Canoés
ActiveCanoés has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299k and a net result of €93k. Equity is growing by ~62.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+48
Solvency7▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.41 in 2024), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
3.4%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
152 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€299k▲ 45.0%
2024 · €206k
2022: €-109k
2023: €160k
2024: €206k
2022 → 2025
Total assets
€2.79M▼ 0.9%
2024 · €2.81M
2022: €2.12M
2023: €2.23M
2024: €2.81M
2022 → 2025
Net result
€93k▲ 338%
2024 · €21k
2022: €-95k
2023: €82k
2024: €21k
2022 → 2025
Working capital
€-171k▼ 14.3%
2024 · €-150k
2022: €-1.27M
2023: €-77k
2024: €-150k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-109k-€160k€206k▲ 28.6%€299k▲ 45.0%
Operating result€-75k-€132k€92k▼ 30.5%€197k▲ 116%
Net result€-95k-€82k€21k▼ 73.9%€93k▲ 338%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 116% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.79M
Fixed assets
€2.68M▼ 1.0%
Current assets
€106k▲ 2.7%
Equity and liabilities €2.79M
Equity
€299k▲ 45.0%
Provisions
€6k▼ 3.1%
Debt
€2.48M▼ 4.5%
The debt ratio falls from 92.5% to 89.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€266k▲
2024 · €161k
Cash flow
€162k▲
2024 · €90k
Solvency
10.7%▲
2024 · 7.3%
Current ratio
0.38▼
2024 · 0.41
Quick ratio
0.38▼
2024 · 0.41
Debt / equity
8.31▼
2024 · 12.63
ROE
31.3%▲
2024 · 10.4%
ROA
3.4%▲
2024 · 0.8%
Interest coverage
3.91▲
2024 · 2.87
Debt
€2.48M▼
2024 · €2.60M
Debt ≤ 1 year
€277k▲
2024 · €253k
Debt > 1 year
€2.19M▼
2024 · €2.34M
Income taxes
€37k▲
2024 · €15k
Staff costs
€11
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.81M€2.79M▼
Fixed assets21/28€2.71M€2.68M▼
Intangible fixed assets21€4k-
Tangible fixed assets22/27€2.09M€2.06M▼
Land and buildings22€2.05M€2.02M▼
Plant, machinery and equipment23€29k€30k▲
Furniture and vehicles24€11k€12k▲
Financial fixed assets28€619k€619k=
Current assets29/58€103k€106k▲
Amounts receivable within one year40/41€49k€56k▲
Trade receivables40€49k€56k▲
Other amounts receivable41€57€57=
Cash at bank and in hand54/58€50k€44k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.81M€2.79M▼
Equity10/15€206k€299k▲
Contributions10/11€4k€4k=
Revaluation surpluses12€167k€156k▼
Reserves13€21k€31k▲
Distributable reserves133€21k€31k▲
Profit (loss) carried forward14€-10k€83k▲
Investment grants15€24k€24k▼
Provisions and deferred taxes16€6k€6k▼
Deferred taxes168€6k€6k▼
Amounts payable17/49€2.60M€2.48M▼
Amounts payable after more than one year17€2.34M€2.19M▼
Financial debts170/4€2.34M€2.18M▼
Other amounts payable178/9€10k€10k=
Amounts payable within one year42/48€253k€277k▲
Current portion of amounts payable after more than one year42€146k€144k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€80k€78k▼
Suppliers440/4€80k€78k▼
Taxes, remuneration and social security45€27k€50k▲
Taxes450/3€27k€48k▲
Remuneration and social security454/9€20€2k▲
Accrued charges and deferred income492/3€2k€14k▲
Income statement
Code20242025
Non-recurring operating income76A€24k€41▼
Remuneration, social security and pensions62-€11
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€68k▼
Other operating charges640/8€8k€11k▲
Non-recurring operating charges66A-€12k
Gross operating margin9900€169k€289k▲
Operating profit (loss)9901€92k€197k▲
Financial income75/76B€763€763=
Recurring financial income75€763€763=
Financial charges65/66B€56k€68k▲
Recurring financial charges65€56k€68k▲
Profit (loss) for the period before taxes9903€36k€130k▲
Transfer from deferred taxes780€191€191=
Income taxes67/77€15k€37k▲
Profit (loss) for the period9904€21k€93k▲
Profit (loss) for the period to be appropriated9905€21k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€83k▲
Profit (loss) brought forward from the previous period14P€-32k€-10k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €93k ▲338%
Operating result €197k, net result €93k, both a record.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €206k ▲28.6%
2 profitable years in a row build equity to €206k.
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
31-03
Financial
Equity above €150kEq €160k
Equity rises from €-109k to €160k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mommaertsstraat 803090 OverijseGround area
1.2 ha
Building footprint
217 m²
Volume, LiDAR
907 m³
Parcel 23542G0051/00B000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mommaertsstraat 80, 3090 Overijse
since 20202.298.565.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23542G0051/00B000 | Flanders | 1.2 ha | 1 · 217 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I2M
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CRUNCH_IT
BE 0682.930.478
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Zenas
BE 0844.620.768
Nijlen · Eq €298k
OCKERSTADT
BE 0882.430.576
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UPASANA CONSULTING
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Steenokkerzeel · Eq €298k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 13,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2020
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.