Capitche
ActiveSummary
Capitche has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196,173 and a net result of €50,687. Equity has been growing by about 45% per year since 2023. Its solvency ranks better than 90% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-08-2022 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 2 others
- Establishment unit
- 2.335.064.271 1090 Jette, since 31-08-2022
- Financial year end
- 30 June
- Peppol
- Reachable since 02-09-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts to 30-06-2025
- Gross margin
- €67,041
- ▼ 35.6%
- Turnover
- ≈ €140,000
- estimated
- Profit
- €50,687
- ▼ 36.9%
- Equity
- €196,173
- ▲ 34.8%
- Total assets
- €216,057
- ▲ 30.3%
- Staff
- ≈ 0 FTE
- estimated
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 10.71, cash €191,029Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €196,173 (90.8% of total assets)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 90.8% of total assets
Liquidity
100+1
short-term debt 9.2% · cash 88.4%
Profitability
98-2
return on assets 23.5%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025highest value
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.71 (7.95 in 2024), above the usual 1.5. Short-term debt is 9.2% and cash 88.4% of total assets. 9.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 67% on profitability and 75% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-08-2025, 164 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
164 days early
2024
28 days late
2023
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 36 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 February (3 of the last 3 accounts filed within 192 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 20-08-2025 PDF all 3 filings
Turnover
€161,554
EBIT margin
62.8%
Net result
€50,687▼ 36.9%
2024 · €80,273
Working capital
€192,993▲ 36.6%
2024 · €141,250
Multi-year overview
2023 to 2025, 3 financial yearsTurnover
no figure
2025
20232025
Operating result
€64,206
▼ 36.7%
2025
20232025
Net result
€50,687
▼ 36.9%
2025
middle half of the sector
20232025
EBIT margin
no figure
2025
20232025
Equity
€196,173
▲ 34.8%
2025
middle half of the sector
20232025
Total assets
€216,057
▲ 30.3%
2025
middle half of the sector
20232025
Debt
€19,884
▼ 2.2%
2025
20232025
Working capital
€192,993
▲ 36.6%
2025
highest quarter of the sector
20232025
Solvency
90.8%
▲ 3.1pp
2025
highest quarter of the sector
20232025
Current ratio
10.71
▲ 2.76
2025
highest quarter of the sector
20232025
Return on assets (ROA)
23.5%
▼ 25.0pp
2025
middle half of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Turnover€161,554
Operating result€78,929-€101,435▲ 28.5%€64,206▼ 36.7%
Net result€62,713within the sector's middle half-€80,273above the sector's middle half▲ 28.0%€50,687within the sector's middle half▼ 36.9%
EBIT margin62.8%
Equity€65,212within the sector's middle half-€145,486within the sector's middle half▲ 123%€196,173within the sector's middle half▲ 34.8%
Total assets€86,155within the sector's middle half-€165,810within the sector's middle half▲ 92.5%€216,057within the sector's middle half▲ 30.3%
Debt€20,943-€20,324▼ 3.0%€19,884▼ 2.2%
Working capital€58,635within the sector's middle half-€141,250above the sector's middle half▲ 141%€192,993above the sector's middle half▲ 36.6%
Solvency75.7%within the sector's middle half-87.7%above the sector's middle half▲ 12.1pp90.8%above the sector's middle half▲ 3.1pp
Current ratio3.80within the sector's middle half-7.95above the sector's middle half▲ 4.1510.71above the sector's middle half▲ 2.76
Return on assets (ROA)72.8%above the sector's middle half-48.4%above the sector's middle half▼ 24.4pp23.5%within the sector's middle half▼ 25.0pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 37% lower than in 2024 and the lowest since 2023.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216,057
Fixed assets
€3,180 ▼ 24.9%
Current assets
€212,877 ▲ 31.8%
Equity and liabilities €216,057
Equity
€196,173 ▲ 34.8%
Debt
€19,884 ▼ 2.2%
Debt's share of the balance-sheet total falls from 12.3% to 9.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65,648▼
2024 · €103,776
Cash flow
€52,129▼
2024 · €82,614
Debt to equity
0.10▼
2024 · 0.14
ROE
25.8%▼
2024 · 55.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€19,884▼
2024 · €20,324
Income taxes
€13,365▼
2024 · €21,097
Staff costs
€1,085
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|
| Tangible fixed assets | €7,004 | - | €386 |
| Depreciation and write-downs of the year | €427 | €2,341 | €1,442 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | €161,554 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €57,402 | - | - |
