CAPARMOR
ActiveSummary
The computed 12-month bankruptcy probability of CAPARMOR is 4.8% (elevated). The 2024 annual accounts show equity of €15.2m and a net result of -€1.1m. Equity is shrinking by ~5.1% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability20▼-9
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €700,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.02 against 0.53 in 2023; short-term debt: 2.1% and cash: 0% of total assets), and 2.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year -€1.1m
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 28-05-2025, 33 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
on the day
2022
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 11 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1.1m▼ 85.7%
2023 · -€581,580
Working capital
-€321,271▼ 95.2%
2023 · -€164,573
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result-€113,797--€4,374▲ 96.2%-€3,641▲ 16.8%
Net result-€30,092--€581,580▼ 1,833%-€1.1m▼ 85.7%
Equity€16.9m-€16.3m▼ 3.4%€15.2m▼ 6.6%
Total assets€17.2m-€16.7m▼ 3.4%€15.6m▼ 6.6%
Debt€350,410-€348,580▼ 0.5%€328,482▼ 5.8%
Working capital€417,007--€164,573-€321,271▼ 95.2%
Why a figure moved sharply
- 2024 Net result -86% on 2023. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,641 in 2024 against €4,374 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €15.6m
Fixed assets
€15.6m ▼ 5.6%
Current assets
€7,211 ▼ 96.1%
Equity and liabilities €15.6m
Equity
€15.2m ▼ 6.6%
Debt
€328,482 ▼ 5.8%
Debt's share of the balance-sheet total stays at 2.1%.
Key figures and ratios
Current ratio
0.02▼
2023 · 0.53
Debt to equity
0.02▲
2023 · 0.02
ROE
-7.1%▼
2023 · -3.6%
ROA
-6.9%▼
2023 · -3.5%
Debt ≤ 1 year
€328,482▼
2023 · €348,580
Income taxes
€100
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | €3,240 | - |
| Other operating charges640/8 | - | €1,228 | €400 | ▼ 67.5% |
| Non-recurring operating charges66A | €105,637 | - | €1 | - |
| Gross operating margin9900 | -€8,160 | -€3,146 | -€3,240 | ▼ 3.0% |
| Operating profit (loss)9901 | -€113,797 | -€4,374 | -€3,641 | ▲ 16.8% |
| Financial income75/76B | €86,385 | €90,559 | €77,084 | ▼ 14.9% |
| Recurring financial income75 | €86,385 | €86,033 | €77,084 | ▼ 10.4% |
| Non-recurring financial income76B | - | €4,526 | - | - |
| Financial charges65/66B | €2,680 | €667,764 | €1.2m | ▲ 72.7% |
| Recurring financial charges65 | €2,680 | €581,731 | €153,132 | ▼ 73.7% |
| Non-recurring financial charges66B | - | €86,033 | €1.0m | ▲ 1,062% |
| Profit (loss) for the period before taxes9903 | -€30,092 | -€581,580 | -€1.1m | ▼ 85.6% |
| Income taxes67/77 | - | - | €100 | - |
| Profit (loss) for the period9904 | -€30,092 | -€581,580 | -€1.1m | ▼ 85.7% |
| Profit (loss) for the period to be appropriated9905 | -€30,092 | -€581,580 | -€1.1m | ▼ 85.7% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €17.2m | €16.7m | €15.6m | ▼ 6.6% |
| Fixed assets21/28 | €16.5m | €16.5m | €15.6m | ▼ 5.6% |
| Financial fixed assets28 | €16.5m | €16.5m | €15.6m | ▼ 5.6% |
| Current assets29/58 | €767,417 | €184,007 | €7,211 | ▼ 96.1% |
| Amounts receivable within one year40/41 | €173,723 | €173,723 | - | - |
| Other amounts receivable41 | €173,723 | €173,723 | - | - |
| Current investments50/53 | €589,472 | - | - | - |
| Cash at bank and in hand54/58 | €4,222 | €10,284 | €6,411 | ▼ 37.7% |
| Deferred charges and accrued income490/1 | - | - | €800 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €17.2m | €16.7m | €15.6m | ▼ 6.6% |
| Equity10/15 | €16.9m | €16.3m | €15.2m | ▼ 6.6% |
| Contributions10/11 | €9.1m | €9.1m | €9.1m | = |
| Reserves13 | €860,730 | €860,730 | €860,730 | = |
| Non-distributable reserves130/1 | €860,730 | €860,730 | €860,730 | = |
| Other1319 | €860,730 | €860,730 | €860,730 | = |
| Profit (loss) carried forward14 | €7.0m | €6.4m | €5.3m | ▼ 16.9% |
| Amounts payable17/49 | €350,410 | €348,580 | €328,482 | ▼ 5.8% |
| Amounts payable within one year42/48 | €350,410 | €348,580 | €328,482 | ▼ 5.8% |
| Trade debts44 | €4,526 | €3,146 | €3,640 | ▲ 15.7% |
| Suppliers440/4 | €4,526 | €3,146 | €3,640 | ▲ 15.7% |
| Taxes, remuneration and social security45 | €20,593 | €20,593 | - | - |
| Taxes450/3 | €20,593 | €20,593 | - | - |
| Other amounts payable47/48 | €325,292 | €324,842 | €324,842 | = |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€30,092 | -€581,580 | -€1.1m | ▼ 85.7% |
| Operating cash flow (approximation) | -€30,092 | -€581,580 | -€1.1m | ▼ 85.7% |
| Investment in fixed assets (approximation) | - | €0 | €923,091 | - |
| Change in cash | - | €6,062 | -€3,873 | ▼ 164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-02
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2024
30-11
Financial
Weakest financial yearnet -€1.1m
Net result drops to -€1.1m, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Ground area
122 m²
Building footprint
90 m²
Volume, LiDAR
1,208 m³
Parcel 21447B0342/00M006, Brussels · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0342/00M006indicative | Brussels | 122 m² | 1 · 90 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2021
Fiscal year end30-11
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.