Equity
€40,453 =
CAPTATIO paid out €18,687 in dividends. That is 100% of the 2025 profit.
CAPTATIO
Overview
Lifetime
4 annual accounts with figures on one time axispeak €33,243 (2025)
€33,243▲ 1.6%
peak €18,687 (2025)
€18,687▲ 18.5%
peak €40,453 (2024)
€40,453unchanged
€61,968▲ 120%
Board1 name since 2022
1 directorGUISSART Christophe Sébastien
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Dividend €18,687Debts from €28,185 to €61,968Cash from €42,491 to €85,931
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 55% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,826 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025highest value
04-2025: 0.6%● unchanged vs 03-2025highest value
05-2025: 0.6%● unchanged vs 04-2025
06-2025: < 0.1%▼ -0.6 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Education (NACE 85)
Liquidity: current ratio 1.63, cash €85,931
Size: total assets €102,421
Figures for financial year 2025 (filed on 01-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 45% of them on solvency, 58% on liquidity, 75% on profitability and 42% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as CAPTATIO has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of CAPTATIO itself is lower: < 0.1% within 12 months. It rests on far more data about CAPTATIO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CAPTATIO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.63 (2.59 in 2024), above the usual 1.5. Short-term debt is 60.5% and cash 83.9% of total assets. However, 60.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 days early
2024
69 days early
2023
51 days early
2022
75 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 56 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0790430828
Incorporation
Founding capital of €2,500, 100 shares · Founder: GUISSART Christophe Sébastien · Appointment: GUISSART Christophe Sébastien (director) · published on 07-09-2022 · Gazette deed
First establishment
Rue des Hadrènes 33, Sprimont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAPTATIO Sprimont | €102,421 | €33,243 | 39.5% | - |
| ELIANCE Esneux | €129,641 | €26,675 | 73.8% | - |
| CAP ACTION Ciney | €96,424 | €33,216 | 55.5% | - |
| TRACHIC La Hulpe | €126,512 | €32,896 | 73.7% | - |
| Learn For Life Antwerp | €96,850 | €29,699 | 59.8% | - |
| Refresh Now Ghent | €94,420 | €27,476 | 74.1% | - |
| Lévisan Overijse | €80,611 | €36,475 | 2.5% | - |
These companies have the same main activity as CAPTATIO: vocational training (NACE 85592). They are comparable in size and age: total assets between €80,600 and €130,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 05-09-2022Normal situation
- Activity
- Vocational trainingNACE 85592and 5 others
- Establishment unit
- 2.335.148.8014140 Sprimont, since 05-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 01-08-2025
Annual accounts 2025
- €33,243▲ 1.6%
- €18,687▲ 18.5%
- €40,453=
- €102,421▲ 49.2%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on CAPTATIO
CAPTATIO files the micro format. That format states no turnover. The gross margin rose from €19,384 in 2022 to €33,243 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 01-07-2026, 30 days before the deadline€33,243
▲ 1.6%
€26,028
▲ 9.6%
€18,687
▲ 18.5%
€38,847
▲ 2.5%
39.5%
▼ 19.4 percentage points
1.63
▼ 0.96
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €80,000 and €240,000.
Balance sheet
balance sheet total €102,421 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
39.5%
Higher than 46% of 2,612 companies in 2025.
1.63
Higher than 47% of 2,481 companies in 2025.
18.2%
Higher than 69% of 2,510 companies in 2025.
