Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CAPAMAMA is 1.5% (low). The 2024 annual accounts show equity of €53k and a net result of €9k. Its solvency ranks better than 28% of 1479 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.5%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€9k-69.5%
Working capital€44k+6.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 01-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 74 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 23.6% | 50.0% | |
| Net result | €9k | €12k | |
| Equity | €53k | €32k | |
| Gross operating margin | €65k | €28k | |
| Staff costs | €40k | €17k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€19k
-59.4%
23-24
€9k
-69.5%
23-24
€13k
-61.6%
23-24
€224k
+36.4%
23-24
€53k
+12.8%
23-24
€44k
+6.5%
23-24
1
+66.7%
23-24
€40k
+3.5%
23-24
€4k
-65.2%
23-24
€3k
0.0%
23-24
€171k
+51.7%
23-24
€134k
+19.4%
23-24
€29k
-
23-24
1.33
-2.9%
23-24
0.86
-8.0%
23-24
23.6%
-17.3%
23-24
3.23
+34.5%
23-24
17.4%
-73.0%
23-24
4.1%
-77.7%
23-24
6.01
-51.8%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €19k |
| Net profit | €9k |
| Cash flow | €13k |
| Staff costs | €40k |
| Income taxes | €4k |
| Dividends | €3k |
| Total assets | €224k |
| Equity | €53k |
| Debt | €171k |
| of which ≤ 1y | €134k |
| of which > 1y | €29k |
| Working capital | €44k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.33 |
| Quick ratio | 0.86 |
| Working capital ratio | 19.9% |
| Solvency | 23.6% |
| Debt / equity | 3.23 |
| Long-term debt ratio | 0.55 |
| Interest coverage | 6.01 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.1% |
| ROE | 17.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €224k |
| Fixed assets | 21/28 | €45k |
| Intangible fixed assets | 21 | €577 |
| Tangible fixed assets | 22/27 | €44k |
| Financial fixed assets | 28 | €467 |
| Current assets | 29/58 | €179k |
| Stocks & contracts in progress | 3 | €63k |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €102k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €224k |
| Equity | 10/15 | €53k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €33k |
| Amounts payable | 17/49 | €171k |
| Amounts payable after one year | 17 | €29k |
| Amounts payable within one year | 42/48 | €134k |
| Trade debts payable within one year | 44 | €17k |
| Income statement | ||
| Gross operating margin | 9900 | €65k |
| Operating result | 9901 | €15k |
| Financial income | 75 | €740 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €13k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed63
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
3 locationsAtelier Cadre & plus
since 20222.335.695.761
Atelier Cadre & plus
since 20222.335.696.751
Atelier Cadre & plus
since 20222.335.697.741
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area741 m²
Buildings3
Building footprint327 m²
Volume (LiDAR)3,065 m³
Tallest building15.2 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A0926/00L000 | Wallonia | 392 m² | 1 · 141 m² | 13.0 m · 4 fl. |
| 85045B0123/00K000 | Wallonia | 194 m² | 1 · 105 m² | 9.9 m · 3 fl. |
| 81001A0117/00T000 | Wallonia | 155 m² | 1 · 81 m² | 15.2 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes67
/ 100
Strong profile, led by stability.
Health
63
Profitability
87
Solvency
41
Growth
52
Stability
94
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in cultuur- en recreatieartikelen, neg47690Detailhandel in nieuwe kunstvoorwerpen in gespecialiseerde winkels47787Activiteiten van fotografen, met uitzondering van persfotografen74201Activiteiten van fotografen, met uitzondering van persfotografen74201Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Activiteiten van persfotografen74202Activiteiten van persfotografen74202Overige fotografische activiteiten74209Overige fotografische activiteiten74209
Primary activity highlighted.
Names & trade names
| Legal nameFR | CAPAMAMA |
Registered office
Rue de Diekirch 9
6700 Arlon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.