CAP2COACH
ActiveThe computed 12-month bankruptcy probability of CAP2COACH is 2.0% (moderate). The annual accounts of CAP2COACH for fiscal year 2025 show a net loss of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-7k. Equity is shrinking by ~27.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 19% of 6994 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency36▼-30
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.69 against 1.02 in 2024; short-term debt: 89.3% and cash: 48% of total assets), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-49.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 6994 sector peers (2025).
NBB · sector comparisonPosition among 6994 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
44 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 82.3%
2024 · €8k
2021: €15k
2022: €18k
2023: €24k
2024: €8k
2021 → 2025
Total assets
€14k▼ 32.0%
2024 · €20k
2021: €22k
2022: €33k
2023: €36k
2024: €20k
2021 → 2025
Net result
€-7k▲ 57.8%
2024 · €-16k
2021: €9k
2022: €3k
2023: €6k
2024: €-16k
2021 → 2025
Working capital
€-4k
2024 · €188
2021: €8k
2022: €9k
2023: €17k
2024: €188
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€18k▲ 21.6%€24k▲ 35.2%€8k▼ 66.1%€1k▼ 82.3%
Operating result€12k-€6k▼ 45.7%€10k▲ 58.2%€-15k€-4k▲ 74.3%
Net result€9k-€3k▼ 63.5%€6k▲ 97.7%€-16k€-7k▲ 57.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €15k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€5k▼ 34.4%
Current assets
€8k▼ 30.4%
Equity and liabilities €14k
Equity
€1k▼ 82.3%
Debt
€12k▲ 2.9%
The debt ratio rises from 59.0% to 89.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-448▲
2024 · €-11k
Cash flow
€-3k▲
2024 · €-12k
Solvency
10.7%▼
2024 · 41.0%
Current ratio
0.69▼
2024 · 1.02
Quick ratio
0.69▼
2024 · 1.02
Debt / equity
8.34▲
2024 · 1.44
ROE
-463.5%▼
2024 · -194.8%
ROA
-49.6%▲
2024 · -79.9%
Interest coverage
-0.15▲
2024 · -8.60
Debt
€12k▲
2024 · €12k
Debt ≤ 1 year
€12k▲
2024 · €12k
Income taxes
€77▲
2024 · €58
Staff costs
€152
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€14k▼
Formation expenses20€0-
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€0€4k▲
Other tangible fixed assets26€6k-
Assets under construction and advance payments27€0-
Financial fixed assets28€103€103=
Current assets29/58€12k€8k▼
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€4k€98▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€4k€283▼
Equity and liabilities
Total equity and liabilities10/49€20k€14k▼
Equity10/15€8k€1k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€2k€-5k▼
Amounts payable17/49€12k€12k▲
Amounts payable within one year42/48€12k€12k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Bills of exchange payable441€0-
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9€0€168▲
Other amounts payable47/48€887€728▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61-€128k
Remuneration, social security and pensions62-€152
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€384€387▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-11k€91▲
Operating profit (loss)9901€-15k€-4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Non-recurring financial income76B€0-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-16k€-7k▲
Income taxes67/77€58€77▲
Profit (loss) for the period9904€-16k€-7k▲
Profit (loss) for the period to be appropriated9905€-16k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-5k▼
Profit (loss) brought forward from the previous period14P€18k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-16k ▼354%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue d'Argenteuil 17-191410 WaterlooGround area
3,381 m²
Building footprint
392 m²
Volume, LiDAR
570 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Louis David 38, 1410 La Hulpe
since 20202.298.884.063
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0575/00A000 | Wallonia | 2,625 m² | 1 · 287 m² | - |
| 25764Q0293/00E000 | Wallonia | 756 m² | 1 · 105 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 1,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.