CAPELLE C.
ActiveSummary
CAPELLE C. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,216 and a net result of €7,370. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+53
Solvency79▲+3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.91 in 2024; short-term debt: 45.9% and cash: 47.6% of total assets), and 45.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
19 d early
2023
36 d early
2022
31 d early
2021
32 d early
2020
30 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€82,216▲ 9.8%
2024 · €74,846
Total assets
€151,984▲ 4.4%
2024 · €145,590
Net result
€7,370
2024 · -€1,481
Working capital
€74,519▲ 15.5%
2024 · €64,542
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,789▲ 94.6%€1,774€3,959▲ 123%-€1,808€7,068
Net result-€4,108▲ 92.4%€1,293€4,102▲ 217%-€1,481€7,370
Equity€152,340▼ 2.6%€153,633▲ 0.8%€76,327▼ 50.3%€74,846▼ 1.9%€82,216▲ 9.8%
Total assets€236,789▼ 25.2%€174,453▼ 26.3%€169,550▼ 2.8%€145,590▼ 14.1%€151,984▲ 4.4%
Debt€84,449▼ 47.2%€20,820▼ 75.3%€93,222▲ 348%€70,744▼ 24.1%€69,768▼ 1.4%
Working capital€149,697▼ 35.3%€150,313▲ 0.4%€73,669▼ 51.0%€64,542▼ 12.4%€74,519▲ 15.5%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7,068 after a loss of €1,808 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151,984
Fixed assets
€7,709 ▼ 25.2%
Current assets
€144,275 ▲ 6.6%
Equity and liabilities €151,984
Equity
€82,216 ▲ 9.8%
Debt
€69,768 ▼ 1.4%
Debt's share of the balance-sheet total falls from 48.6% to 45.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,664▲
2024 · €25
Cash flow
€9,966▲
2024 · €351
Current ratio
2.07▲
2024 · 1.91
Quick ratio
1.23▲
2024 · 1.22
Debt to equity
0.85▼
2024 · 0.95
ROE
9.0%▲
2024 · -2.0%
ROA
4.8%▲
2024 · -1.0%
Interest coverage
235.70▲
2024 · 0.58
Debt ≤ 1 year
€69,757▼
2024 · €70,744
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €573 | €683 | €683 | €1,833 | €2,595 | ▲ 41.6% |
| Other operating charges640/8 | €1,884 | €2,743 | €2,570 | €2,572 | €2,101 | ▼ 18.3% |
| Gross operating margin9900 | -€332 | €5,200 | €7,213 | €2,597 | €11,765 | ▲ 353% |
| Operating profit (loss)9901 | -€2,789 | €1,774 | €3,959 | -€1,808 | €7,068 | ▲ 491% |
| Financial income75/76B | €16 | - | €185 | €370 | €343 | ▼ 7.3% |
| Recurring financial income75 | €16 | - | €185 | €370 | €343 | ▼ 7.3% |
| Financial charges65/66B | €1,335 | €481 | €43 | €44 | €41 | ▼ 6.5% |
| Recurring financial charges65 | €1,335 | €481 | €43 | €44 | €41 | ▼ 6.5% |
| Profit (loss) for the period before taxes9903 | -€4,108 | €1,293 | €4,102 | -€1,481 | €7,370 | ▲ 598% |
| Profit (loss) for the period9904 | -€4,108 | €1,293 | €4,102 | -€1,481 | €7,370 | ▲ 598% |
| Profit (loss) for the period to be appropriated9905 | -€4,108 | €1,293 | €4,102 | -€1,481 | €7,370 | ▲ 598% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €236,789 | €174,453 | €169,550 | €145,590 | €151,984 | ▲ 4.4% |
| Fixed assets21/28 | €2,675 | €3,343 | €2,660 | €10,304 | €7,709 | ▼ 25.2% |
| Tangible fixed assets22/27 | €2,675 | €1,993 | €1,310 | €8,954 | €6,359 | ▼ 29.0% |
| Furniture and vehicles24 | €2,675 | €1,993 | €1,310 | €8,954 | €6,359 | ▼ 29.0% |
| Financial fixed assets28 | - | €1,350 | €1,350 | €1,350 | €1,350 | = |
| Current assets29/58 | €234,114 | €171,110 | €166,890 | €135,286 | €144,275 | ▲ 6.6% |
| Stocks and contracts in progress3 | €22,100 | €27,950 | €55,905 | €49,055 | €58,465 | ▲ 19.2% |
| Stocks30/36 | €22,100 | €27,950 | €55,905 | €49,055 | €58,465 | ▲ 19.2% |
| Amounts receivable within one year40/41 | €99,159 | €30,262 | €20,054 | €13,934 | €11,200 | ▼ 19.6% |
| Trade receivables40 | €22,018 | €28,701 | €18,901 | €12,087 | €9,387 | ▼ 22.3% |
| Other amounts receivable41 | €77,141 | €1,562 | €1,153 | €1,846 | €1,814 | ▼ 1.8% |
