2018: €86k
2019: €115k
2020: €156k
2021: €214k
2022: €267k
2023: €267k
2024: €318k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.68M-€1.68M▲ 0.2%€1.77M▲ 5.0%
Equity€456k-€484k▲ 6.0%€474k▼ 2.0%€494k▲ 4.1%€529k▲ 7.2%
Operating result€72k-€58k▼ 19.5%€5k▼ 91.6%€49k▲ 913%€71k▲ 45.1%
Net result€41k-€28k▼ 33.0%€-9k€19k€36k▲ 83.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €939k
Fixed assets
€177k▼ 9.0%
Current assets
€762k▲ 2.8%
Equity and liabilities €939k
Equity
€529k▲ 7.2%
Debt
€410k▼ 7.3%
The debt ratio falls from 47.3% to 43.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▲
2024 · €99k
Cash flow
€76k▲
2024 · €70k
Solvency
56.4%▲
2024 · 52.7%
Current ratio
1.89▲
2024 · 1.75
Quick ratio
1.21▲
2024 · 1.08
Debt / equity
0.77▼
2024 · 0.90
ROE
6.7%▲
2024 · 3.9%
ROA
3.8%▲
2024 · 2.1%
Interest coverage
12.61▲
2024 · 11.14
Debt
€410k▼
2024 · €442k
Debt ≤ 1 year
€403k▼
2024 · €424k
Debt > 1 year
€7k▼
2024 · €18k
Income taxes
€27k▲
2024 · €21k
Staff costs
€542k▲
2024 · €455k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€936k€939k▲
Fixed assets21/28€194k€177k▼
Tangible fixed assets22/27€194k€177k▼
Land and buildings22€109k€88k▼
Plant, machinery and equipment23€76k€68k▼
Furniture and vehicles24€9k€20k▲
Financial fixed assets28€50€50=
Current assets29/58€742k€762k▲
Stocks and contracts in progress3€283k€276k▼
Stocks30/36€283k€276k▼
Amounts receivable within one year40/41€253k€253k=
Trade receivables40€253k€253k=
Cash at bank and in hand54/58€199k€233k▲
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€936k€939k▲
Equity10/15€494k€529k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€62k€41k▼
Reserves13€329k€350k▲
Non-distributable reserves130/1€329k€350k▲
Legal reserve130€6k€6k=
Reserves not available under the articles1311€322k€344k▲
Profit (loss) carried forward14€41k€77k▲
Amounts payable17/49€442k€410k▼
Amounts payable after more than one year17€18k€7k▼
Financial debts170/4€18k€7k▼
Amounts payable within one year42/48€424k€403k▼
Current portion of amounts payable after more than one year42€19k€14k▼
Trade debts44€330k€305k▼
Suppliers440/4€330k€305k▼
Taxes, remuneration and social security45€74k€84k▲
Taxes450/3€17k€19k▲
Remuneration and social security454/9€57k€65k▲
Other amounts payable47/48€561-
Income statement
Code20242025
Remuneration, social security and pensions62€455k€542k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€40k▼
Other operating charges640/8€14k€29k▲
Gross operating margin9900€568k€682k▲
Operating profit (loss)9901€49k€71k▲
Financial income75/76B-€30
Recurring financial income75-€30
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€40k€62k▲
Income taxes67/77€21k€27k▲
Profit (loss) for the period9904€19k€36k▲
Profit (loss) for the period to be appropriated9905€19k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€77k▲
Profit (loss) brought forward from the previous period14P€23k€41k▲
Transfer to equity691/2€2k-
To the legal reserve6920€2k-
Social balance
Average headcount (FTE)90878.09.0▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €500kEq €529k ▲7.2%
2 profitable years in a row build equity to €529k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-9k ▼134%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €41k ▲185%
Operating result €72k, net result €41k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 57 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
18-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 18 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-08-2022
BEVERNAEGIE Guido Antoine Frans: Resigned as Director
26-08-2022
DEGREVE Jean-Claude, Willy: Resigned as Director
26-08-2022
ROSSEEL Johan, Hippoliet, Emma: Resigned as Director
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Soignies 187800 AthGround area
1,656 m²
Building footprint
746 m²
Volume, LiDAR
3,695 m³
Parcel 51004B0811/00V092, Wallonia · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
API/BEVERNAGIE SPRLU
since 19882.033.942.619
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004B0811/00V092 | Wallonia | 1,656 m² | 1 · 746 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE JONGHE RECUPARTS
BE 0847.890.757
Antwerpen · Eq €523k
BMA
BE 0463.104.427
Thimister-Clermont · Eq €537k
AUTRAC
BE 0454.724.716
Lint · Eq €538k
AUTOHANDEL VERHOLEN EN ZONEN
BE 0423.341.553
Mechelen · Eq €519k
PNEUS LEJEUNE
BE 0885.905.552
Flémalle · Eq €541k
Of 2,444 companies in sector 47820 we hold annual accounts for 776. 483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-01-1988
Fiscal year end31-12
Activities, NACEBEL
45310
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
50301
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.