CANTINE COPINE
ActiveCANTINE COPINE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €31. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-2
Solvency33=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.89 against 1.13 in 2024), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
0%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-09-2025, 135 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
135 d early
2024
3 d early
2023
on the day
2022
7 d late
2021
4 d early
2020
1 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k=
2024 · €139k
2019: €51k
2020: €53k
2021: €71k
2022: €130k
2023: €139k
2024: €139k
2019 → 2025
Total assets
€579k▼ 7.7%
2024 · €628k
2019: €641k
2020: €644k
2021: €671k
2022: €730k
2023: €697k
2024: €628k
2019 → 2025
Net result
€31▼ 92.9%
2024 · €437
2019: €13k
2020: €2k
2021: €18k
2022: €100k
2023: €38k
2024: €437
2019 → 2025
Working capital
€-17k
2024 · €17k
2019: €-43k
2020: €26k
2021: €8k
2022: €44k
2023: €48k
2024: €17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€130k▲ 84.0%€139k▲ 6.3%€139k▲ 0.3%€139k=
Operating result€34k-€125k▲ 267%€58k▼ 53.7%€12k▼ 78.9%€12k▲ 0.3%
Net result€18k-€100k▲ 460%€38k▼ 61.6%€437▼ 98.9%€31▼ 92.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €579k
Fixed assets
€443k▼ 7.0%
Current assets
€136k▼ 10.0%
Equity and liabilities €579k
Equity
€139k=
Debt
€440k▼ 9.9%
The debt ratio falls from 77.9% to 76.0%: debt is paid down.
Key figures and ratios
EBITDA
€66k▲
2024 · €66k
Cash flow
€54k▲
2024 · €54k
Solvency
24.0%▲
2024 · 22.1%
Current ratio
0.89▼
2024 · 1.13
Quick ratio
0.73▼
2024 · 0.92
Debt / equity
3.17▼
2024 · 3.52
ROE
0.0%▼
2024 · 0.3%
ROA
0.0%▼
2024 · 0.1%
Interest coverage
3.84▼
2024 · 4.38
Debt
€440k▼
2024 · €489k
Debt ≤ 1 year
€153k▲
2024 · €135k
Debt > 1 year
€281k▼
2024 · €346k
Income taxes
€201▼
2024 · €657
Staff costs
€167k▼
2024 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€628k€579k▼
Fixed assets21/28€476k€443k▼
Tangible fixed assets22/27€474k€441k▼
Land and buildings22€217k€200k▼
Plant, machinery and equipment23€222k€211k▼
Furniture and vehicles24€30k€21k▼
Leasing and similar rights25€6k€9k▲
Financial fixed assets28€2k€2k=
Current assets29/58€152k€136k▼
Amounts receivable after more than one year29€86k€91k▲
Other amounts receivable291€86k€91k▲
Stocks and contracts in progress3€27k€24k▼
Stocks30/36€27k€24k▼
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40-€9k
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€25k€6k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€628k€579k▼
Equity10/15€139k€139k=
Contributions10/11€19k€19k=
Reserves13€120k€120k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€0-
Amounts payable17/49€489k€440k▼
Amounts payable after more than one year17€346k€281k▼
Financial debts170/4€346k€281k▼
Amounts payable within one year42/48€135k€153k▲
Current portion of amounts payable after more than one year42€77k€84k▲
Financial debts43€4k€9k▲
Credit institutions430/8€4k€9k▲
Trade debts44€43k€43k▲
Suppliers440/4€43k€43k▲
Advances received on contracts in progress46€11€2k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€6k€11k▲
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€9k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€172k€167k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€54k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€242k€237k▼
Operating profit (loss)9901€12k€12k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€15k€17k▲
Recurring financial charges65€15k€17k▲
Profit (loss) for the period before taxes9903€1k€232▼
Income taxes67/77€657€201▼
Profit (loss) for the period9904€437€31▼
Profit (loss) for the period to be appropriated9905€437€31▼
Appropriation of the result
Profit (loss) to be appropriated9906€437€31▼
Transfer to equity691/2€437€31▼
To other reserves6921€437€31▼
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €31 ▼92.9%
Net result drops to €31, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
30-06
Financial
Highest result since 2019net €100k ▲460%
Operating result €125k, net result €100k, both a record.
30-06
Financial
Equity above €100kEq €130k ▲84%
4 profitable years in a row build equity to €130k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Liquidity triplescurrent ratio 1.37
Current ratio from 0.54 to 1.37; short-term debt falls from €93k to €69k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
CommV "KAREN KEYGNAERT"
CurrentDirector · since 27-02-2024 · Legal entity · perm. rep.: KEYGNAERT Karen
27-02-2024
Appointed as Director
27-02-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenkaai 348000 BruggeGround area
243 m²
Building footprint
11 m²
Volume, LiDAR
24 m³
Parcel 31808M0432/00G004, Flanders · tallest building 3.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cantine Copine
since 20092.175.583.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808M0432/00G004 | Flanders | 243 m² | 1 · 10 m² | 3.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARIE CLAUDE
BE 0457.423.195
Brussel · Eq €139k
ORESTO
BE 0554.931.357
Temse · Eq €139k
FiPaMi
BE 0425.145.654
Manage · Eq €139k
M12
BE 0650.645.118
Gent · Eq €139k
HAUTE COOKURE
BE 0811.806.559
Malle · Eq €139k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 9,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2008
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.