Capital 1
ActiveCapital 1 has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €501k and a net result of €27k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+14
Solvency52▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.09 in 2024; short-term debt: 12.5% and cash: 1.6% of total assets), but 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
1.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
7 d early
2023
3 d early
2022
6 d early
2021
6 d early
2020
25 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€283k
EBIT margin
6.2%
Net result
€27k▲ 4,243%
2024 · €631
2019: €57k
2020: €5k
2021: €175k
2022: €-5k
2023: €65k
2024: €631
2019 → 2025
Working capital
€210k▼ 8.8%
2024 · €231k
2019: €45k
2020: €28k
2021: €147k
2022: €-67k
2023: €294k
2024: €231k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€283k
Equity€413k-€408k▼ 1.1%€473k▲ 15.9%€474k▲ 0.1%€501k▲ 5.8%
Operating result€226k-€17k▼ 92.3%€105k▲ 503%€24k▼ 77.2%€100k▲ 315%
Net result€175k-€-5k€65k€631▼ 99.0%€27k▲ 4,243%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 315% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€1.41M▼ 7.6%
Current assets
€441k▼ 0.1%
Equity and liabilities €1.85M
Equity
€501k▲ 5.8%
Provisions
€21k▼ 6.0%
Debt
€1.33M▼ 9.7%
The debt ratio falls from 74.8% to 71.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€217k▲
2024 · €141k
Cash flow
€145k▲
2024 · €118k
Solvency
27.1%▲
2024 · 24.1%
Current ratio
1.91▼
2024 · 2.09
Quick ratio
1.91▼
2024 · 2.09
Debt / equity
2.65▼
2024 · 3.10
ROE
5.5%▲
2024 · 0.1%
ROA
1.5%▲
2024 · 0.0%
Interest coverage
4.90▲
2024 · 3.36
Debt
€1.33M▼
2024 · €1.47M
Debt ≤ 1 year
€231k▲
2024 · €211k
Debt > 1 year
€1.09M▼
2024 · €1.25M
Income taxes
€44k▲
2024 · €7k
Staff costs
€49k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.97M€1.85M▼
Fixed assets21/28€1.52M€1.41M▼
Tangible fixed assets22/27€1.52M€1.41M▼
Land and buildings22€1.38M€1.30M▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€5k▲
Leasing and similar rights25€109k€75k▼
Other tangible fixed assets26€28k€26k▼
Financial fixed assets28€16€16=
Current assets29/58€442k€441k▼
Amounts receivable within one year40/41€37k€27k▼
Trade receivables40€33k€23k▼
Other amounts receivable41€3k€4k▲
Current investments50/53€350k€360k▲
Cash at bank and in hand54/58€35k€29k▼
Deferred charges and accrued income490/1€20k€25k▲
Equity and liabilities
Total equity and liabilities10/49€1.97M€1.85M▼
Equity10/15€474k€501k▲
Contributions10/11€16k€16k=
Reserves13€458k€485k▲
Tax-exempt reserves132€92k€87k▼
Distributable reserves133€366k€398k▲
Provisions and deferred taxes16€22k€21k▼
Deferred taxes168€22k€21k▼
Amounts payable17/49€1.47M€1.33M▼
Amounts payable after more than one year17€1.25M€1.09M▼
Financial debts170/4€1.15M€980k▼
Other amounts payable178/9€101k€106k▲
Amounts payable within one year42/48€211k€231k▲
Current portion of amounts payable after more than one year42€142k€147k▲
Trade debts44€46k€60k▲
Suppliers440/4€46k€60k▲
Taxes, remuneration and social security45€22k€25k▲
Taxes450/3€15k€14k▼
Remuneration and social security454/9€7k€10k▲
Accrued charges and deferred income492/3€6k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€49k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€117k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k-
Other operating charges640/8€139k€22k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€319k€288k▼
Operating profit (loss)9901€24k€100k▲
Financial income75/76B€24k€15k▼
Recurring financial income75€24k€15k▼
Financial charges65/66B€42k€44k▲
Recurring financial charges65€42k€44k▲
Profit (loss) for the period before taxes9903€6k€70k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€7k€44k▲
Profit (loss) for the period9904€631€27k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€6k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€33k▲
Transfer to equity691/2€6k€33k▲
To other reserves6921€6k€33k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €500kEq €501k ▲5.8%
3 profitable years in a row build equity to €501k.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
30-06
Financial
Liquidity times 5current ratio 2.72
Current ratio from 0.55 to 2.72.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-5k ▼103%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €175k ▲3613%
Operating result €226k, net result €175k, both a record.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brakelstraat 109830 Sint-Martens-LatemGround area
2,752 m²
Building footprint
372 m²
Volume, LiDAR
1,454 m³
Parcel 44064A0318/00E000, Flanders · tallest building 13.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALBERT DE MEESTER IMMOBILIEN
since 20002.100.964.768
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0318/00E000 | Flanders | 2,752 m² | 1 · 372 m² | 13.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEBDES
BE 0817.153.635
Nieuwpoort · Eq €500k
BUREAU IMMOBILIER ARDENNAIS
BE 0473.685.840
Manhay · Eq €500k
VERTIMMO O.G.
BE 0598.959.558
Leuven · Eq €503k
HEBO IMMOBILIEN
BE 0420.529.741
Brugge · Eq €503k
D Real Estate
BE 0508.585.351
Ternat · Eq €498k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2000
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:albert.demeester@gmail.com