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CAPTIF

Active
Private limited companyfounded 20179 yrs activeCoebergerstraat 49, 2018 Antwerpen, BelgiumKBO/BCE: BE 0676.724.260
Summary

CAPTIF has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €306,716. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 2490 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CAPTIFActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Activities of interior architects
NACE 71112
1 site
Size
€3.5mtotal assets 2025
Staff
7.8 FTE
Equity
€1.1m
Profit
€306,716
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
6th Gear · 100%
Accounts on time1 of 9 deeds read
Why 90+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Figures for FY 2025 (filed 31-07-2026)+ Liquidity: current ratio 1.97, cash €436,914, halved+ Size: 7.8 FTE, total assets €3.5mShow the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 29% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 55-1
equity 30.4% of total assets
Liquidity 41-11
short-term debt 49.6% · cash 12.4%
Profitability 80-19
return on assets 8.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,788 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%▼ -1.0% vs 01-2025 03-2025: 0.3%▼ -2.1% vs 02-2025 04-2025: 0.3%▲ +17.0% vs 03-2025 05-2025: 0.4%▲ +10.9% vs 04-2025 06-2025: 0.4%▲ +16.1% vs 05-2025 07-2025: 0.5%▲ +17.2% vs 06-2025 08-2025: 0.8%▲ +68.1% vs 07-2025highest value 09-2025: < 0.1%▼ -94.3% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%▲ +12.5% vs 03-2026 05-2026: 0.1%▲ +5.6% vs 04-2026 06-2026: 0.1%▲ +10.5% vs 05-2026 07-2026: 0.1%▲ +20.6% vs 06-2026 08-2026: 0.1%▲ +46.1% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
  • Liquidity: current ratio 1.97, cash €436,914, halved lowers the probability
  • Size: 7.8 FTE, total assets €3.5m lowers the probability for this profile
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.74 in 2024; short-term debt: 49.6% and cash: 12.4% of total assets), but 69.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 30%, liquidity 20%, profitability 48%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.97, cash €436,914, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 7.8 FTE, total assets €3.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
65 d early
2022
52 d early
2021
110 d early
2020
54 d early
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 June (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. MiscellaneousPower of attorney
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Result fell in 2025from €1.2m to €306,716 ▼ 74.5% View
  • Positive: Among the best 10% on net resultsector median €27,493 · 2,490 companies €306,716 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €306,716 8 years View
  • Controlled by 6th Gearultimately: STEENBERG 100% View

By topic

Financials

Fiscal year
2025
Total assets
€3.5m
Profit
€306,716
Solvency
30.4%
Total assets▼ 28.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2019
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 02-06-2026Miscellaneous
  3. 31-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of interior architectsNACE 71112
Founded
12-06-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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