| Remuneration, social security and pensions62 | - | - | €1,085 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €427 | €2,341 | €1,442 | ▼ 38.4% |
| Other operating charges640/8 | €416 | €376 | €308 | ▼ 18.2% |
| Gross operating margin9900 | €79,772 | €104,152 | €67,041 | ▼ 35.6% |
| Operating profit (loss)9901 | €78,929 | €101,435 | €64,206 | ▼ 36.7% |
| Financial income75/76B | - | - | €65 | - |
| Recurring financial income75 | - | - | €65 | - |
| Financial charges65/66B | €19 | €65 | €219 | ▲ 237% |
| Recurring financial charges65 | €19 | €65 | €219 | ▲ 237% |
| Profit (loss) for the period before taxes9903 | €78,910 | €101,370 | €64,052 | ▼ 36.8% |
| Income taxes67/77 | €16,197 | €21,097 | €13,365 | ▼ 36.7% |
| Profit (loss) for the period9904 | €62,713 | €80,273 | €50,687 | ▼ 36.9% |
| Profit (loss) for the period to be appropriated9905 | €62,713 | €80,273 | €50,687 | ▼ 36.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €86,155 | €165,810 | €216,057 | ▲ 30.3% |
| Fixed assets21/28 | €6,577 | €4,236 | €3,180 | ▼ 24.9% |
| Tangible fixed assets22/27 | €6,577 | €4,236 | €3,180 | ▼ 24.9% |
| Furniture and vehicles24 | €6,577 | €4,236 | €3,180 | ▼ 24.9% |
| Current assets29/58 | €79,578 | €161,574 | €212,877 | ▲ 31.8% |
| Amounts receivable within one year40/41 | €16,772 | €17,149 | €21,848 | ▲ 27.4% |
| Trade receivables40 | €16,770 | €16,962 | €14,713 | ▼ 13.3% |
| Other amounts receivable41 | €2 | €187 | €7,135 | ▲ 38× |
| Cash at bank and in hand54/58 | €62,646 | €144,403 | €191,029 | ▲ 32.3% |
| Deferred charges and accrued income490/1 | €160 | €22 | €0 | ▼ 100% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €86,155 | €165,810 | €216,057 | ▲ 30.3% |
| Equity10/15 | €65,212 | €145,486 | €196,173 | ▲ 34.8% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €62,712 | €142,986 | €193,673 | ▲ 35.4% |
| Distributable reserves133 | €62,712 | €142,986 | €193,673 | ▲ 35.4% |
| Amounts payable17/49 | €20,943 | €20,324 | €19,884 | ▼ 2.2% |
| Amounts payable within one year42/48 | €20,943 | €20,324 | €19,884 | ▼ 2.2% |
| Trade debts44 | €1,085 | €6 | €430 | ▲ 72× |
| Suppliers440/4 | €1,085 | €6 | €430 | ▲ 72× |
| Taxes, remuneration and social security45 | €19,491 | €20,100 | €19,454 | ▼ 3.2% |
| Taxes450/3 | €18,998 | €17,728 | €19,454 | ▲ 9.7% |
| Remuneration and social security454/9 | €493 | €2,372 | €0 | ▼ 100% |
| Other amounts payable47/48 | €367 | €218 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €62,713 | €80,273 | €50,687 | ▼ 36.9% |
| + Depreciation and write-downs630 | €427 | €2,341 | €1,442 | ▼ 38.4% |
| Operating cash flow (approximation) | €63,140 | €82,614 | €52,129 | ▼ 36.9% |
| Investment in fixed assets (approximation) | - | €0 | -€386 | - |
| Change in cash | - | €81,757 | €46,626 | ▼ 43.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Capitche has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Capitche itself is lower: < 0.1% within 12 months. It rests on far more data about Capitche than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Capitche. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2022
VERBIEST Liedewij Bea Peter
Current
Director · since 31-08-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 20-08-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 02-09-2022Owners and capital
Shareholders
At incorporation
act of 02-09-2022 ↗
- VERBIEST Liedewij Bea Peter 100 shares (100%) · €2,500
Capital transactions
Capital over time
- 02-09-2022 Incorporation · €2,500 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling en vereffeningsaldo, 100”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 02-09-2022 (in Dutch)
Network & group
Capitche shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Capitche. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
11-03
Gazette deed
Registered office moved from Jette to BrusselNew seat: 1020 Brussel, De Smet de Naeyerlaan 557 · Previous seat: 1090 Jette, Esseghemstraat 153, bus 1/1 · Power of attorney8 points ▸
Gazette deed
Registered office moved from Jette to Brussel
New seat: 1020 Brussel, De Smet de Naeyerlaan 557 · Previous seat: 1090 Jette, Esseghemstraat 153, bus 1/1 · Power of attorney8 points ▸
- Board meeting, 16-02-2026
- Registered-office move, 1020 Brussel, De Smet de Naeyerlaan 557
- Power of attorney, VGD Accountants en Belastingconsulenten
- Power of attorney, Mathias SUPPLY
- Power of attorney, Laurine MYS
- Power of attorney, Neelke DE VRIENDT
- Power of attorney, Eli CIERS
- Other provision, “In de bijlagen bij het Belgisch Staatsblad bekend te maken kopie na neerlegging van de akte ter griffie” (deed in Dutch)
2025
20-08
micro format · 164 days before the deadline
30-06
Financial
Weakest financial yearnet €50,687 ▼36.9%
The net result drops to €50,687, the lowest from 2023 to 2025.
