Summary
CAP VERT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €952,168 and a net result of €141,991. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 46% of 2789 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
1 d early
2022
13 d early
2021
29 d late
2020
9 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#4 company by total assets in Gembloux, Finance and insurance sector#4 company by equity in Gembloux, Finance and insurance sector#5 oldest company in Gembloux, Finance and insurance sector
Equity
€952,168▲ 17.5%
2023 · €810,177
Net result
€141,991▼ 9.7%
2023 · €157,272
Total assets
€1.8m▲ 3.0%
2023 · €1.8m
Solvency
52.4%▲ 6.5pp
2023 · 45.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€129,480€12,535€10,828▼ 13.6%-€13,062-€512▲ 96.1%
Net result€52,449▼ 16.4%€3,052▼ 94.2%€156,174▲ 5,017%€157,272▲ 0.7%€141,991▼ 9.7%
Equity€493,679▲ 11.9%€496,731▲ 0.6%€652,905▲ 31.4%€810,177▲ 24.1%€952,168▲ 17.5%
Total assets€1.9m▲ 6.2%€1.8m▼ 5.7%€1.8m▲ 1.7%€1.8m▼ 2.2%€1.8m▲ 3.0%
Debt€1.4m▲ 4.3%€1.3m▼ 8.0%€1.2m▼ 9.9%€955,113▼ 17.0%€866,530▼ 9.3%
Working capital-€606,199▲ 11.2%-€635,986▼ 4.9%-€630,431▲ 0.9%-€626,248▲ 0.7%-€590,714▲ 5.7%
Solvency26.2%▲ 1.3pp28.0%▲ 1.8pp36.2%▲ 8.2pp45.9%▲ 9.7pp52.4%▲ 6.5pp
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €512 in 2024 against €13,062 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.7m ▼ 0.3%
Current assets
€98,032 ▲ 149%
Equity and liabilities €1.8m
Equity
€952,168 ▲ 17.5%
Debt
€866,530 ▼ 9.3%
Debt's share of the balance-sheet total falls from 54.1% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
14.9%▼
2023 · 19.4%
ROA
7.8%▼
2023 · 8.9%
Debt ≤ 1 year
€688,746▲
2023 · €665,551
Debt > 1 year
€177,725▼
2023 · €289,534
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,390 | €5,390 | €5,389 | €5,390 | €5,321 | ▼ 1.3% |
| Other operating charges640/8 | - | €1,945 | €1,971 | €2,189 | €2,225 | ▲ 1.6% |
| Gross operating margin9900 | -€122,153 | €19,870 | €18,188 | -€5,483 | €7,034 | ▲ 228% |
| Operating profit (loss)9901 | -€129,480 | €12,535 | €10,828 | -€13,062 | -€512 | ▲ 96.1% |
| Financial income75/76B | - | €12,134 | €169,966 | €199,960 | €149,970 | ▼ 25.0% |
| Recurring financial income75 | €200,272 | €12,134 | €169,966 | €199,960 | €149,970 | ▼ 25.0% |
| Financial charges65/66B | - | €21,617 | €24,620 | €29,626 | €7,467 | ▼ 74.8% |
| Recurring financial charges65 | €18,343 | €21,617 | €24,620 | €29,626 | €7,467 | ▼ 74.8% |
| Profit (loss) for the period before taxes9903 | €52,449 | €3,052 | €156,174 | €157,272 | €141,991 | ▼ 9.7% |
| Profit (loss) for the period9904 | €52,449 | €3,052 | €156,174 | €157,272 | €141,991 | ▼ 9.7% |
| Profit (loss) for the period to be appropriated9905 | €52,449 | €3,052 | €156,174 | €157,272 | €141,991 | ▼ 9.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.8m | €1.8m | €1.8m | €1.8m | ▲ 3.0% |
| Fixed assets21/28 | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | ▼ 0.3% |
| Tangible fixed assets22/27 | €184,335 | €178,945 | €173,556 | €168,166 | €162,845 | ▼ 3.2% |
| Land and buildings22 | - | €178,945 | €173,556 | €168,166 | €162,845 | ▼ 3.2% |
| Financial fixed assets28 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Current assets29/58 | €139,687 | €37,557 | €72,957 | €39,303 | €98,032 | ▲ 149% |
