CAP HOME
ActiveThe annual accounts of CAP HOME for fiscal year 2025 show a net loss of 364% of total assets. The 2025 annual accounts show equity of €5k and a net result of €-21k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 90% of 31616 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.49 against 4.51 in 2023; short-term debt: 8.5% and cash: 80.5% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
-363.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
22 d late
2023
30 d late
2022
67 d late
2021
14 d early
2020
25 d late
2019
69 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 84.2%
2023 · €34k
2018: €19k
2019: €32k
2020: €39k
2021: €40k
2022: €41k
2023: €34k
2018 → 2025
Total assets
€6k▼ 86.4%
2023 · €43k
2018: €25k
2019: €45k
2020: €53k
2021: €55k
2022: €55k
2023: €43k
2018 → 2025
Net result
€-21k▼ 176%
2023 · €-8k
2018: €6k
2019: €13k
2020: €7k
2021: €-5k
2022: €1k
2023: €-8k
2018 → 2025
Working capital
€5k▼ 85.2%
2023 · €32k
2018: €9k
2019: €31k
2020: €35k
2021: €36k
2022: €37k
2023: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€39k-€40k▲ 1.9%€41k▲ 3.5%€34k▼ 18.6%€5k▼ 84.2%
Operating result€10k-€-5k€3k€-7k€-21k▼ 186%
Net result€7k-€-5k€1k€-8k€-21k▼ 176%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-21k in 2025, compared with €-7k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €6k
Fixed assets
€634▼ 65.0%
Current assets
€5k▼ 87.3%
Equity and liabilities €6k
Equity
€5k▼ 84.2%
Debt
€494▼ 94.6%
The debt ratio falls from 21.3% to 8.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-20k▼
2023 · €-5k
Cash flow
€-21k▼
2023 · €-6k
Solvency
91.5%▲
2023 · 78.7%
Current ratio
10.49▲
2023 · 4.51
Quick ratio
10.49▲
2023 · 4.51
Debt / equity
0.09▼
2023 · 0.27
ROE
-397.5%▼
2023 · -22.8%
ROA
-363.8%▼
2023 · -18.0%
Interest coverage
-73.33▼
2023 · -31.28
Debt
€494▼
2023 · €9k
Debt ≤ 1 year
€494▼
2023 · €9k
Income taxes
€-47▼
2023 · €185
Staff costs
€23k▼
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€43k€6k▼
Fixed assets21/28€2k€634▼
Tangible fixed assets22/27€2k€634▼
Furniture and vehicles24€2k€634▼
Current assets29/58€41k€5k▼
Amounts receivable within one year40/41-€501
Other amounts receivable41-€501
Cash at bank and in hand54/58€40k€5k▼
Deferred charges and accrued income490/1€414-
Equity and liabilities
Total equity and liabilities10/49€43k€6k▼
Equity10/15€34k€5k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€13k€-15k▼
Amounts payable17/49€9k€494▼
Amounts payable within one year42/48€9k€494▼
Trade debts44€2k€479▼
Suppliers440/4€2k€479▼
Taxes, remuneration and social security45€7k€15▼
Taxes450/3€3k€15▼
Remuneration and social security454/9€4k-
Income statement
Code20232025
Remuneration, social security and pensions62€31k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€621▼
Other operating charges640/8€455€593▲
Gross operating margin9900€26k€3k▼
Operating profit (loss)9901€-7k€-21k▼
Financial charges65/66B€167€277▲
Recurring financial charges65€167€277▲
Profit (loss) for the period before taxes9903€-7k€-21k▼
Income taxes67/77€185€-47▼
Profit (loss) for the period9904€-8k€-21k▼
Profit (loss) for the period to be appropriated9905€-8k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-15k▼
Profit (loss) brought forward from the previous period14P€21k€6k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 10.49
Current ratio from 4.51 to 10.49; short-term debt falls from €9k to €494.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €13k ▲116%
Operating result €18k, net result €13k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Jacques Brel 91420 Braine-l'AlleudGround area
883 m²
Building footprint
107 m²
Parcel 25742A0036/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CAP Home
since 20182.274.941.592
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742A0036/00C000 | Wallonia | 883 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 16,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-03-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.