30-06
Financial
Equity above €150,000equity €196,173 ▲34.8%
With a profit in every financial year since 2023, equity grows to €196,173.
28-02
micro format · 28 days late
2024
30-06
Financial
Highest result from 2023 to 2025net €80,273 ▲28%
The operating result of €101,435 and the net result of €80,273 are both a record.
30-06
Financial
Liquidity more than doubledcurrent ratio 7.95
The current ratio rises from 3.80 to 7.95. Short-term debt falls from €20,943 to €20,324.
30-06
Financial
Equity above €100,000equity €145,486 ▲123%
With a profit in every financial year since 2023, equity grows to €145,486.
29-02
micro format · 29 days late
2022
02-09
Gazette deed
IncorporationStarting capital €2,500 · Appointment: VERBIEST Liedewij Bea Peter (director) · Registered office clause · Pre-incorporation commitments8 points ▸
Gazette deed
Incorporation
Starting capital €2,500 · Appointment: VERBIEST Liedewij Bea Peter (director) · Registered office clause · Pre-incorporation commitments8 points ▸
- Registered office clause, “Jette (1090 Brussel),Esseghemstraat 153,bus 1/1” (deed in Dutch)
- Director appointment, VERBIEST Liedewij Bea Peter (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten door comparant in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Pre-incorporation commitments, “interim mandate, nodige of nuttige verbintenissen ter verwezenlijking van doel voor rekening van vennootschap in oprichting” (deed in Dutch)
- Incorporation, 30-08-2022
- Founder, VERBIEST Liedewij Bea Peter (comparant)
- Founding capital, €2,500
- Bank account, “KBC, bijzondere rekening” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 31 August 2022, Capitche was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 In 2026 the registered office moved to Brussel.3 VERBIEST Liedewij Bea Peter has served as director since 2022.4 Total assets went from €86,155 in 2023 to €216,057 in 2025.5
Company details
Register details
Identity
KBO recordName
Capitche in Dutch
Enterprise number
0790.290.573
Legal form
Private limited company
Status
Active, normale toestand
Founded
31-08-2022
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-09-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Brussels Hoofdstedelijk Gewest”
deed of 02-09-2022 (in Dutch)Registered office and establishments
Registered office
de Smet de Naeyerlaan 557, 1020 Brussel, Belgium
1 former office
- 1090 Jette until 16-02-2026 · act of 11-03-2026
Establishment unit
Capitche, Esseghemstraat 153, 1090 Jette since 31-08-2022 · unit number 2.335.064.271
E-mail
liedewijverbiest@gmail.com
Activities
NACEBEL 202570200
Business and other management consultancy main activity
73110
Advertising agencies
73200
Market research and public opinion polling
Codes under NACEBEL 2008
70220
Business consulting main activity
73110
Advertising, market research and public relations activities
73200
Advertising, market research and public relations activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 02-09-2022 (in Dutch)
“Verlenen van advies en praktische hulp aa bedrijven ivm public relations en communicatie; Overige dienstverlenende activiteiten op het…”
11 activities
- Verlenen van advies en praktische hulp aa bedrijven ivm public relations en communicatie;
- Overige dienstverlenende activiteiten op het gebied van informatie;
- Persbureaus en persagentschappen,die nieuwsberichten,nieuwsfoto’s en speciale artikelen leveren aan de media;
- Ontwerpen en voeren van reclame en promotiecampagnes voor derden via de verschillende media;
- Participatie in andere vennootschappen;
- Handel in eigen onroerend goed.
- Coaching en opleidingen;Het uitvoeren van onderwijsopdrachten;Creatieve brainstorming;Projectwerk en management;
- Zowel voor eigen rekening als voor rekening van derden,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op:Redactie,marketing,communicatie,reclame,internet,social media en persbureau:consultancy,strategie,uitvoering,coördinatie,interne of externe consultancy;
- Het verwerven,(doen)bouwen,(doen)verbouwen,onderhouden,opwaarderen en verkopen,verhuren,aanhouden en/of beheren van onroerende goederen,de aan en verkoop,huur en verhuur van roerende goederen;
- Het verichtten van alle werkzaamheden die verband houden met vereffeningen en herstructureringen van vennootschappen;
- Het organiseren van evenementen,incentiveactiviteiten,recepties,productlanceringen,marketingcampagnes,BBQ’s en allerlei “social events”.
Invoicing and payment
VAT number
BE 0790.290.573
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of December at 19:00
deed of 02-09-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the addresses
Ground area
587 m²
Building footprint
122 m²
Building volume
1,092 m³
Tallest building: 16.0 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21816C0031/00K000 | Brussels | 412 m² | 1 · 122 m² | 16.0 m · 3 |
| 21463D0306/00A004 | Brussels | 174 m² | - | - |