CAP FUTUR

Active

Private limited companyfounded 2013active for 13 yearsRoute de Tancrémont 49, 4860 Pepinster, BelgiumKBO/BCE: BE 0515.971.110

Summary

The computed 12-month bankruptcy probability of CAP FUTUR is 4.8% (elevated). The 2024 annual accounts show equity of €117,840 and a net result of -€32,117. Equity is growing by about 6.5% per year across the filed financial years. Its solvency ranks better than 39% of 2,519 sector peers (NACE 85, financial year 2024). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CAP FUTURActiveChecked score 37/100

Risk analysis Report Compare

Activity

Vocational training

NACE 85592

1 site

Size

€156,671turnover 2024

Equity: €117,840
Loss: -€32,117

Financial health

37 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 4.8%

Structure

PIRNAY SylvianeDirector

2025 accounts not filed, 90 days past the deadline1 of 2 deeds summarised

Why 37raises risk1 financial year not filed after the legal deadline; last filed accounts filed 309 days late; 1 of the last 3 lateLiquidity: current ratio 0.53, cash €96, halvedFigures for financial year 2024 (filed 09-06-2026)lowers riskSector: Education (NACE 85)Show the evidence

Checked score

Score 2024

37 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 26% of its sector peers (NACE 85, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 56-4

equity 31.1% of total assets

Liquidity 35-4

short-term debt 34.0% · cash 0.0%

Profitability 47-24

return on assets -8.5%

Bankruptcy probability, 12 months

4.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,814 companies, NACE 85, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.4 percentage points vs 09-2025 11-2025: 0.9%▲ +0.1 percentage points vs 10-2025 12-2025: 1.2%▲ +0.3 percentage points vs 11-2025 01-2026: 1.7%▲ +0.5 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.8%▲ +0.1 percentage points vs 02-2026 04-2026: 1.6%▼ -0.2 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 2.7%▲ +1.1 percentage points vs 06-2026 08-2026: 3.2%▲ +0.5 percentage points vs 07-2026 09-2026: 3.4%▲ +0.2 percentage points vs 08-2026 10-2026: 4.8%▲ +1.4 percentage points vs 09-2026highest value

Credit of up to €4,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity insufficient (current ratio 0.53, compared with 0.6 in 2023, below 1; short-term debt: 34% and cash: 0% of total assets), and 68.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 38% on solvency, 18% on liquidity, 27% on profitability and 22% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 309 days late; 1 of the last 3 late

NBB · filings

Liquidity: current ratio 0.53, cash €96, halved

NBB · annual accounts

Figures for financial year 2024 (filed 09-06-2026)

NBB · annual accounts

Sector: Education (NACE 85)

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline29-10-2026 today

2024 accounts filed 309 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2026, 309 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

309 days late

2023

26 days late

2022

24 days late

2021

25 days late

2020

25 days late

2019

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

05-06-2026 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€32,117
26-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: Among the weakest 5% on net resultsector median €7,103 · 2,519 companies -€32,117 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2024
Turnover: €156,671
Loss: -€32,117
Solvency: 31.1%

Go to Financials

Board & ownership

Board: 1 member

PIRNAY SylvianeDirector

Go to Board & ownership

Timeline

Events: 16
Since: 2014

18-01-2024Resignation: PIRNAY Sylviane (manager)
31-12-2023Back to profit
24-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Vocational trainingNACE 85592
Founded: 25-02-2013
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Purpose: “Formations; Conférences; Organisation de séminaires,ateliers,salons,forums; Coaching…” (deed in French)

Go to Articles of association

Key facts about CAP FUTUR

What is the company number of CAP FUTUR?: 0515.971.110. In Belgium the VAT number is the company number with BE in front: BE 0515.971.110.
Where is CAP FUTUR based?: The registered office is at Route de Tancrémont 49, 4860 Pepinster.Company details
What does CAP FUTUR do?: According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of CAP FUTUR?: Private limited company (BV).
When was CAP FUTUR founded?: On 25-02-2013.
Is CAP FUTUR still active?: Yes, CAP FUTUR is an active enterprise in the KBO register.
What is the turnover of CAP FUTUR?: €156,671 in financial year 2024, according to the filed annual accounts.Financials
Is CAP FUTUR profitable?: In financial year 2024, CAP FUTUR made a loss of €32,117.
Where can I find the annual accounts of CAP FUTUR?: CAP FUTUR filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2024.