CAPPY
ActiveCAPPY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €26k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-10
Solvency84▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.44 in 2024; short-term debt: 31.7% and cash: 74.4% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
6.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
2 d late
2024
7 d late
2023
on the day
2022
1 d early
2021
24 d early
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€227k▲ 12.8%
2024 · €202k
2020: €68k
2021: €133k
2022: €202k
2023: €257k
2024: €202k
2020 → 2025
Total assets
€388k▲ 11.7%
2024 · €347k
2020: €93k
2021: €207k
2022: €295k
2023: €331k
2024: €347k
2020 → 2025
Net result
€26k▼ 48.0%
2024 · €49k
2020: €56k
2021: €65k
2022: €68k
2023: €50k
2024: €49k
2020 → 2025
Working capital
€197k▲ 8.6%
2024 · €182k
2020: €64k
2021: €126k
2022: €186k
2023: €240k
2024: €182k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€202k▲ 51.0%€257k▲ 27.7%€202k▼ 21.7%€227k▲ 12.8%
Operating result€88k-€95k▲ 7.4%€63k▼ 33.0%€63k▼ 1.0%€37k▼ 41.4%
Net result€65k-€68k▲ 4.5%€50k▼ 27.2%€49k▼ 0.2%€26k▼ 48.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €388k
Fixed assets
€68k▲ 69.7%
Current assets
€320k▲ 4.1%
Equity and liabilities €388k
Equity
€227k▲ 12.8%
Debt
€161k▲ 10.2%
The debt ratio falls from 42.0% to 41.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €69k
Cash flow
€40k▼
2024 · €56k
Solvency
58.6%▲
2024 · 58.0%
Current ratio
2.60▲
2024 · 2.44
Quick ratio
2.60▲
2024 · 2.44
Debt / equity
0.71▼
2024 · 0.72
ROE
11.3%▼
2024 · 24.5%
ROA
6.6%▼
2024 · 14.2%
Interest coverage
24.78▼
2024 · 97.68
Debt
€161k▲
2024 · €146k
Debt ≤ 1 year
€123k▼
2024 · €126k
Debt > 1 year
€38k▲
2024 · €20k
Income taxes
€9k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€388k▲
Fixed assets21/28€40k€68k▲
Tangible fixed assets22/27€40k€68k▲
Land and buildings22€32k€31k▼
Plant, machinery and equipment23€352€0▼
Leasing and similar rights25€8k€37k▲
Current assets29/58€308k€320k▲
Amounts receivable within one year40/41€38k€26k▼
Trade receivables40€35k€19k▼
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€267k€289k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€347k€388k▲
Equity10/15€202k€227k▲
Contributions10/11€12k€12k=
Reserves13€189k€215k▲
Distributable reserves133€189k€215k▲
Amounts payable17/49€146k€161k▲
Amounts payable after more than one year17€20k€38k▲
Financial debts170/4€20k€38k▲
Amounts payable within one year42/48€126k€123k▼
Current portion of amounts payable after more than one year42€9k€17k▲
Trade debts44€444€273▼
Suppliers440/4€444€273▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Other amounts payable47/48€109k€95k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€14k▲
Other operating charges640/8€428€387▼
Gross operating margin9900€70k€51k▼
Operating profit (loss)9901€63k€37k▼
Financial charges65/66B€708€2k▲
Recurring financial charges65€708€2k▲
Profit (loss) for the period before taxes9903€62k€35k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€49k€26k▼
Profit (loss) for the period to be appropriated9905€49k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€26k▼
Transfer from equity791/2€50k-
Transfer to equity691/2-€26k
To other reserves6921-€26k
Profit to be distributed694/7€99k-
Return on contributions (dividend)694€99k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €26k ▼48%
Net result drops to €26k, the lowest in the series.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2020net €68k ▲4.5%
Operating result €95k, net result €68k, both a record.
30-06
Financial
Equity above €200kEq €202k ▲51%
3 profitable years in a row build equity to €202k.
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €133k ▲95.5%
2 profitable years in a row build equity to €133k.
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Steenweg 4641090 JetteGround area
272 m²
Building footprint
272 m²
Volume, LiDAR
2,607 m³
Parcel 21464E0029/00G004, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CAPPY
since 20192.285.220.327
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0029/00G004 | Brussels | 272 m² | 1 · 272 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROUP BOVIJN
BE 0634.845.994
Tielt · Eq €228k
LANDMETER CALLEWAERT
BE 0750.720.810
Ieper · Eq €226k
IMMO - INVEST
BE 0445.187.438
Haaltert · Eq €230k
TOMME KATHLEEN
BE 0459.837.903
Herzele · Eq €223k
TER LOO
BE 0425.064.292
Kasterlee · Eq €222k
Of 1,760 companies in sector 71122 we hold annual accounts for 769. 630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2019
Fiscal year end30-06
Activities, NACEBEL
71122Land surveying
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
74201Photography, excluding press photography
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.