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Cap Horizon & Co

Active
Private limited companyfounded 2002active for 24 yearsChemin du Grand Ry(WP) 57, 5100 Namur, BelgiumKBO/BCE: BE 0476.618.705
Summary

Cap Horizon & Co has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,947 and a net result of -€21,525. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 58% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-01-2002 Normal situation
Activity
Wholesale trade NACE 46120and 2 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
Establishment unit
2.098.797.314 5020 Namur, since 12-02-2002
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€65,842
▼ 30.4%
Turnover
≈ €310,000
estimated
Loss
€21,525
▲ 24×
Equity
€89,947
▼ 19.3%
Total assets
€176,965
▲ 2.7%
Employees on 31-12-2025
2
=
Filed on 27-07-2026, 4 days before the deadline
Score breakdownraises riskLoss of €21,525, the second in a row (financial year 2025)1 of the last 3 accounts latelowers riskFounded in 2002Liquidity: current ratio 1.96, cash €29,794Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 76-14
equity 50.8% of total assets
Liquidity 48+2
short-term debt 47.2% · cash 16.8%
Profitability 4-52
return on assets -12.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.6%● unchanged vs 10-2025highest value 12-2025: 0.6%● unchanged vs 11-2025highest value 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.96 (2.86 in 2024), above the usual 1.5. Short-term debt is 47.2% and cash 16.8% of total assets. 49.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 58% of them on solvency, 47% on liquidity, 13% on profitability and 19% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €21,525, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.96, cash €29,794
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,525
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
49 days late
2023
30 days late
2022
31 days late
2021
85 days late
2020
143 days late
2019
108 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 63 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in wholesale tradesector median €5,660 · 13,722 companies -€21,525 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€21,525 View

Comparable companies

These companies have the same main activity as Cap Horizon & Co: wholesale trade (NACE 46120). They are comparable in size and age: total assets between €144,000 and €265,000, founded between 1994 and 2009.

CompanyTotal assetsGross margin
Cap Horizon & Co Namur€176,965€65,842
CHIADEST Seneffe€159,389€68,063
CRISTYCAR Aiseau-Presles€229,458€94,663
WINVO Lommel€225,010€36,642
ROULET INTERNATIONAL Andenne€144,492€27,832
DECOORNE MARIE-ROSE Wevelgem€149,813€66,557
BAS Balen€265,158€42,575
Full comparison

Key facts about Cap Horizon & Co

What is the company number of Cap Horizon & Co?
The company number of Cap Horizon & Co is 0476.618.705. The VAT number is the same number with BE in front: BE 0476.618.705.
Where is Cap Horizon & Co based?
The registered office is at Chemin du Grand Ry(WP) 57, 5100 Namur.Company details
What does Cap Horizon & Co do?
According to the KBO register, the main activity is wholesale trade (NACE 46120).
What is the legal form of Cap Horizon & Co?
The legal form of Cap Horizon & Co is Private limited company (BV).
When was Cap Horizon & Co founded?
Cap Horizon & Co was founded on 17-01-2002.
Is Cap Horizon & Co still active?
Yes, Cap Horizon & Co is an active enterprise in the KBO register.
How many employees does Cap Horizon & Co have?
Cap Horizon & Co had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Cap Horizon & Co fall under?
In its 2024 annual accounts, Cap Horizon & Co states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of Cap Horizon & Co?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €65,842 and 30 comparable companies (NACE 461). It probably lies between €160,000 and €720,000.
Is Cap Horizon & Co profitable?
In financial year 2025, Cap Horizon & Co made a loss of €21,525.
Where can I find the annual accounts of Cap Horizon & Co?
Cap Horizon & Co filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Cap Horizon & Co due?
Cap Horizon & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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