CAPTATIO
Middle half of the sector
80% of the sector
Micro accounts in education (NACE 85)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
102,421 | 68,638 | 51,863 | 52,902 | |
21/28 |
1,606 | 6,937 | 12,878 | 20,544 | |
21 |
0 | 1 | 1 | 1 | |
22/27 |
1,606 | 6,937 | 12,877 | 20,543 | |
23 |
737 | 680 | 1,680 | 2,679 | |
24 |
869 | 6,257 | 11,197 | 17,863 | |
29/58 |
100,815 | 61,701 | 38,986 | 32,359 | |
40/41 |
14,436 | 16,798 | 6,489 | 11,713 | |
40 |
13,919 | 16,133 | 5,967 | 9,614 | |
41 |
517 | 665 | 522 | 2,099 | |
50/53 |
- | - | 31,194 | - | |
54/58 |
85,931 | 42,491 | - | 19,035 | |
490/1 |
448 | 2,411 | 1,303 | 1,611 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
102,421 | 68,638 | 51,863 | 52,902 | |
10/15 |
40,453 | 40,453 | 24,683 | 13,821 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | |
13 |
37,953 | 37,953 | 22,183 | 11,321 | |
133 |
37,953 | 37,953 | 22,183 | 11,321 | |
17/49 |
61,968 | 28,185 | 27,180 | 39,082 | |
17 |
- | 4,369 | 10,029 | 15,505 | |
170/4 |
- | 4,369 | 10,029 | 15,505 | |
42/48 |
61,968 | 23,816 | 17,151 | 23,577 | |
42 |
4,369 | 5,660 | 5,476 | 5,298 | |
44 |
19,585 | 7,200 | 365 | 10,337 | |
440/4 |
19,585 | 7,200 | 365 | 10,337 | |
45 |
19,328 | 10,956 | 11,310 | 7,937 | |
450/3 |
19,328 | 10,956 | 11,310 | 7,937 | |
47/48 |
18,687 | - | - | 5 | |
| Income statement | |||||
9900 |
33,243 | 32,712 | 26,075 | 19,384 | |
630 |
6,436 | 8,511 | 7,666 | 2,457 | |
640/8 |
779 | 452 | 1,019 | 462 | |
9901 |
26,028 | 23,749 | 17,391 | 16,465 | |
75/76B |
319 | 120 | 12 | - | |
75 |
319 | 120 | 12 | - | |
65/66B |
523 | 505 | 737 | 413 | |
65 |
523 | 505 | 737 | 413 | |
9903 |
25,823 | 23,363 | 16,666 | 16,052 | |
67/77 |
7,137 | 7,593 | 5,803 | 4,731 | |
9904 |
18,687 | 15,770 | 10,862 | 11,321 | |
9905 |
18,687 | 15,770 | 10,862 | 11,321 | |
| Appropriation of the result | |||||
9906 |
18,687 | 15,770 | 10,862 | 11,321 | |
691/2 |
- | 15,770 | 10,862 | 11,321 | |
6921 |
- | 15,770 | 10,862 | 11,321 | |
694/7 |
18,687 | - | - | - | |
694 |
18,687 | - | - | - | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 32,464 | 32,260 | 25,057 | 18,922 | ||
| 25,123 | 24,281 | 18,528 | 13,778 | ||
| 1,105 | 2,571 | 0 | 23,001 | ||
| 43,439 | - | - | - | ||
| 38,847 | 37,885 | 21,834 | 8,782 | ||
| 39.5% | 58.9% | 47.6% | 26.1% | ||
| 1.63 | 2.59 | 2.27 | 1.37 | ||
| 1.53 | 0.70 | 1.10 | 2.83 | ||
| 46.2% | 39.0% | 44.0% | 81.9% | ||
| 18.2% | 23.0% | 20.9% | 21.4% | ||
| 62.09 | 63.85 | 34.01 | 45.83 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1,105 | €2,571 | - | €23,000 |
| Intangible fixed assets | - | - | - | €1 |
| €6,436 | €8,511 | €7,666 | €2,457 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on CAPTATIO
The operating result for 2025 is 10% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Debt's share of the balance-sheet total rises from 41.1% to 60.5%. Debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 07-09-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 01-07-2026
Mandates through the years
1 name, the dashed line is todayGUISSART Christophe Sébastien
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- GUISSART Christophe Sébastien
- Director (not named in the articles), appointed by deed of 07-09-2022, still in office
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €405 in 2025
- Source
- deed of 07-09-2022
Articles of association
deed of 07-09-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00
Shareholders
At incorporation
deed of 07-09-2022 ↗
- GUISSART Christophe Sébastien 100 shares (100%) · €2,500 in cash
Network & group
No group
CAPTATIO has no parent and no holdings in its annual accounts. GUISSART Christophe Sébastien is the only director. CAPTATIO shares no director with another company.
