CAPSULE HPWC
ActiveCAPSULE HPWC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 40% of 2268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability76
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€36k
Net result
€2k
Working capital
€124
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€5k
Current assets
€31k
Equity and liabilities €36k
Equity
€5k
Debt
€31k
Debt finances 84.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€6k
Solvency
15.1%
Current ratio
1.00
Quick ratio
1.00
Debt / equity
5.63
ROE
36.1%
ROA
5.4%
Interest coverage
81.88
Debt
€31k
Debt ≤ 1 year
€31k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Plant, machinery and equipment23€5k
Current assets29/58€31k
Amounts receivable within one year40/41€3k
Trade receivables40€3k
Cash at bank and in hand54/58€28k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€5k
Contributions10/11€4k
Profit (loss) carried forward14€2k
Amounts payable17/49€31k
Amounts payable within one year42/48€31k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€19k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€400
Gross operating margin9900€8k
Operating profit (loss)9901€3k
Financial charges65/66B€93
Recurring financial charges65€93
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€1k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 2 establishment units since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berthelotstraat 1081190 VorstGround area
1,507 m²
Building footprint
1,546 m²
Volume, LiDAR
12,034 m³
2 parcels, Brussels · tallest building 15.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Berthelotstraat 108, 1190 Vorst
since 20252.377.368.149
Dendermondsestraat 246, 1083 Ganshoren
since 20262.393.127.976
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0039/00B004 | Brussels | 1,259 m² | 1 · 1,300 m² | 12.6 m · 3 fl. |
| 21392A0058/00S003 | Brussels | 249 m² | 1 · 246 m² | 15.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FITINVEST
BE 0895.028.106
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EF LOCHRISTI
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QUIFIT
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Of 1,516 companies in sector 93130 we hold annual accounts for 687. 311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2025
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.