CapNova
ActiveSummary
CapNova has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,733 and a net result of €2,147. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 86% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-9
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 7.19 against 7.13 in 2024; short-term debt: 13.8% and cash: 2.2% of total assets), and 13.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
31 d early
2023
14 d late
2022
28 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€76,733▼ 5.4%
2024 · €81,086
Total assets
€89,012▼ 5.5%
2024 · €94,147
Net result
€2,147▼ 77.0%
2024 · €9,322
Working capital
€75,980▼ 5.1%
2024 · €80,081
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,706▼ 35.9%€4,082▼ 67.9%€10,628▲ 160%€10,042▼ 5.5%€4,285▼ 57.3%
Net result€10,811within the sector's middle half▼ 18.8%€4,696within the sector's middle half▼ 56.6%€8,995within the sector's middle half▲ 91.5%€9,322within the sector's middle half▲ 3.6%€2,147within the sector's middle half▼ 77.0%
Equity€79,072within the sector's middle half▼ 6.8%€73,769within the sector's middle half▼ 6.7%€75,264within the sector's middle half▲ 2.0%€81,086within the sector's middle half▲ 7.7%€76,733within the sector's middle half▼ 5.4%
Total assets€99,832within the sector's middle half▼ 10.8%€94,025within the sector's middle half▼ 5.8%€91,271within the sector's middle half▼ 2.9%€94,147within the sector's middle half▲ 3.2%€89,012within the sector's middle half▼ 5.5%
Debt€20,759▼ 23.5%€20,257▼ 2.4%€16,008▼ 21.0%€13,062▼ 18.4%€12,279▼ 6.0%
Working capital€74,686▼ 6.8%€70,839▼ 5.2%€73,403▲ 3.6%€80,081▲ 9.1%€75,980▼ 5.1%
Solvency79.2%above the sector's middle half▲ 3.4pp78.5%above the sector's middle half▼ 0.7pp82.5%above the sector's middle half▲ 4.0pp86.1%above the sector's middle half▲ 3.7pp86.2%above the sector's middle half▲ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,012
Fixed assets
€753 ▼ 25.0%
Current assets
€88,258 ▼ 5.2%
Equity and liabilities €89,012
Equity
€76,733 ▼ 5.4%
Debt
€12,279 ▼ 6.0%
Debt's share of the balance-sheet total falls from 13.9% to 13.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4,536▼
2024 · €10,898
Cash flow
€2,399▼
2024 · €10,178
Current ratio
7.19▲
2024 · 7.13
Debt to equity
0.16▼
2024 · 0.16
ROE
2.8%▼
2024 · 11.5%
ROA
2.4%▼
2024 · 9.9%
Interest coverage
9.06▼
2024 · 38.14
Debt ≤ 1 year
€12,279▼
2024 · €13,062
Income taxes
€2,233▼
2024 · €3,650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €5,079 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,792 | €1,457 | €1,069 | €856 | €251 | ▼ 70.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€7,535 | - | - | - | - | - |
| Other operating charges640/8 | €688 | €841 | €754 | €772 | €1,449 | ▲ 87.8% |
| Non-recurring operating charges66A | €50 | - | €375 | - | - | - |
| Gross operating margin9900 | €8,700 | €6,380 | €12,826 | €11,670 | €5,985 | ▼ 48.7% |
| Operating profit (loss)9901 | €12,706 | €4,082 | €10,628 | €10,042 | €4,285 | ▼ 57.3% |
| Financial income75/76B | €3,356 | €3,180 | €3,242 | €3,215 | €596 | ▼ 81.4% |
| Recurring financial income75 | €3,356 | €3,180 | €3,128 | €3,193 | €596 | ▼ 81.3% |
| Non-recurring financial income76B | - | - | €114 | €22 | €596 | ▲ 2,568% |
| Financial charges65/66B | €406 | €329 | €221 | €286 | €501 | ▲ 75.2% |
| Recurring financial charges65 | €406 | €329 | €221 | €286 | €501 | ▲ 75.2% |
| Profit (loss) for the period before taxes9903 | €15,656 | €6,933 | €13,649 | €12,972 | €4,381 | ▼ 66.2% |
| Income taxes67/77 | €4,845 | €2,237 | €4,653 | €3,650 | €2,233 | ▼ 38.8% |
| Profit (loss) for the period9904 | €10,811 | €4,696 | €8,995 | €9,322 | €2,147 | ▼ 77.0% |
| Profit (loss) for the period to be appropriated9905 | €10,811 | €4,696 | €8,995 | €9,322 | €2,147 | ▼ 77.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €99,832 | €94,025 | €91,271 | €94,147 | €89,012 | ▼ 5.5% |
