CAPRISS
ActiveSummary
CAPRISS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €491,694 and a net result of €143,261. Equity is growing by ~52.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 6550 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-2
Solvency72▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.53 in 2023; short-term debt: 46.7% and cash: 33.2% of total assets), and 52.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
9 d early
2022
26 d early
2021
4 d early
2020
5 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€143,261▲ 3.8%
2023 · €137,992
Working capital
-€89,481▲ 60.3%
2023 · -€225,345
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€48,473▲ 298%€90,741▲ 87.2%€109,614▲ 20.8%€177,264▲ 61.7%€182,534▲ 3.0%
Net result€42,994within the sector's middle half▲ 303%€71,612within the sector's middle half▲ 66.6%€43,086within the sector's middle half▼ 39.8%€137,992above the sector's middle half▲ 220%€143,261above the sector's middle half▲ 3.8%
Equity€95,744within the sector's middle half▲ 81.5%€167,355within the sector's middle half▲ 74.8%€210,441within the sector's middle half▲ 25.7%€348,433within the sector's middle half▲ 65.6%€491,694within the sector's middle half▲ 41.1%
Total assets€203,774below the sector's middle half▲ 64.8%€389,599within the sector's middle half▲ 91.2%€772,541within the sector's middle half▲ 98.3%€901,823within the sector's middle half▲ 16.7%€1.0mwithin the sector's middle half▲ 15.1%
Debt€108,031▲ 52.4%€222,243▲ 106%€562,100▲ 153%€553,390▼ 1.5%€546,577▼ 1.2%
Working capital€82,007within the sector's middle half▲ 114%-€68,888below the sector's middle half-€87,658below the sector's middle half▼ 27.2%-€225,345below the sector's middle half▼ 157%-€89,481below the sector's middle half▲ 60.3%
Solvency47.0%within the sector's middle half▲ 4.3pp43.0%within the sector's middle half▼ 4.0pp27.2%within the sector's middle half▼ 15.7pp38.6%within the sector's middle half▲ 11.4pp47.4%within the sector's middle half▲ 8.7pp
Current ratio1.76within the sector's middle half▲ 0.220.44below the sector's middle half▼ 1.320.82below the sector's middle half▲ 0.380.53below the sector's middle half▼ 0.290.82below the sector's middle half▲ 0.28
Return on assets (ROA)21.1%above the sector's middle half▲ 12.5pp18.4%above the sector's middle half▼ 2.7pp5.6%within the sector's middle half▼ 12.8pp15.3%above the sector's middle half▲ 9.7pp13.8%above the sector's middle half▼ 1.5pp
Staff (FTE)1below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.0m
Fixed assets
€643,066 ▼ 0.4%
Current assets
€395,204 ▲ 54.1%
Equity and liabilities €1.0m
Equity
€491,694 ▲ 41.1%
Debt
€546,577 ▼ 1.2%
Debt's share of the balance-sheet total falls from 61.4% to 52.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€258,485▲
2023 · €226,309
Cash flow
€219,212▲
2023 · €187,037
Quick ratio
0.71▲
2023 · 0.47
Debt to equity
1.11▼
2023 · 1.59
ROE
29.1%▼
2023 · 39.6%
Interest coverage
38.26▼
2023 · 50.12
Debt ≤ 1 year
€484,685▲
2023 · €481,743
Debt > 1 year
€61,892▼
2023 · €71,647
Income taxes
€32,982▼
2023 · €35,000
Staff costs
€47,761▼
2023 · €58,183
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1,946 | - |
| Remuneration, social security and pensions62 | - | €8,133 | €29,512 | €58,183 | €47,761 | ▼ 17.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,161 | €128,157 | €18,798 | €49,046 | €75,950 | ▲ 54.9% |
| Other operating charges640/8 | - | €5,305 | €7,915 | €9,795 | €10,421 | ▲ 6.4% |
| Non-recurring operating charges66A | - | - | €51,743 | - | - | - |
| Gross operating margin9900 | €61,523 | €232,335 | €217,582 | €294,287 | €316,667 | ▲ 7.6% |
| Operating profit (loss)9901 | €48,473 | €90,741 | €109,614 | €177,264 | €182,534 | ▲ 3.0% |
| Financial income75/76B | - | €76 | €269 | €244 | €464 | ▲ 90.5% |
| Recurring financial income75 | €200 | €76 | €269 | €244 | €464 | ▲ 90.5% |
| Financial charges65/66B | - | €4,179 | €4,142 | €4,516 | €6,755 | ▲ 49.6% |
| Recurring financial charges65 | €2,539 | €4,179 | €4,142 | €4,516 | €6,755 | ▲ 49.6% |
| Profit (loss) for the period before taxes9903 | €46,135 | €86,638 | €105,742 | €172,992 | €176,243 | ▲ 1.9% |
| Income taxes67/77 | €3,141 | €15,026 | €62,657 | €35,000 | €32,982 | ▼ 5.8% |
| Profit (loss) for the period9904 | €42,994 | €71,612 | €43,086 | €137,992 | €143,261 | ▲ 3.8% |
| Profit (loss) for the period to be appropriated9905 | €42,994 | €71,612 | €43,086 | €137,992 | €143,261 | ▲ 3.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €203,774 | €389,599 | €772,541 | €901,823 | €1.0m | ▲ 15.1% |
