CAPEKO
ActiveCAPEKO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €19k and a net result of €49k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 346 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency44▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.13 in 2025; short-term debt: 80.6% and cash: 88.7% of total assets), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
19.4%
Return on assets
50.3%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 346 sector peers (2026).
NBB · sector comparisonPosition among 346 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-06-2026, 152 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
152 d early
2025
38 d early
2024
63 d early
2023
43 d early
2022
32 d early
2021
12 d early
2020
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€19k▼ 5.1%
2025 · €20k
2019: €-5k
2020: €30k
2021: €105k
2022: €38k
2023: €19k
2024: €20k
2025: €20k
2019 → 2026
Total assets
€97k▼ 20.4%
2025 · €122k
2019: €29k
2020: €75k
2021: €135k
2022: €126k
2023: €117k
2024: €105k
2025: €122k
2019 → 2026
Net result
€49k▲ 6.8%
2025 · €46k
2019: €-8k
2020: €35k
2021: €74k
2022: €-1k
2023: €75k
2024: €71k
2025: €46k
2019 → 2026
Working capital
€16k▲ 19.7%
2025 · €13k
2019: €-5k
2020: €30k
2021: €80k
2022: €21k
2023: €6k
2024: €10k
2025: €13k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€38k-€19k▼ 51.3%€20k▲ 7.6%€20k▼ 0.6%€19k▼ 5.1%
Operating result€599-€95k▲ 15,753%€92k▼ 3.0%€61k▼ 33.8%€63k▲ 3.7%
Net result€-1k-€75k€71k▼ 4.3%€46k▼ 35.8%€49k▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 4% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €97k
Fixed assets
€3k▼ 60.1%
Current assets
€94k▼ 17.7%
Equity and liabilities €97k
Equity
€19k▼ 5.1%
Debt
€78k▼ 23.3%
The debt ratio falls from 83.8% to 80.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€68k▲
2025 · €66k
Cash flow
€54k▲
2025 · €51k
Solvency
19.4%▲
2025 · 16.2%
Current ratio
1.20▲
2025 · 1.13
Quick ratio
1.20▲
2025 · 1.13
Debt / equity
4.17▼
2025 · 5.16
ROE
260.1%▲
2025 · 231.2%
ROA
50.3%▲
2025 · 37.5%
Interest coverage
294.86▼
2025 · 449.48
Debt
€78k▼
2025 · €102k
Debt ≤ 1 year
€78k▼
2025 · €101k
Income taxes
€14k▼
2025 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€122k€97k▼
Fixed assets21/28€8k€3k▼
Tangible fixed assets22/27€5k€713▼
Plant, machinery and equipment23€319-
Furniture and vehicles24€5k€713▼
Financial fixed assets28€2k€2k=
Current assets29/58€114k€94k▼
Amounts receivable within one year40/41€27k€7k▼
Trade receivables40€22k€1k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€85k€86k▲
Deferred charges and accrued income490/1€2k€491▼
Equity and liabilities
Total equity and liabilities10/49€122k€97k▼
Equity10/15€20k€19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€1k€285▼
Amounts payable17/49€102k€78k▼
Amounts payable within one year42/48€101k€78k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€12k€18k▲
Other amounts payable47/48€87k€59k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€899€1k▲
Gross operating margin9900€67k€69k▲
Operating profit (loss)9901€61k€63k▲
Financial income75/76B€2€26▲
Recurring financial income75€2€26▲
Financial charges65/66B€146€230▲
Recurring financial charges65€146€230▲
Profit (loss) for the period before taxes9903€61k€63k▲
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€46k€49k▲
Profit (loss) for the period to be appropriated9905€46k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€50k▲
Profit (loss) brought forward from the previous period14P€1k€1k▼
Profit to be distributed694/7€46k€50k▲
Return on contributions (dividend)694€46k€50k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 3.76
Current ratio from 1.68 to 3.76; short-term debt falls from €45k to €29k.
31-03
Financial
Equity above €100kEq €105k ▲244%
2 profitable years in a row build equity to €105k.
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
31-03
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Fosset,B.-en-F. 55660 CouvinGround area
2,305 m²
Building footprint
140 m²
Parcel 93006D1164/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CAPEKO
since 20162.253.410.661
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93006D1164/00A000 ProtectedSite or landscape |
Wallonia | 2,305 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 29,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2016
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.