CAPPELLE OPTICIEN
ActiveCAPPELLE OPTICIEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372k and a net result of €128k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+7
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.0 in 2024), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
20.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
56 d early
2023
35 d early
2022
30 d late
2021
21 d late
2020
74 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€128k▲ 48.5%
2024 · €86k
2018: €-48k
2019: €-473
2020: €40k
2021: €44k
2022: €40k
2023: €-26k
2024: €86k
2018 → 2025
Working capital
€374k▲ 70.6%
2024 · €219k
2018: €202k
2019: €211k
2020: €260k
2021: €247k
2022: €264k
2023: €232k
2024: €219k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€300k▲ 9.0%€261k▼ 13.1%€244k▼ 6.5%€372k▲ 52.4%
Operating result€65k-€66k▲ 1.8%€-22k€121k€181k▲ 48.9%
Net result€44k-€40k▼ 9.0%€-26k€86k€128k▲ 48.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 49% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€53k▼ 38.1%
Current assets
€560k▲ 27.7%
Equity and liabilities €612k
Equity
€372k▲ 52.4%
Debt
€241k▼ 13.9%
The debt ratio falls from 53.4% to 39.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€218k▲
2024 · €158k
Cash flow
€164k▲
2024 · €123k
Solvency
60.7%▲
2024 · 46.6%
Current ratio
3.02▲
2024 · 2.00
Quick ratio
1.44▲
2024 · 0.84
Debt / equity
0.65▼
2024 · 1.14
ROE
34.4%▼
2024 · 35.3%
ROA
20.9%▲
2024 · 16.4%
Interest coverage
19.53▲
2024 · 15.74
Debt
€241k▼
2024 · €279k
Debt ≤ 1 year
€185k▼
2024 · €219k
Debt > 1 year
€40k▼
2024 · €60k
Income taxes
€48k▲
2024 · €31k
Staff costs
€317k▲
2024 · €293k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€523k€612k▲
Fixed assets21/28€85k€53k▼
Tangible fixed assets22/27€85k€53k▼
Plant, machinery and equipment23€23k€11k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€59k€39k▼
Financial fixed assets28€25€25=
Current assets29/58€438k€560k▲
Stocks and contracts in progress3€254k€293k▲
Stocks30/36€254k€293k▲
Amounts receivable within one year40/41€20k€37k▲
Trade receivables40€20k€22▼
Other amounts receivable41-€37k
Cash at bank and in hand54/58€159k€225k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€523k€612k▲
Equity10/15€244k€372k▲
Contributions10/11€19k€19k=
Reserves13€211k€339k▲
Tax-exempt reserves132-€63k
Distributable reserves133€211k€276k▲
Profit (loss) carried forward14€14k€14k=
Amounts payable17/49€279k€241k▼
Amounts payable after more than one year17€60k€40k▼
Financial debts170/4€60k€40k▼
Amounts payable within one year42/48€219k€185k▼
Financial debts43€29k€22k▼
Credit institutions430/8€29k€22k▼
Trade debts44€49k€59k▲
Suppliers440/4€49k€59k▲
Taxes, remuneration and social security45€96k€104k▲
Taxes450/3€51k€46k▼
Remuneration and social security454/9€45k€58k▲
Other amounts payable47/48€45k-
Accrued charges and deferred income492/3-€15k
Income statement
Code20242025
Remuneration, social security and pensions62€293k€317k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€16k€-905▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€469k€538k▲
Operating profit (loss)9901€121k€181k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€117k€176k▲
Income taxes67/77€31k€48k▲
Profit (loss) for the period9904€86k€128k▲
Transfer to tax-exempt reserves689-€63k
Profit (loss) for the period to be appropriated9905€86k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€203k€79k▼
Profit (loss) brought forward from the previous period14P€117k€14k▼
Transfer to equity691/2€86k€65k▼
To other reserves6921€86k€65k▼
Profit to be distributed694/7€103k-
Return on contributions (dividend)694€103k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €128k ▲48.5%
Operating result €181k, net result €128k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €86k
Net result €86k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoine Dansaertstraat 651000 BrusselGround area
223 m²
Building footprint
184 m²
Volume, LiDAR
3,238 m³
Parcel 21811M0744/00L000, Brussels · tallest building 23.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Antoine Dansaertstraat 65, 1000 Brussel
since 19922.056.084.947
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0744/00L000 | Brussels | 223 m² | 1 · 184 m² | 23.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549009AHHOWERXVRT51
Similar companies · same sector, comparable size
VAN BAEL
BE 0430.026.140
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BEL OEIL OPTIQUE
BE 0660.712.233
Beloeil · Eq €371k
OPTIEK DECOSTER-ROBEYNS
BE 0644.501.058
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FOCUS OPTIEK GAVERE
BE 0629.818.030
Gavere · Eq €376k
OPTICIEN DEGROOTE
BE 0427.564.419
Schaarbeek · Eq €376k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 864 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-1992
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.