Canisma
ActiveSummary
Canisma has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-39k) and a net result of €-29k. Equity is shrinking by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-11
Solvency18▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 1.24 in 2024; short-term debt: 27% and cash: 2.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.5%
Return on assets
-5.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-39k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
48 d late
2023
96 d late
2022
169 d late
2021
63 d early
2020
70 d early
2019
69 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-39k▼ 269%
2024 · €-11k
2018: €112k
2019: €140k
2020: €145k
2021: €146k
2022: €48k
2023: €10k
2024: €-11k
2018 → 2025
Total assets
€526k▲ 4.8%
2024 · €502k
2018: €460k
2019: €660k
2020: €801k
2021: €734k
2022: €615k
2023: €560k
2024: €502k
2018 → 2025
Net result
€-29k▼ 37.7%
2024 · €-21k
2018: €34k
2019: €15k
2020: €5k
2021: €1k
2022: €-98k
2023: €-38k
2024: €-21k
2018 → 2025
Working capital
€1k▼ 87.9%
2024 · €12k
2018: €79k
2019: €212k
2020: €91k
2021: €113k
2022: €34k
2023: €-6k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€48k▼ 67.1%€10k▼ 78.9%€-11k€-39k▼ 269%
Operating result€-945-€-89k▼ 9,306%€-30k▲ 66.0%€-14k▲ 53.1%€-22k▼ 53.0%
Net result€1k-€-98k€-38k▲ 61.3%€-21k▲ 45.2%€-29k▼ 37.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €14k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€382k ▼ 12.7%
Current assets
€143k ▲ 125%
Key figures and ratios
EBITDA
€34k▼
2024 · €42k
Cash flow
€27k▼
2024 · €35k
Solvency
-7.5%▼
2024 · -2.1%
Current ratio
1.01▼
2024 · 1.24
Debt to equity
-14.34▲
2024 · -47.97
ROA
-5.5%▼
2024 · -4.2%
Interest coverage
4.95▼
2024 · 6.44
Debt
€565k▲
2024 · €512k
Debt ≤ 1 year
€142k▲
2024 · €51k
Debt > 1 year
€423k▼
2024 · €461k
Income taxes
€176▲
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€502k€526k▲
Fixed assets21/28€438k€382k▼
Intangible fixed assets21€10k€7k▼
Tangible fixed assets22/27€428k€376k▼
Land and buildings22€189k€182k▼
Plant, machinery and equipment23€222k€181k▼
Furniture and vehicles24€17k€13k▼
Current assets29/58€64k€143k▲
Amounts receivable within one year40/41€34k€132k▲
Trade receivables40€34k€128k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€28k€11k▼
Deferred charges and accrued income490/1€818€671▼
Equity and liabilities
Total equity and liabilities10/49€502k€526k▲
Equity10/15€-11k€-39k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-31k€-60k▼
Amounts payable17/49€512k€565k▲
Amounts payable after more than one year17€461k€423k▼
Financial debts170/4€461k€423k▼
Amounts payable within one year42/48€51k€142k▲
Current portion of amounts payable after more than one year42€38k€38k▲
Trade debts44€2k€97k▲
Suppliers440/4€2k€97k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3-€89
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€56k▼
Other operating charges640/8€977€5k▲
Gross operating margin9900€43k€39k▼
Operating profit (loss)9901€-14k€-22k▼
Financial income75/76B€0€8▲
Recurring financial income75€0€8▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€-21k€-29k▼
Income taxes67/77€174€176▲
Profit (loss) for the period9904€-21k€-29k▼
Profit (loss) for the period to be appropriated9905€-21k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-60k▼
Profit (loss) brought forward from the previous period14P€-10k€-31k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 169 days late
2022
31-12
Financial
Weakest financial yearnet €-98k ▼6804%
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.14
Current ratio from 1.57 to 3.14; short-term debt falls from €162k to €53k.
22-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin 406542 LobbesGround area
5,163 m²
Building footprint
288 m²
Volume, LiDAR
1,878 m³
2 parcels, Wallonia · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Espace canin
since 20122.208.674.756
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56069B0326/00K000 | Wallonia | 4,922 m² | 1 · 262 m² | 10.3 m · 2 fl. |
| 52048B0049/00L023 | Wallonia | 240 m² | 1 · 26 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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URBAN DOGS CLUB
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BE 0758.735.087
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BE 0782.691.614
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Of 1,024 companies in sector 96994 we hold annual accounts for 56. 33 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2012
Fiscal year end31-12
Activities, NACEBEL 2025
96994Pet training
68203Renting and operating of own or leased non-residential real estate, excluding land
85592Vocational training
86931Psychology services
96993Pet care services, excluding veterinary services
96995Pet boarding
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.