CAPYX
ActiveSummary
CAPYX has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317,467 and a net result of €41,166. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 14% of 4926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+37
Solvency36▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.1 in 2024; short-term debt: 88.8% and cash: 8.5% of total assets), and 88.8% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.2%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4926 sector peers (2025).
NBB · sector comparisonPosition among 4926 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
18 d late
2023
30 d late
2022
102 d late
2021
31 d late
2020
117 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 58 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#4 employer in Schaarbeek, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41,166
2024 · -€26,679
Working capital
-€238,651
2024 · €179,692
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€208,054▲ 41.7%€58,608▼ 71.8%€181,979▲ 210%€45,293▼ 75.1%€148,683▲ 228%
Net result€96,893within the sector's middle half▲ 44.2%€1,690below the sector's middle half▼ 98.3%€72,387within the sector's middle half▲ 4,183%-€26,679below the sector's middle half€41,166within the sector's middle half
Equity€228,902within the sector's middle half▲ 73.4%€230,592below the sector's middle half▲ 0.7%€302,980within the sector's middle half▲ 31.4%€276,301below the sector's middle half▼ 8.8%€317,467below the sector's middle half▲ 14.9%
Total assets€1.3mwithin the sector's middle half▼ 0.4%€1.6mwithin the sector's middle half▲ 27.1%€1.6mwithin the sector's middle half▼ 0.9%€2.0mwithin the sector's middle half▲ 24.9%€2.8mwithin the sector's middle half▲ 38.9%
Debt€1.1m▼ 8.7%€1.4m▲ 32.8%€1.3m▼ 6.2%€1.8m▲ 32.6%€2.5m▲ 42.7%
Working capital€164,335▲ 186%€153,302▼ 6.7%€228,269▲ 48.9%€179,692▼ 21.3%-€238,651
Solvency17.7%below the sector's middle half▲ 7.5pp14.0%below the sector's middle half▼ 3.7pp18.6%below the sector's middle half▲ 4.6pp13.6%below the sector's middle half▼ 5.0pp11.2%below the sector's middle half▼ 2.3pp
Staff (FTE)36.1above the sector's middle half▲ 9.1%42.6above the sector's middle half▲ 18.0%44.8above the sector's middle half▲ 5.2%50.8above the sector's middle half▲ 13.4%53above the sector's middle half▲ 4.3%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 228% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.8m
Fixed assets
€556,118 ▲ 476%
Current assets
€2.3m ▲ 17.2%
Equity and liabilities €2.8m
Equity
€317,467 ▲ 14.9%
Debt
€2.5m ▲ 42.7%
Debt's share of the balance-sheet total rises from 86.4% to 88.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€221,595▲
2024 · €64,869
Cash flow
€114,078▲
2024 · -€7,103
Current ratio
0.90▼
2024 · 1.10
Debt to equity
7.91▲
2024 · 6.37
ROE
13.0%▲
2024 · -9.7%
ROA
1.5%▲
2024 · -1.3%
Interest coverage
6.61▲
2024 · 2.07
Debt ≤ 1 year
€2.5m▲
2024 · €1.8m
Income taxes
€88,134▲
2024 · €41,700
Staff costs
€4.6m▲
2024 · €4.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 289 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 289 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €2.9m | €3.4m | €4.2m | €4.5m | €4.6m | ▲ 2.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,450 | €16,455 | €17,309 | €19,576 | €72,913 | ▲ 272% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €33,559 | €0 | -€65,787 | €22,113 | €3,133 | ▼ 85.8% |
| Other operating charges640/8 | €7,688 | €19,842 | €26,638 | €16,939 | €18,584 | ▲ 9.7% |
| Gross operating margin9900 | €3.2m | €3.5m | €4.4m | €4.6m | €4.9m | ▲ 5.3% |
| Operating profit (loss)9901 | €208,054 | €58,608 | €181,979 | €45,293 | €148,683 | ▲ 228% |
| Financial income75/76B | €1,524 | €2,260 | €1,599 | €1,003 | €14,165 | ▲ 1,313% |
| Recurring financial income75 | €1,524 | €2,260 | €1,599 | €1,003 | €14,165 | ▲ 1,313% |
| Financial charges65/66B | €34,523 | €19,213 | €60,511 | €31,274 | €33,548 | ▲ 7.3% |
| Recurring financial charges65 | €34,523 | €19,213 | €60,511 | €31,274 | €33,548 | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | €175,055 | €41,655 | €123,066 | €15,021 | €129,300 | ▲ 761% |
| Income taxes67/77 | €78,163 | €39,965 | €50,679 | €41,700 | €88,134 | ▲ 111% |
| Profit (loss) for the period9904 | €96,893 | €1,690 | €72,387 | -€26,679 | €41,166 | ▲ 254% |
| Transfer from tax-exempt reserves789 | €18,750 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €115,643 | €1,690 | €72,387 | -€26,679 | €41,166 | ▲ 254% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.6m | €1.6m | €2.0m | €2.8m | ▲ 38.9% |
