CAPILO
ActiveCAPILO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 93% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.25 against 2.32 in 2024; short-term debt: 13.1% and cash: 49.2% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
30 d late
2023
31 d late
2022
25 d late
2021
29 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 6.2%
2024 · €44k
2018: €50k
2019: €54k
2020: €61k
2021: €69k
2022: €65k
2023: €60k
2024: €44k
2018 → 2025
Total assets
€54k▼ 2.8%
2024 · €55k
2018: €86k
2019: €104k
2020: €91k
2021: €83k
2022: €72k
2023: €64k
2024: €55k
2018 → 2025
Net result
€3k▲ 25.0%
2024 · €2k
2018: €-10k
2019: €7k
2020: €7k
2021: €8k
2022: €-4k
2023: €-4k
2024: €2k
2018 → 2025
Working capital
€23k▲ 54.1%
2024 · €15k
2018: €-5k
2019: €-7k
2020: €6k
2021: €21k
2022: €22k
2023: €26k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€65k▼ 6.3%€60k▼ 6.8%€44k▼ 27.2%€47k▲ 6.2%
Operating result€11k-€-4k€-4k▼ 11.5%€3k€4k▲ 44.9%
Net result€8k-€-4k€-4k▼ 2.0%€2k€3k▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€24k▼ 18.5%
Current assets
€30k▲ 14.6%
Equity and liabilities €54k
Equity
€47k▲ 6.2%
Debt
€7k▼ 37.7%
The debt ratio falls from 20.5% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €8k
Cash flow
€8k▲
2024 · €8k
Solvency
86.9%▲
2024 · 79.5%
Current ratio
4.25▲
2024 · 2.32
Quick ratio
4.10▲
2024 · 2.22
Debt / equity
0.15▼
2024 · 0.26
ROE
5.8%▲
2024 · 4.9%
ROA
5.1%▲
2024 · 3.9%
Interest coverage
28.95▲
2024 · 23.08
Debt
€7k▼
2024 · €11k
Debt ≤ 1 year
€7k▼
2024 · €11k
Income taxes
€1k▲
2024 · €369
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€54k▼
Fixed assets21/28€29k€24k▼
Tangible fixed assets22/27€29k€24k▼
Land and buildings22€29k€24k▼
Financial fixed assets28€124€124=
Current assets29/58€26k€30k▲
Stocks and contracts in progress3€1k€1k▲
Stocks30/36€1k€1k▲
Amounts receivable within one year40/41€316€2k▲
Trade receivables40-€2k
Other amounts receivable41€316-
Cash at bank and in hand54/58€23k€26k▲
Deferred charges and accrued income490/1€2k€573▼
Equity and liabilities
Total equity and liabilities10/49€55k€54k▼
Equity10/15€44k€47k▲
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€42k€45k▲
Amounts payable17/49€11k€7k▼
Amounts payable within one year42/48€11k€7k▼
Trade debts44€718€296▼
Suppliers440/4€718€296▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€9k€5k▼
Accrued charges and deferred income492/3€20-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€11k€12k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B€141€97▼
Recurring financial income75€141€97▼
Financial charges65/66B€351€323▼
Recurring financial charges65€351€323▼
Profit (loss) for the period before taxes9903€3k€4k▲
Income taxes67/77€369€1k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€45k▲
Profit (loss) brought forward from the previous period14P€40k€42k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €8k ▲16.8%
Operating result €11k, net result €8k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.53
Current ratio from 1.30 to 3.53; short-term debt falls from €19k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edouard Colson 24431 AnsGround area
218 m²
Building footprint
43 m²
Parcel 62066A0109/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Edouard Colson 2, 4431 Ans
since 20002.100.918.545
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62066A0109/00P002 | Wallonia | 218 m² | 1 · 43 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EMPORIO SERVICES
BE 0720.921.420
Kraainem · Eq €47k
BELLI CAPELLI
BE 0478.256.520
Oudenaarde · Eq €47k
KAPPER JOS
BE 0894.099.379
Heers · Eq €47k
HAARZAAK
BE 0876.341.154
Merelbeke-Melle · Eq €46k
Hair Salon LNN
BE 0783.733.769
Kapellen · Eq €47k
Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 2,143 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2000
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.