| Cash at bank and in hand54/58 | €110,843 | €109,546 | €87,302 | €69,203 | €72,335 | ▲ 4.5% |
| Deferred charges and accrued income490/1 | €2,011 | €3,352 | €3,629 | €3,094 | €2,275 | ▼ 26.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €236,789 | €174,453 | €169,550 | €145,590 | €151,984 | ▲ 4.4% |
| Equity10/15 | €152,340 | €153,633 | €76,327 | €74,846 | €82,216 | ▲ 9.8% |
| Contributions10/11 | €100,000 | €100,000 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €110,301 | €110,301 | €110,301 | €110,301 | €110,301 | = |
| Non-distributable reserves130/1 | €4,900 | €4,900 | - | - | - | - |
| Reserves not available under the articles1311 | €4,900 | €4,900 | - | - | - | - |
| Distributable reserves133 | €105,401 | €105,401 | €110,301 | €110,301 | €110,301 | = |
| Profit (loss) carried forward14 | -€57,961 | -€56,668 | -€52,566 | -€54,047 | -€46,677 | ▲ 13.6% |
| Amounts payable17/49 | €84,449 | €20,820 | €93,222 | €70,744 | €69,768 | ▼ 1.4% |
| Amounts payable within one year42/48 | €84,417 | €20,797 | €93,220 | €70,744 | €69,757 | ▼ 1.4% |
| Current portion of amounts payable after more than one year42 | €75,000 | - | - | - | - | - |
| Trade debts44 | €3,387 | €12,072 | €5,190 | €3,525 | €2,618 | ▼ 25.7% |
| Suppliers440/4 | €3,387 | €12,072 | €5,190 | €3,525 | €2,618 | ▼ 25.7% |
| Taxes, remuneration and social security45 | - | - | €57 | - | - | - |
| Taxes450/3 | - | - | €57 | - | - | - |
| Other amounts payable47/48 | €6,030 | €8,725 | €87,974 | €67,219 | €67,139 | ▼ 0.1% |
| Accrued charges and deferred income492/3 | €32 | €23 | €2 | - | €11 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,108 | €1,293 | €4,102 | -€1,481 | €7,370 | ▲ 598% |
| + Depreciation and write-downs630 | €573 | €683 | €683 | €1,833 | €2,595 | ▲ 41.6% |
| Operating cash flow (approximation) | -€3,535 | €1,976 | €4,785 | €351 | €9,966 | ▲ 2,735% |
| Investment in fixed assets (approximation) | - | -€1,350 | €0 | -€9,477 | €0 | ▲ 100% |
| Change in cash | - | -€1,297 | -€22,244 | -€18,099 | €3,132 | ▲ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7,370
Net result €7,370 after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1,293
Net result €1,293 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 8.23
Current ratio from 2.77 to 8.23; short-term debt falls from €84,417 to €20,797.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€53,853
Net result drops to -€53,853, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €77,839 ▲7,261%
Operating result €107,629, net result €77,839, both a record.
Show earlier events
31-12
Financial
Equity above €200,000Eq €210,301 ▲51.7%
2 profitable years in a row build equity to €210,301.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 1996
Ground area
4,600 m²
Building footprint
1,619 m²
Volume, LiDAR
7,666 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Brugsesteenweg 4, 8460 Oudenburg
since 19962.075.347.959
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35023B0770/00K000 | Flanders | 2,392 m² | 1 · 155 m² | 7.8 m · 1 fl. |
| 35023B0300/00V000 | Flanders | 2,208 m² | 1 · 1,464 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 138 EUR awarded · 138 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 138 EUR | 138 EUR |
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Of 2,129 companies in sector 46711 we hold annual accounts for 1,128. 767 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46720Wholesale of motor vehicle parts and accessories
47300Retail sale of automotive fuel
52210Service activities incidental to land transportation
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456917114
Also
9925:BE0456917114
Registered
05-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.