Equity
€13,316 ▲ 986%
Cantavo paid out €6,000 in dividends. That is 33% of the 2025 profit.
Cantavo
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €33,074 (2025)
€33,074▲ 14×
Resultlowest -€299 (2024)
€18,090▲ €18,389
Equitypeak €13,316 (2025)
€13,316▲ 986%
Debts
€30,152▲ 226%
Board2 names since 2024
2 directorsHERNÁNDEZ CASTRO Nelson Eduardo and 1 other
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Gross margin from €2,315 to €33,074Back to profit: €18,090Dividend €6,000Equity from €1,226 to €13,316Debts from €9,259 to €30,152Investments €4,381
Key points
from the 2025 annual accountsTurnover
≈ €86,000 estimated
The micro format states no turnover.
Investments
€4,381 5.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 299.5% higher than in 2024.
Checked score
94
Excellent
Financially stronger than 70% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,669 companies (NACE 82, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 0.6%
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025highest value
07-2025: 0.2%▼ -0.4 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.29, cash €31,365
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 36% of them on solvency, 57% on liquidity, 87% on profitability and 99% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Cantavo has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Cantavo itself is lower: 0.1% within 12 months. It rests on far more data about Cantavo than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Cantavo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.02 in 2024), below the usual 1.5. Short-term debt is 69.4% and cash 72.2% of total assets. 69.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Four signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 days early
2024
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 26 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VOGELS Nadia Teresa Cornelia 80 sharesdeed of 27-02-2024
- HERNÁNDEZ CASTRO Nelson Eduardo 20 sharesdeed of 27-02-2024
Recent changes
Purpose change · Amendment of the articles
“Het uitvoeren van cateringactiviteiten voor evenementen; De verkoop van elektrische huishoudtoestellen en…” (deed in Dutch) · General meeting of 10-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006359261
Incorporation
Founding capital of €1,525, 100 shares · Founder: VOGELS Nadia Teresa Cornelia · Appointments: VOGELS Nadia Teresa Cornelia (director) and HERNÁNDEZ CASTRO Nelson Eduardo (director) · published on 27-02-2024 · Gazette deed
First establishment
Zoete Moederstraat 18, Beveren-Kruibeke-Zwijndrecht
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Cantavo Beveren-Kruibeke-Zwijndrecht | €43,468 | €33,074 | 30.6% | - |
| NMV consulting Ghent | €47,920 | €34,632 | 9.0% | 1 |
| SIBOH Ghent | €47,166 | €33,943 | 56.8% | - |
| Apotheekhulp Wichelen | €40,853 | €30,394 | 61.5% | - |
| VIPPRO Waasmunster | €43,733 | €35,302 | 71.7% | - |
| LOVACOM Lievegem | €53,786 | €32,066 | 67.1% | - |
| Level Kay Wetteren | €53,104 | €32,655 | 46.7% | - |
These companies have the same main activity as Cantavo: other business support services (NACE 82990). They are comparable in size and age: total assets between €40,900 and €53,800, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 23-02-2024Normal situation
- Activity
- Other business support servicesNACE 82990and 3 others
- Establishment unit
- 2.356.171.0759150 Beveren-Kruibeke-Zwijndrecht, since 23-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-03-2024
Annual accounts 2025
- Total assets
- €43,468▲ 315%
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on Cantavo
Cantavo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,316 and a net result of €18,090.
Its solvency ranks better than 35% of 9,682 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Cantavo
- What is the company number of Cantavo?
- The company number of Cantavo is 1006.359.261. The VAT number is the same number with BE in front: BE 1006.359.261.
- Where is Cantavo based?
- The registered office is at Zoete Moederstraat 18, 9150 Beveren-Kruibeke-Zwijndrecht.Company details
- What does Cantavo do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of Cantavo?
- Cantavo is a private limited company (BV).
- When was Cantavo founded?
- Cantavo was founded on 23-02-2024.
- Is Cantavo still active?
- Yes, Cantavo is an active enterprise in the KBO register.
- What is the turnover of Cantavo?
- The turnover in financial year 2025 is ≈ €86,000. This figure is estimated from the gross margin of €33,074 and 41 comparable companies (NACE 82990). It probably lies between €53,000 and €110,000.Financials
- Is Cantavo profitable?
- In financial year 2025, Cantavo made a profit of €18,090.
- Where can I find the annual accounts of Cantavo?
- Cantavo filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cantavo due?
- Cantavo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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