CAPAR-INVEST
ActiveCAPAR-INVEST has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 66% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36=
Solvency75▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.94 in 2024; short-term debt: 49.6% and cash: 100% of total assets), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
-0.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-02-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
26 d late
2023
1 d early
2022
17 d late
2021
25 d late
2020
26 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€154k▼ 1.4%
2024 · €156k
2019: €57k
2020: €46k
2021: €161k
2022: €160k
2023: €158k
2024: €156k
2019 → 2025
Total assets
€305k▼ 5.0%
2024 · €321k
2019: €296k
2020: €255k
2021: €407k
2022: €368k
2023: €332k
2024: €321k
2019 → 2025
Net result
€-2k▼ 24.0%
2024 · €-2k
2019: €-3k
2020: €-11k
2021: €115k
2022: €-1k
2023: €-2k
2024: €-2k
2019 → 2025
Working capital
€154k▼ 1.4%
2024 · €156k
2019: €294k
2020: €47k
2021: €161k
2022: €160k
2023: €158k
2024: €156k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€161k-€160k▼ 0.7%€158k▼ 1.3%€156k▼ 1.1%€154k▼ 1.4%
Operating result€153k-€-2k€-2k▼ 2.6%€-2k▲ 19.2%€-2k▼ 24.0%
Net result€115k-€-1k€-2k▼ 80.5%€-2k▲ 19.2%€-2k▼ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €305k
Equity
€154k▼ 1.4%
Debt
€151k▼ 8.4%
The debt ratio falls from 51.4% to 49.6%. Equity and debt are lower.
Key figures and ratios
Solvency
50.4%▲
2024 · 48.6%
Current ratio
2.02▲
2024 · 1.94
Quick ratio
2.02▲
2024 · 1.94
Debt / equity
0.98▼
2024 · 1.06
ROE
-1.4%▼
2024 · -1.1%
ROA
-0.7%▼
2024 · -0.5%
Debt
€151k▼
2024 · €165k
Debt ≤ 1 year
€151k▼
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€321k€305k▼
Current assets29/58€321k€305k▼
Cash at bank and in hand54/58€321k€305k▼
Equity and liabilities
Total equity and liabilities10/49€321k€305k▼
Equity10/15€156k€154k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€142k€140k▼
Amounts payable17/49€165k€151k▼
Amounts payable within one year42/48€165k€151k▼
Trade debts44-€73
Suppliers440/4-€73
Other amounts payable47/48€165k€151k▼
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Profit (loss) for the period before taxes9903€-2k€-2k▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€140k▼
Profit (loss) brought forward from the previous period14P€143k€142k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-06
Financial
Back to profitnet €115k
Net result €115k after 2 loss-making years.
30-06
Financial
Equity above €150kEq €161k ▲252%
Equity rises from €46k to €161k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervuursesteenweg 6351982 ZemstGround area
1,275 m²
Building footprint
267 m²
Volume, LiDAR
2,814 m³
Parcel 23018D0235/00Z000, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CAPAR INVEST
since 20152.251.688.615
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018D0235/00Z000 | Flanders | 1,275 m² | 1 · 267 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO GUIMARD 7
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AMELOT PROPERTIES
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OREGON
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JUTHOPAT
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-03-2015
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@vastgoedpatrickrowies.be
Phone:016/20.47.73