CANEPHORA
ActiveCANEPHORA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €33k. Equity is growing by ~49% per year across the filed fiscal years. Its solvency ranks better than 76% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.19 against 2.16 in 2024; short-term debt: 17.8% and cash: 68.1% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
28.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
21 d early
2024
14 d early
2023
30 d late
2022
29 d late
2021
29 d late
2020
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2020: €0
2021: €0
2020 → 2022
Total assets
€115k▼ 4.6%
2024 · €120k
2020: €25k
2021: €49k
2022: €73k
2023: €97k
2024: €120k
2020 → 2025
Net result
€33k▼ 40.4%
2024 · €55k
2020: €8k
2021: €18k
2022: €21k
2023: €42k
2024: €55k
2020 → 2025
Working capital
€86k▲ 44.2%
2024 · €59k
2020: €3k
2021: €22k
2022: €24k
2023: €35k
2024: €59k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€26k-€29k▲ 9.8%€41k▲ 43.2%€69k▲ 67.0%€92k▲ 33.0%
Operating result€26k-€30k▲ 16.9%€55k▲ 85.2%€72k▲ 30.9%€45k▼ 37.3%
Net result€18k-€21k▲ 20.4%€42k▲ 96.4%€55k▲ 31.2%€33k▼ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€9k▼ 10.0%
Current assets
€106k▼ 4.2%
Equity and liabilities €115k
Equity
€92k▲ 33.0%
Debt
€23k▼ 55.3%
The debt ratio falls from 42.6% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €75k
Cash flow
€36k▼
2024 · €58k
Solvency
80.0%▲
2024 · 57.4%
Current ratio
5.19▲
2024 · 2.16
Quick ratio
5.19▲
2024 · 2.16
Debt / equity
0.25▼
2024 · 0.74
ROE
35.7%▼
2024 · 79.5%
ROA
28.6%▼
2024 · 45.7%
Interest coverage
14.04▼
2024 · 36.01
Debt
€23k▼
2024 · €51k
Debt ≤ 1 year
€20k▼
2024 · €51k
Income taxes
€9k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€115k▼
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€991€585▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€111k€106k▼
Amounts receivable within one year40/41€36k€27k▼
Trade receivables40€36k€22k▼
Other amounts receivable41€247€4k▲
Cash at bank and in hand54/58€73k€78k▲
Deferred charges and accrued income490/1€907€997▲
Equity and liabilities
Total equity and liabilities10/49€120k€115k▼
Equity10/15€69k€92k▲
Contributions10/11€100€100=
Reserves13€69k€92k▲
Distributable reserves133€69k€92k▲
Profit (loss) carried forward14€508€284▼
Amounts payable17/49€51k€23k▼
Amounts payable within one year42/48€51k€20k▼
Financial debts43-€328
Credit institutions430/8-€328
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€22k€11k▼
Other amounts payable47/48€25k€4k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€343€400▲
Gross operating margin9900€75k€49k▼
Operating profit (loss)9901€72k€45k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€70k€42k▼
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€55k€33k▼
Profit (loss) for the period to be appropriated9905€55k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€33k▼
Profit (loss) brought forward from the previous period14P€18k€508▼
Transfer from equity791/2€7k€10k▲
Transfer to equity691/2€52k€33k▼
To other reserves6921€52k€33k▼
Profit to be distributed694/7€27k€10k▼
Return on contributions (dividend)694€27k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 5.19
Current ratio from 2.16 to 5.19; short-term debt falls from €51k to €20k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €55k ▲31.2%
Operating result €72k, net result €55k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bois Chaffoux 204651 HerveGround area
812 m²
Building footprint
182 m²
Volume, LiDAR
1,506 m³
Parcel 63030A0248/00C000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CANEPHORA
since 20202.298.773.405
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63030A0248/00C000 | Wallonia | 812 m² | 1 · 182 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.