CAPTUM
ActiveCAPTUM has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €211k and a net result of €190k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+7
Solvency65▲+28
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.71 in 2023; short-term debt: 51% and cash: 11.9% of total assets), and 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
47 d early
2022
32 d early
2021
19 d early
2020
31 d early
2019
33 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€211k▲ 75.5%
2023 · €120k
2018: €176k
2019: €271k
2020: €138k
2021: €246k
2022: €229k
2023: €120k
2018 → 2024
Total assets
€532k▼ 46.7%
2023 · €998k
2018: €257k
2019: €340k
2020: €385k
2021: €592k
2022: €662k
2023: €998k
2018 → 2024
Net result
€190k▼ 0.5%
2023 · €191k
2018: €104k
2019: €95k
2020: €90k
2021: €157k
2022: €184k
2023: €191k
2018 → 2024
Working capital
€-172k▲ 23.3%
2023 · €-224k
2018: €45k
2019: €95k
2020: €-30k
2021: €-20k
2022: €-83k
2023: €-224k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€138k-€246k▲ 77.5%€229k▼ 6.6%€120k▼ 47.7%€211k▲ 75.5%
Operating result€126k-€216k▲ 72.0%€239k▲ 10.5%€265k▲ 10.9%€261k▼ 1.6%
Net result€90k-€157k▲ 74.5%€184k▲ 16.9%€191k▲ 3.8%€190k▼ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €532k
Fixed assets
€432k▼ 2.6%
Current assets
€99k▼ 82.1%
Equity and liabilities €532k
Equity
€211k▲ 75.5%
Debt
€321k▼ 63.4%
The debt ratio falls from 88.0% to 60.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€277k▼
2023 · €286k
Cash flow
€206k▼
2023 · €211k
Solvency
39.6%▲
2023 · 12.0%
Current ratio
0.37▼
2023 · 0.71
Quick ratio
0.37▼
2023 · 0.71
Debt / equity
1.52▼
2023 · 7.32
ROE
90.0%▼
2023 · 158.9%
ROA
35.7%▲
2023 · 19.1%
Interest coverage
18.37▼
2023 · 20.43
Debt
€321k▼
2023 · €878k
Debt ≤ 1 year
€271k▼
2023 · €778k
Debt > 1 year
€50k▼
2023 · €100k
Income taxes
€63k▼
2023 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€998k€532k▼
Fixed assets21/28€444k€432k▼
Tangible fixed assets22/27€443k€432k▼
Land and buildings22€413k€406k▼
Furniture and vehicles24€30k€26k▼
Financial fixed assets28€640€640=
Current assets29/58€554k€99k▼
Amounts receivable within one year40/41€4k€35k▲
Trade receivables40€4k€35k▲
Current investments50/53€525k-
Cash at bank and in hand54/58€24k€63k▲
Deferred charges and accrued income490/1€996€976▼
Equity and liabilities
Total equity and liabilities10/49€998k€532k▼
Equity10/15€120k€211k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€410€410=
Profit (loss) carried forward14€99k€190k▲
Amounts payable17/49€878k€321k▼
Amounts payable after more than one year17€100k€50k▼
Financial debts170/4€100k€50k▼
Amounts payable within one year42/48€778k€271k▼
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€13k€17k▲
Suppliers440/4€13k€17k▲
Taxes, remuneration and social security45€78k€45k▼
Taxes450/3€78k€45k▼
Other amounts payable47/48€638k€159k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€16k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€287k€278k▼
Operating profit (loss)9901€265k€261k▼
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€7k▲
Financial charges65/66B€14k€15k▲
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€254k€253k▼
Income taxes67/77€63k€63k▼
Profit (loss) for the period9904€191k€190k▼
Profit (loss) for the period to be appropriated9905€191k€190k▼
Appropriation of the result
Profit (loss) to be appropriated9906€399k€289k▼
Profit (loss) brought forward from the previous period14P€209k€99k▼
Profit to be distributed694/7€300k€99k▼
Return on contributions (dividend)694€300k€99k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €211k ▲75.5%
7 profitable years in a row build equity to €211k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €191k ▲3.8%
Operating result €265k, net result €191k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €246k ▲77.5%
4 profitable years in a row build equity to €246k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €90k ▼5%
Net result drops to €90k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €271k ▲53.9%
2 profitable years in a row build equity to €271k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattendijkdok-Westkaai 612000 AntwerpenGround area
1.5 ha
Building footprint
480 m²
Volume, LiDAR
16,243 m³
Parcel 11807G0129/05_000, Flanders · tallest building 65.5 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
CAPTUM
since 20162.257.805.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0129/05_000 | Flanders | 1.5 ha | 1 · 480 m² | 65.5 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.