At the same address
Rue des Hadrènes 33, 4140 Sprimont · 1 other company| Guissart, Christophe (sole trader)
establishment since 01-10-2014 |
founded in 2014 0883.613.283 |
Timeline
Timeline
8 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 30 days before the deadline
2025
Highest result from 2022 to 2025 net €18,687 ▲18.5% The operating result of €26,028 and the net result of €18,687 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0790430828
Annual accounts 2024 filed PDFmicro format · 69 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 51 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 75 days before the deadline
2022
IncorporationFounding capital of €2,500, 100 shares · Founder: GUISSART Christophe Sébastien · Appointment: GUISSART Christophe Sébastien (director) · published on 07-09-20226 points ▸
- Founder, GUISSART Christophe Sébastien
- Founding capital, €2,500, 100 shares
- 100 shares
- Registered office clause, rue des Hadrènes 33, 4140 Sprimont
- Board rule, 1
- Director appointment, GUISSART Christophe Sébastien (director (not named in the articles))
- The deed holds 6 more points.
First establishment Rue des Hadrènes 33, Sprimont
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
CAPTATIO was incorporated on 5 September 2022 as a private limited company by one natural person, with a starting capital of €2,500.12 GUISSART Christophe Sébastien is director of the company, appointed by deed of 07-09-2022.2 Total assets rose from €52,902 in 2022 to €102,421 in 2025.3
Company details
Identity
- Enterprise number
- 0790.430.828
- VAT number
- BE 0790.430.828
- Peppol ID
- 0208:0790430828
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-09-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00deed of 07-09-2022 (in French)
- Peppol
- Reachable since 01-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CAPTATIO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 07-09-2022 (in French)
Activities
NACEBEL 202585592
Vocational training main activity
Codes under NACEBEL 2008
85592
Vocational training main activity
70220
Business consulting
82300
Organisation of conventions and trade shows
90011
Arts creation and performing arts activities
90021
Arts creation and performing arts activities
90029
Arts creation and performing arts activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La formation professionnelle; La réalisation de spectacles par des artistes indépendants; La promotion et l’organisation de spectacles…”deed of 07-09-2022 (in French)
11 activities
- La formation professionnelle
- La réalisation de spectacles par des artistes indépendants
- La promotion et l’organisation de spectacles vivants
- Toutes activités de soutien au spectacle vivant
- Toutes activités de soutien à la création artistique
- La gestion de salles de théâtre,de concerts ou similaires
- Toutes activités de soutien,conseils,consultance et coaching en communication,management et organisation
- Toutes activités de conseils juridiques
- Toutes activités de conseils en matière de ressources humaines
- La constitution,la gestion,l'exploitation,la mise en valeur d'un patrimoine immobilier,et pour ce faire,elle pourra notamment procéder à la vente,l’échange,l’achat,l’entretien,le développement,l’embellissement,la mise en valeur,la transformation,l'amélioration,l'équipement,le lotissement,la prospection et l'exploitation de biens immeubles
- La participation à la gestion,l'administration,le contrôle et l'assistance de toute société ou entreprise belge ou étrangère que ce soit dans les domaines administratif,financier,juridique,technique ou commercial et toutes activités de soutien aux entreprises
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Hadrènes 33 registered office 4140 Sprimont | 05-09-2022 | 2.335.148.801 |
Buildings and parcels at the address
- Ground area
- 1,035 m²
- Buildings
- 97 m²
- Volume, LiDAR
- 585 m³
- Tallest building
- 8.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62045A0225/00W003 | 1,034 m² | 1 · 97 m² | 8.0 m · 2 |