CAP Formations
ActiveCAP Formations has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €62k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 34% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency61▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.51 in 2024; short-term debt: 61.6% and cash: 58.8% of total assets), and 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
37.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
139 d early
2023
97 d early
2022
52 d early
2021
54 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 23.0%
2024 · €78k
2018: €51k
2019: €51k
2020: €52k
2021: €94k
2022: €110k
2023: €140k
2024: €78k
2018 → 2025
Total assets
€167k▼ 19.3%
2024 · €207k
2018: €128k
2019: €113k
2020: €105k
2021: €184k
2022: €125k
2023: €178k
2024: €207k
2018 → 2025
Net result
€62k▲ 65.5%
2024 · €38k
2018: €62k
2019: €45k
2020: €48k
2021: €111k
2022: €16k
2023: €30k
2024: €38k
2018 → 2025
Working capital
€49k▼ 22.2%
2024 · €62k
2018: €42k
2019: €11k
2020: €21k
2021: €72k
2022: €99k
2023: €122k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€110k▲ 17.1%€140k▲ 27.5%€78k▼ 44.6%€60k▼ 23.0%
Operating result€144k-€21k▼ 85.2%€41k▲ 90.6%€50k▲ 22.3%€80k▲ 61.3%
Net result€111k-€16k▼ 85.5%€30k▲ 88.1%€38k▲ 24.3%€62k▲ 65.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 61% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€16k▼ 34.0%
Current assets
€152k▼ 17.4%
Equity and liabilities €167k
Equity
€60k▼ 23.0%
Debt
€108k▼ 17.1%
The debt ratio rises from 62.6% to 64.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €58k
Cash flow
€70k▲
2024 · €46k
Solvency
35.7%▼
2024 · 37.4%
Current ratio
1.47▼
2024 · 1.51
Quick ratio
1.47▼
2024 · 1.51
Debt / equity
1.80▲
2024 · 1.68
ROE
104.1%▲
2024 · 48.4%
ROA
37.1%▲
2024 · 18.1%
Interest coverage
101.70▲
2024 · 58.92
Debt
€108k▼
2024 · €130k
Debt ≤ 1 year
€103k▼
2024 · €121k
Debt > 1 year
€5k▼
2024 · €9k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€167k▼
Fixed assets21/28€24k€16k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€24k€16k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€19k€13k▼
Current assets29/58€184k€152k▼
Amounts receivable within one year40/41€38k€52k▲
Trade receivables40€37k€49k▲
Other amounts receivable41€719€3k▲
Cash at bank and in hand54/58€145k€98k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€207k€167k▼
Equity10/15€78k€60k▼
Contributions10/11€19k€19k=
Reserves13€38k€38k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€21k€3k▼
Amounts payable17/49€130k€108k▼
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€121k€103k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€4k€4k▼
Credit institutions430/8€4k€4k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Advances received on contracts in progress46€0€1k▲
Taxes, remuneration and social security45€25k€25k▼
Taxes450/3€25k€25k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€85k€68k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€59k€90k▲
Operating profit (loss)9901€50k€80k▲
Financial income75/76B€103€185▲
Recurring financial income75€103€185▲
Non-recurring financial income76B€103€185▲
Financial charges65/66B€986€869▼
Recurring financial charges65€986€869▼
Profit (loss) for the period before taxes9903€49k€80k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€38k€62k▲
Profit (loss) for the period to be appropriated9905€38k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€121k€83k▼
Profit (loss) brought forward from the previous period14P€83k€21k▼
Profit to be distributed694/7€100k€80k▼
Return on contributions (dividend)694€100k€80k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €16k ▼85.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 8.09
Current ratio from 1.80 to 8.09; short-term debt falls from €90k to €14k.
31-12
Financial
Equity above €100kEq €110k ▲17.1%
5 profitable years in a row build equity to €110k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €111k ▲129%
Operating result €144k, net result €111k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Marche 35330 AssesseGround area
4,529 m²
Building footprint
249 m²
Volume, LiDAR
1,935 m³
2 parcels, Wallonia · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CAP FORMATIONS
since 20162.257.753.786
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92006A0015/00T002 | Wallonia | 4,414 m² | 1 · 129 m² | - |
| 92094C0111/00S011 | Wallonia | 115 m² | 1 · 120 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TSN-CONSULT
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.