| Fixed assets21/28 | €64,567 | €77,290 | €74,711 | €96,609 | €556,118 | ▲ 476% |
| Intangible fixed assets21 | €0 | - | - | - | €436,407 | - |
| Tangible fixed assets22/27 | €31,375 | €44,098 | €38,059 | €53,642 | €66,235 | ▲ 23.5% |
| Plant, machinery and equipment23 | - | - | €2,115 | €6,821 | €5,122 | ▼ 24.9% |
| Furniture and vehicles24 | €10,056 | €33,858 | €29,471 | €30,813 | €48,463 | ▲ 57.3% |
| Other tangible fixed assets26 | €21,320 | €10,240 | €6,474 | €16,008 | €12,649 | ▼ 21.0% |
| Financial fixed assets28 | €33,192 | €33,192 | €36,652 | €42,968 | €53,476 | ▲ 24.5% |
| Current assets29/58 | €1.2m | €1.6m | €1.6m | €1.9m | €2.3m | ▲ 17.2% |
| Amounts receivable within one year40/41 | €1.1m | €1.2m | €1.3m | €1.5m | €1.8m | ▲ 20.9% |
| Trade receivables40 | €997,517 | €1.0m | €1.2m | €1.4m | €1.8m | ▲ 24.1% |
| Other amounts receivable41 | €64,746 | €125,877 | €110,125 | €102,572 | €79,299 | ▼ 22.7% |
| Cash at bank and in hand54/58 | €123,530 | €335,758 | €144,593 | €195,367 | €241,054 | ▲ 23.4% |
| Deferred charges and accrued income490/1 | €44,352 | €61,132 | €73,664 | €226,821 | €196,647 | ▼ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.6m | €1.6m | €2.0m | €2.8m | ▲ 38.9% |
| Equity10/15 | €228,902 | €230,592 | €302,980 | €276,301 | €317,467 | ▲ 14.9% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €166,902 | €168,592 | €240,980 | €214,301 | €255,467 | ▲ 19.2% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | €141,952 | €143,642 | €216,030 | €189,351 | €230,517 | ▲ 21.7% |
| Amounts payable17/49 | €1.1m | €1.4m | €1.3m | €1.8m | €2.5m | ▲ 42.7% |
| Amounts payable within one year42/48 | €1.1m | €1.4m | €1.3m | €1.8m | €2.5m | ▲ 42.7% |
| Current portion of amounts payable after more than one year42 | €0 | €243,079 | €89,583 | €235,959 | €300,888 | ▲ 27.5% |
| Financial debts43 | €200,000 | €150,000 | €150,000 | €200,000 | €300,000 | ▲ 50.0% |
| Other loans439 | €200,000 | €150,000 | €150,000 | €200,000 | €300,000 | ▲ 50.0% |
| Trade debts44 | €443,305 | €689,692 | €645,954 | €843,988 | €1.2m | ▲ 40.4% |
| Suppliers440/4 | €443,305 | €689,692 | €645,954 | €843,988 | €1.2m | ▲ 40.4% |
| Taxes, remuneration and social security45 | €411,967 | €331,892 | €436,170 | €459,201 | €647,276 | ▲ 41.0% |
| Taxes450/3 | €168,742 | €143,664 | €200,880 | €265,518 | €411,914 | ▲ 55.1% |
| Remuneration and social security454/9 | €243,225 | €188,228 | €235,290 | €193,683 | €235,362 | ▲ 21.5% |
| Other amounts payable47/48 | €10,538 | €834 | €5,916 | €20,886 | €78,786 | ▲ 277% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €96,893 | €1,690 | €72,387 | -€26,679 | €41,166 | ▲ 254% |
| + Depreciation and write-downs630 | €19,450 | €16,455 | €17,309 | €19,576 | €72,913 | ▲ 272% |
| Operating cash flow (approximation) | €116,343 | €18,145 | €89,696 | -€7,103 | €114,078 | ▲ 1,706% |
| Investment in fixed assets (approximation) | - | -€29,178 | -€14,730 | -€41,474 | -€532,421 | ▼ 1,184% |
| Change in cash | - | €212,229 | -€191,166 | €50,775 | €45,687 | ▼ 10.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 19 days late
2025
31-12
Financial
Back to profitnet €41,166
Net result €41,166 after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 102 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €96,893 ▲44.2%
Operating result €208,054, net result €96,893, both a record.
31-12
Financial
Equity above €200,000Eq €228,902 ▲73.4%
3 profitable years in a row build equity to €228,902.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 117 days late
2020
31-12
Financial
Equity above €100,000Eq €132,009 ▲104%
2 profitable years in a row build equity to €132,009.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-12
Financial
Back to profitnet €861
Net result €861 after one loss-making year.
Show earlier events
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2013
Ground area
3,425 m²
Building footprint
773 m²
Volume, LiDAR
8,653 m³
2 parcels, Brussels, Flanders · tallest building 27.3 m, ±8 floors. Linked by address, not a title deed.
58
companies at this address
See who is registered here
2 establishment units
CAPYX
since 20132.223.783.693
CAPYX
since 20262.387.174.255
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0232/00L000 | Flanders | 2,959 m² | 1 · 596 m² | 12.6 m · 3 fl. |
| 21905C0089/00T017 | Brussels | 466 m² | 1 · 177 m² | 27.3 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,403. 1,063 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0541566044
Also
9925:BE0541566044
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.