| Fixed assets21/28 | €13,737 | €336,244 | €379,348 | €645,425 | €643,066 | ▼ 0.4% |
| Tangible fixed assets22/27 | €13,737 | €336,244 | €379,348 | €645,425 | €640,066 | ▼ 0.8% |
| Land and buildings22 | - | €321,440 | €259,653 | €249,608 | €239,564 | ▼ 4.0% |
| Plant, machinery and equipment23 | - | €9,875 | €115,532 | €329,462 | €347,271 | ▲ 5.4% |
| Furniture and vehicles24 | - | €4,929 | €4,163 | €66,354 | €53,232 | ▼ 19.8% |
| Financial fixed assets28 | - | - | - | - | €3,000 | - |
| Current assets29/58 | €190,038 | €53,355 | €393,193 | €256,398 | €395,204 | ▲ 54.1% |
| Stocks and contracts in progress3 | €15,400 | €21,500 | €25,874 | €30,808 | €50,146 | ▲ 62.8% |
| Stocks30/36 | - | €21,500 | €25,874 | €30,808 | €50,146 | ▲ 62.8% |
| Amounts receivable within one year40/41 | - | €5,042 | €2,730 | - | - | - |
| Trade receivables40 | - | €2,730 | €2,730 | - | - | - |
| Other amounts receivable41 | - | €2,313 | - | - | - | - |
| Cash at bank and in hand54/58 | €174,638 | €26,813 | €364,589 | €225,590 | €345,058 | ▲ 53.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €203,774 | €389,599 | €772,541 | €901,823 | €1.0m | ▲ 15.1% |
| Equity10/15 | €95,744 | €167,355 | €210,441 | €348,433 | €491,694 | ▲ 41.1% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Outside capital11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Share premium1100/10 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €33,400 | €13,400 | €13,400 | €13,400 | €13,400 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | - | €11,400 | €11,400 | €11,400 | €11,400 | = |
| Profit (loss) carried forward14 | €62,344 | €133,955 | €177,041 | €315,033 | €458,294 | ▲ 45.5% |
| Amounts payable17/49 | €108,031 | €222,243 | €562,100 | €553,390 | €546,577 | ▼ 1.2% |
| Amounts payable after more than one year17 | - | €100,000 | €81,249 | €71,647 | €61,892 | ▼ 13.6% |
| Financial debts170/4 | - | €100,000 | €81,249 | €71,647 | €61,892 | ▼ 13.6% |
| Amounts payable within one year42/48 | €108,031 | €122,243 | €480,851 | €481,743 | €484,685 | ▲ 0.6% |
| Current portion of amounts payable after more than one year42 | - | - | €9,450 | €9,601 | €9,755 | ▲ 1.6% |
| Trade debts44 | €43,993 | €64,467 | €80,328 | €78,775 | €104,348 | ▲ 32.5% |
| Suppliers440/4 | - | €64,467 | €80,328 | €78,775 | €104,348 | ▲ 32.5% |
| Taxes, remuneration and social security45 | - | €1,876 | €40,541 | €53,293 | €53,077 | ▼ 0.4% |
| Taxes450/3 | - | €1,876 | €40,541 | €53,293 | €53,077 | ▼ 0.4% |
| Other amounts payable47/48 | - | €55,900 | €350,531 | €340,074 | €317,504 | ▼ 6.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,994 | €71,612 | €43,086 | €137,992 | €143,261 | ▲ 3.8% |
| + Depreciation and write-downs630 | €7,161 | €128,157 | €18,798 | €49,046 | €75,950 | ▲ 54.9% |
| Operating cash flow (approximation) | €50,155 | €199,768 | €61,883 | €187,037 | €219,212 | ▲ 17.2% |
| Investment in fixed assets (approximation) | - | -€450,664 | -€61,902 | -€315,123 | -€73,592 | ▲ 76.6% |
| Change in cash | - | -€147,825 | €337,777 | -€138,999 | €119,468 | ▲ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €143,261 ▲3.8%
Operating result €182,534, net result €143,261, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200,000Eq €210,441 ▲25.7%
5 profitable years in a row build equity to €210,441.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150,000Eq €167,355 ▲74.8%
4 profitable years in a row build equity to €167,355.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2004
Ground area
1,637 m²
Building footprint
790 m²
Volume, LiDAR
4,362 m³
2 parcels, Wallonia · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
CAPRISS
since 20042.238.083.275
boxter
since 20102.238.064.073
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463L0173/00M003 | Wallonia | 1,545 m² | 1 · 714 m² | 5.9 m · 2 fl. |
| 57081F0001/00D000 | Wallonia | 92 m² | 1 · 77 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,395 companies in sector 47784 we hold annual accounts for 429. 255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47784Retail sale of souvenirs and religious articles
47512Retail sale of household textiles and bedding
47640Retail sale of games and toys
47721Retail sale of footwear
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0480030828
Also
9925:BE0480030828
Registered
19-05-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.