| Amounts receivable within one year40/41 | €41,300 | €34,300 | €72,600 | €38,750 | €97,567 | ▲ 152% |
| Trade receivables40 | - | €34,300 | €72,600 | €38,750 | €95,868 | ▲ 147% |
| Other amounts receivable41 | - | - | - | - | €1,699 | - |
| Cash at bank and in hand54/58 | €14,599 | €3,257 | €357 | €553 | €465 | ▼ 15.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €1.8m | €1.8m | €1.8m | ▲ 3.0% |
| Equity10/15 | €493,679 | €496,731 | €652,905 | €810,177 | €952,168 | ▲ 17.5% |
| Contributions10/11 | €47,000 | €52,500 | €52,500 | €47,000 | €47,000 | = |
| Reserves13 | €446,500 | €444,000 | €600,000 | €762,500 | €904,500 | ▲ 18.6% |
| Distributable reserves133 | - | €444,000 | €600,000 | €762,500 | €904,500 | ▲ 18.6% |
| Profit (loss) carried forward14 | €179 | €231 | €405 | €677 | €668 | ▼ 1.3% |
| Amounts payable17/49 | €1.4m | €1.3m | €1.2m | €955,113 | €866,530 | ▼ 9.3% |
| Amounts payable after more than one year17 | €642,278 | €604,030 | €447,704 | €289,534 | €177,725 | ▼ 38.6% |
| Financial debts170/4 | - | €604,030 | €447,704 | €289,534 | €177,725 | ▼ 38.6% |
| Amounts payable within one year42/48 | €745,886 | €673,543 | €703,388 | €665,551 | €688,746 | ▲ 3.5% |
| Current portion of amounts payable after more than one year42 | - | €157,124 | €165,174 | €163,835 | €114,156 | ▼ 30.3% |
| Financial debts43 | - | - | - | €302 | - | - |
| Credit institutions430/8 | - | - | - | €302 | - | - |
| Trade debts44 | €156,571 | €1,565 | €5,443 | €1,829 | €8,336 | ▲ 356% |
| Suppliers440/4 | - | €1,565 | €5,443 | €1,829 | €8,336 | ▲ 356% |
| Taxes, remuneration and social security45 | - | €9,206 | €18,342 | €25,411 | €7,561 | ▼ 70.2% |
| Taxes450/3 | - | €9,206 | €10,734 | €22,464 | €4,688 | ▼ 79.1% |
| Remuneration and social security454/9 | - | - | €7,608 | €2,947 | €2,873 | ▼ 2.5% |
| Other amounts payable47/48 | - | €505,648 | €514,429 | €474,174 | €558,693 | ▲ 17.8% |
| Accrued charges and deferred income492/3 | - | €19 | €337 | €28 | €59 | ▲ 111% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,449 | €3,052 | €156,174 | €157,272 | €141,991 | ▼ 9.7% |
| + Depreciation and write-downs630 | €5,390 | €5,390 | €5,389 | €5,390 | €5,321 | ▼ 1.3% |
| Operating cash flow (approximation) | €57,839 | €8,442 | €161,563 | €162,662 | €147,312 | ▼ 9.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€11,342 | -€2,900 | €196 | -€88 | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €157,272 ▲0.7%
Net result €157,272, the highest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €500,000Eq €652,905 ▲31.4%
5 profitable years in a row build equity to €652,905.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €3,052 ▼94.2%
Net result drops to €3,052, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 1999
Ground area
1,422 m²
Building footprint
130 m²
Parcel 92056E0543/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Petit-Leez, Gd-L. 47, 5031 Gembloux
since 19992.092.526.362
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92056E0543/00M000 | Wallonia | 1,422 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,771. 12,787 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-1998
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail
info@eurogreen.ws
Scores and ratios are computed by Checked and are not a credit decision.