Cappa Consultancy
ActiveCappa Consultancy has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €47k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+94
Solvency98▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 7.0 in 2024), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
13.3%
Age of the figures
14 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
5 d early
2022
2 d early
2021
6 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€226k▼ 6.6%
2024 · €242k
2020: €84k
2021: €133k
2022: €190k
2023: €239k
2024: €242k
2020 → 2025
Total assets
€354k▲ 32.6%
2024 · €267k
2020: €132k
2021: €179k
2022: €223k
2023: €280k
2024: €267k
2020 → 2025
Net result
€47k▲ 1,510%
2024 · €3k
2020: €72k
2021: €48k
2022: €51k
2023: €49k
2024: €3k
2020 → 2025
Working capital
€118k▼ 8.6%
2024 · €129k
2020: €52k
2021: €73k
2022: €130k
2023: €170k
2024: €129k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€190k▲ 43.2%€239k▲ 25.8%€242k▲ 1.2%€226k▼ 6.6%
Operating result€61k-€68k▲ 10.5%€72k▲ 5.5%€8k▼ 88.5%€47k▲ 469%
Net result€48k-€51k▲ 6.4%€49k▼ 4.8%€3k▼ 94.0%€47k▲ 1,510%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 469% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€111k▼ 4.2%
Current assets
€243k▲ 61.0%
Equity and liabilities €354k
Equity
€226k▼ 6.6%
Debt
€128k▲ 414%
The debt ratio rises from 9.3% to 36.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€55k▲
2024 · €26k
Cash flow
€55k▲
2024 · €21k
Solvency
63.9%▼
2024 · 90.7%
Current ratio
1.95▼
2024 · 7.00
Quick ratio
1.95▼
2024 · 7.00
Debt / equity
0.57▲
2024 · 0.10
ROE
20.9%▲
2024 · 1.2%
ROA
13.3%▲
2024 · 1.1%
Interest coverage
64.33▲
2024 · 11.35
Debt
€128k▲
2024 · €25k
Debt ≤ 1 year
€125k▲
2024 · €22k
Income taxes
€9k▲
2024 · €4k
Staff costs
€0▼
2024 · €63
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€354k▲
Fixed assets21/28€116k€111k▼
Tangible fixed assets22/27€56k€51k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€44k€41k▼
Financial fixed assets28€60k€60k=
Current assets29/58€151k€243k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40-€3k
Other amounts receivable41€5k€326▼
Current investments50/53€91k€229k▲
Cash at bank and in hand54/58€54k€9k▼
Deferred charges and accrued income490/1€739€1k▲
Equity and liabilities
Total equity and liabilities10/49€267k€354k▲
Equity10/15€242k€226k▼
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Reserves13€206k€206k=
Non-distributable reserves130/1€206k-
Other1319€206k-
Distributable reserves133-€206k
Profit (loss) carried forward14€16k€0▼
Amounts payable17/49€25k€128k▲
Amounts payable within one year42/48€22k€125k▲
Trade debts44€263€456▲
Suppliers440/4€263€456▲
Taxes, remuneration and social security45€1k€10k▲
Taxes450/3€1k€10k▲
Other amounts payable47/48€20k€114k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62€63€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€8k▼
Other operating charges640/8€306€248▼
Operating charges capitalised as restructuring costs649-€-2k
Gross operating margin9900€27k€53k▲
Operating profit (loss)9901€8k€47k▲
Financial income75/76B€541€10k▲
Recurring financial income75€541€10k▲
Financial charges65/66B€2k€850▼
Recurring financial charges65€2k€850▼
Profit (loss) for the period before taxes9903€6k€56k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€3k€47k▲
Profit (loss) for the period to be appropriated9905€3k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€63k▲
Profit (loss) brought forward from the previous period14P€16k€16k▲
Transfer to equity691/2€3k€0▼
To contributions691-€0
To other reserves6921€3k-
Profit to be distributed694/7-€63k
Return on contributions (dividend)694-€63k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €3k ▼94%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €200kEq €239k ▲25.8%
4 profitable years in a row build equity to €239k.
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €150kEq €190k ▲43.2%
3 profitable years in a row build equity to €190k.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €100kEq €133k ▲57%
2 profitable years in a row build equity to €133k.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zagerijstraat 223550 Heusden-ZolderGround area
638 m²
Building footprint
163 m²
Parcel 71502C0346/02F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Zagerijstraat 22, 3550 Heusden-Zolder
since 20182.276.898.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0346/02F000 | Flanders | 638 m² | 1 · 163 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Ae-rent
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FIMAGO
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ENIGMA
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 39,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2018
Fiscal year end30-06
Abbreviation NL
Cappa EC
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.