| Fixed assets21/28 | €4,386 | €2,929 | €1,861 | €1,005 | €753 | ▼ 25.0% |
| Tangible fixed assets22/27 | €4,386 | €2,929 | €1,861 | €1,005 | €753 | ▼ 25.0% |
| Plant, machinery and equipment23 | €2,147 | €1,507 | €1,256 | €1,005 | €753 | ▼ 25.0% |
| Furniture and vehicles24 | €2,240 | €1,422 | €605 | - | - | - |
| Current assets29/58 | €95,445 | €91,096 | €89,411 | €93,143 | €88,258 | ▼ 5.2% |
| Amounts receivable within one year40/41 | €90,814 | €85,738 | €81,816 | €89,000 | €86,070 | ▼ 3.3% |
| Trade receivables40 | €8,947 | €5,147 | €2,608 | €5,358 | €5,417 | ▲ 1.1% |
| Other amounts receivable41 | €81,867 | €80,591 | €79,208 | €83,642 | €80,653 | ▼ 3.6% |
| Cash at bank and in hand54/58 | €4,002 | €4,603 | €6,809 | €3,125 | €1,964 | ▼ 37.2% |
| Deferred charges and accrued income490/1 | €630 | €756 | €786 | €1,018 | €225 | ▼ 77.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €99,832 | €94,025 | €91,271 | €94,147 | €89,012 | ▼ 5.5% |
| Equity10/15 | €79,072 | €73,769 | €75,264 | €81,086 | €76,733 | ▼ 5.4% |
| Contributions10/11 | €12,395 | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Reserves13 | €37,360 | €31,360 | €31,860 | €37,360 | €30,860 | ▼ 17.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €35,500 | €29,500 | €30,000 | €35,500 | €29,000 | ▼ 18.3% |
| Profit (loss) carried forward14 | €29,317 | €30,014 | €31,009 | €31,331 | €33,478 | ▲ 6.9% |
| Amounts payable17/49 | €20,759 | €20,257 | €16,008 | €13,062 | €12,279 | ▼ 6.0% |
| Amounts payable within one year42/48 | €20,759 | €20,257 | €16,008 | €13,062 | €12,279 | ▼ 6.0% |
| Financial debts43 | €4,500 | €2,500 | €2,500 | €2,500 | €3,500 | ▲ 40.0% |
| Credit institutions430/8 | €4,500 | €2,500 | €2,500 | €2,500 | €3,500 | ▲ 40.0% |
| Trade debts44 | €839 | €1,435 | €1,794 | €821 | €844 | ▲ 2.8% |
| Suppliers440/4 | €839 | €1,435 | €1,794 | €821 | €844 | ▲ 2.8% |
| Taxes, remuneration and social security45 | €5,421 | €6,322 | €4,214 | €6,241 | €1,435 | ▼ 77.0% |
| Taxes450/3 | €5,308 | €6,322 | €4,214 | €6,241 | €1,435 | ▼ 77.0% |
| Remuneration and social security454/9 | €112 | - | - | - | - | - |
| Other amounts payable47/48 | €10,000 | €10,000 | €7,500 | €3,500 | €6,500 | ▲ 85.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,811 | €4,696 | €8,995 | €9,322 | €2,147 | ▼ 77.0% |
| + Depreciation and write-downs630 | €2,792 | €1,457 | €1,069 | €856 | €251 | ▼ 70.7% |
| Operating cash flow (approximation) | €13,602 | €6,154 | €10,064 | €10,178 | €2,399 | ▼ 76.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €601 | €2,207 | -€3,685 | -€1,161 | ▲ 68.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
Appointment: Louise Vanderdonck Nollet (director)2 facts ▸
State Gazette act
Appointment: Louise Vanderdonck Nollet (director)
2 facts ▸
- General meeting, 28-08-2026
- Director appointment, Louise Vanderdonck Nollet (director)
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2,147 ▼77%
Net result drops to €2,147, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €13,316 ▲205%
Operating result €19,814, net result €13,316, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2026
Louise Vanderdonck Nollet
CurrentDirector · since 28-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2008
Ground area
92 m²
Building footprint
71 m²
Volume, LiDAR
798 m³
Parcel 21464D0127/00Y009, Brussels · tallest building 19.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OLV van Lourdeslaan 8, 1090 Jette
since 20082.304.564.008
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0127/00Y009 | Brussels | 92 m² | 1 · 71 m² | 19.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Louise Vanderdonck Nollet |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443724619
Registered
26-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.